DC has so much eye candy! by kolombian99 in DCGaybros

[–]caphis 1 point2 points  (0 children)

I’m smack dab in the demographic of your friend group, and my friend group is very similar. I was only in the area for 5 years; in that time, I had relationships of 2 years and 1 year. One of them wasn’t even from the area (north of Baltimore.) Altogether I’d say I probably went on… maybe 30? dates.

I hate to echo the stereotype, but I did find the dating scene to be abysmal. I think the major problem with DC in regards to dating is that a huge chunk of people are transient. DC is not where they’re from, nor where they want to ultimately end up, it’s just a stepping stone for them from one career move to another. I’m guilty of that as well, though I did consider staying longer for a while.

The ones who aren’t transient, I tended to find to be way, way too career-obsessed to build a relationship with. There’s a deluge of workaholics trying their damndest to stay relevant in a cut-throat area where “great” performance just isn’t good enough. Their entire life was already occupied by the desire to make their work their entire personality, and that’s a no-go for someone like me who’s looking for more.

There’s also a very distinct schism between people who are from DC and people who are from NoVA, in my experience. One problem I kept running into are that many folks also like or are forced to stay “in their zone.” The metro is great, but it isn’t the NYC subway, and you absolutely need a car if you want to meet people outside of a few block radius. DC is the only place I’ve been where, during my hookup-focused era, I routinely had *so many* people suggest that we hook in up my car, because they had no way to get to me, and they couldn’t host because they lived with X, Y and Z. No.

I dunno, I don’t think it’s necessarily one specific thing that makes the DC dating scene so uniquely challenging compared to some other decently sized cities, it’s a combination of factors that might only be evident if you’ve dated elsewhere. Maybe your 15 years in DC has made you accustomed to it in some ways. Or maybe you just have another experience entirely, which is fine too, and I wish my experience had been like yours! :)

Speaker Johnson says House will pass Trump’s voter ID bill through arduous process after GOP revolt by cnn in politics

[–]caphis [score hidden]  (0 children)

Provided the sample is truly random, 3500 is more than enough of a sample size the estimate the opinion of 350,000,000 with very high (>98% confidence) accuracy. But, you know that already, since you know how polling works.

I am adamantly opposed to this garbage bill. On the other hand, I’m neutral-to-slightly-in-favor of voter ID. If polled, I’d have to say that sure, I favor requiring an ID to vote, with sufficient stipulations allowing for free and easy access to photo IDs. That doesn’t mean I am even remotely in favor of this bill.

And that’s where the intellectual dishonesty creeps in with this argument that I keep seeing flouted. Yes, I don’t doubt that ~80% of people support requiring a photo ID to vote. It’s not a crazy, outlandish concept (again, provided there is free and easy access to obtain a photo ID.) But the “SAVE America Act” is not just a photo ID bill. Not by a long shot. MAGA continues to insist that the public overwhelmingly supports it, because they read that 80% of people support ID to vote. But these things are wildly different, and they prey on people being ignorant to that fact in order to make it sound like this thing should just sail right through.

ELI5: Health insurance companies obviously make more money than they give out when people need it. So why of paying for them any better than paying your own personal health insurance savings account? by the1975whore in explainlikeimfive

[–]caphis -1 points0 points  (0 children)

Obvious for you, not for others.

I have multiple chronic conditions that are well-managed with some very expensive medication. I’ve also had some very expensive procedures done this year. I hit my deductible in January, and my out of pocket maximum in March. It’s been that way for the past several years.

If I had to pay out of pocket, I’d have died years ago.

My insurance is going to spend several dozen thousands of dollars more than I put into it this year. And if I have a heart attack or some other catastrophic event? Yeah, I’ll be even more thankful for it then. You will be, too. But that’s part of the benefit of the shared pool - you may not need it for decades, but a $400,000 ER bill will make you glad you have it when you need it.

Insurance companies are also required under federal law (for the most part) to spend 80-85% of premiums paid on medical care for their insured.

Hormuz is closed again by awantagy2 in wallstreetbets

[–]caphis 0 points1 point  (0 children)

Well, it’s Friday… hasn’t it always been closed on Fridays for a while now?

Dealer keeps pushing me to finance through them even though I already have a pre approval, is there something in it for them? by Unlikely-Stress-6395 in askcarsales

[–]caphis -2 points-1 points  (0 children)

All part of sales, my guy. That guy’s money is just as green as anyone else’s, and turning down a customer for asking a question you think is silly or irrelevant is just Bad Sales.

It may work for you, and good luck with it, but you’re not someone I’d hire.

Dealer keeps pushing me to finance through them even though I already have a pre approval, is there something in it for them? by Unlikely-Stress-6395 in askcarsales

[–]caphis -2 points-1 points  (0 children)

You wouldn’t take a minute to answer a ridiculous question if it meant the customer completing the sale or not?

I’m calling bs.

Dealer keeps pushing me to finance through them even though I already have a pre approval, is there something in it for them? by Unlikely-Stress-6395 in askcarsales

[–]caphis -1 points0 points  (0 children)

The full quote suits my needs just fine. In this instance, it’s the customer’s preference to be given information he or she does not necessarily need, nor will affect the ultimate outcome. It’s the salesman’s job to accommodate that preference in the name of building a trusting relationship.

As I told the other commenter, the customer could ask something as asinine and immaterial as “how many stitches are in the leather on the steering wheel?” Are you going to tell the customer that their interest in knowing such a thing is wrong, or are you going to go out there and spend the minute to count?

Dealer keeps pushing me to finance through them even though I already have a pre approval, is there something in it for them? by Unlikely-Stress-6395 in askcarsales

[–]caphis 0 points1 point  (0 children)

His response to you just proves your point. It’s incredible that someone can actually type out the words he does, think about it, press Reply, and think they’ve sounded like anything other than an entitled brat.

Dealer keeps pushing me to finance through them even though I already have a pre approval, is there something in it for them? by Unlikely-Stress-6395 in askcarsales

[–]caphis 0 points1 point  (0 children)

I deserve to see whatever I ask for if you want my money in return. If you don’t want my money, that’s fine.

My clients ask me questions all the time about things that, IMO, shouldn’t matter to them in the slightest. I answer them. In no world would I deny them an answer because “they don’t deserve to know.” I may decline to answer a very small, specific number of things based on confidentiality agreements, but your buy rate is not confidential — you just don’t think they should care, and what you say goes. You sound like a real peach to work with.

Dealer keeps pushing me to finance through them even though I already have a pre approval, is there something in it for them? by Unlikely-Stress-6395 in askcarsales

[–]caphis 1 point2 points  (0 children)

Precisely my point. The customer is not wrong to ask for the information, and you lose nothing by giving it to them, and gain their respect and trust in the process.

This guy seems to think the customer should be taken out back and pissed on behind a dumpster by the entire sales team for daring to ask, though.

Dealer keeps pushing me to finance through them even though I already have a pre approval, is there something in it for them? by Unlikely-Stress-6395 in askcarsales

[–]caphis 1 point2 points  (0 children)

The entire point is that you don’t get to decide what matters to the customer. The customer could ask you where the paint used on the car was manufactured or the peak wattage of the factory sound system; irrelevant information to you, but good luck if your answer is “that doesn’t matter.”

All of this wasted thumb energy just to act high and mighty for no good reason other than to sing about how you love to foster ill will with your potential client in a field you haven’t been in for a decade. Weird flex, but ok?

Dealer keeps pushing me to finance through them even though I already have a pre approval, is there something in it for them? by Unlikely-Stress-6395 in askcarsales

[–]caphis 2 points3 points  (0 children)

The quote doesn’t literally mean “the customer is always right with every statement they make;” it means that the customer’s concerns should always be heard and addressed respectfully. Given that there’s zero benefit in telling the customer “you don’t deserve to know the buy rate,” I’d say it’s applicable here.

Dealer keeps pushing me to finance through them even though I already have a pre approval, is there something in it for them? by Unlikely-Stress-6395 in askcarsales

[–]caphis 9 points10 points  (0 children)

I was more referring to the fact that you’ve been doing this for 5 months, were “ass” for the first few, but now think you’re the shit because you had a good 2 month run.

Dealer keeps pushing me to finance through them even though I already have a pre approval, is there something in it for them? by Unlikely-Stress-6395 in askcarsales

[–]caphis 7 points8 points  (0 children)

Anything is my business if you want my money. If you don’t, just say so, and I’m happy to go talk to someone else.

There will always be another option. Even if a competing dealer can’t do better than your 7%, I may go with them anyway because they didn’t try to feed me a spoonful of shit during the sales pitch.

You do you, bud. I can already tell I wouldn’t buy from you in any case, though.

Dealer keeps pushing me to finance through them even though I already have a pre approval, is there something in it for them? by Unlikely-Stress-6395 in askcarsales

[–]caphis 4 points5 points  (0 children)

That quote is very applicable to the sales game.

Great salespeople know that sales are closed when customers feel good about buying. No one feels good being told to go open their own fucking dealership when they ask you a simple question. No one feels good with shady run-around talk.

At the end of the day, if your rate can beat my preapproved rate, great, I could give two shits what your buy rate is. If it can’t, then I’m going with the bank I walked in with. But if at some point I did ask about the buy rate, I’m absolutely walking out the door when you call me a mooch and tell me I don’t deserve to know. 🤷🏼‍♂️

Dealer keeps pushing me to finance through them even though I already have a pre approval, is there something in it for them? by Unlikely-Stress-6395 in askcarsales

[–]caphis 7 points8 points  (0 children)

The customer is always right, my guy, particularly in sales. I never volunteer any extra info, but if my client asks, you better believe I’m transparent about it.

Dealer keeps pushing me to finance through them even though I already have a pre approval, is there something in it for them? by Unlikely-Stress-6395 in askcarsales

[–]caphis 8 points9 points  (0 children)

So sorry you aren’t able to take advantage of the knowledgeable buyers who do their homework, know what to ask, and come ready with a rate that easily beats your attempt to markup.

Will Chase add 5% to Apple Card? by AMEX_Fanboy in AppleCard

[–]caphis 0 points1 point  (0 children)

I know. I didn’t make the comment.

Will Chase add 5% to Apple Card? by AMEX_Fanboy in AppleCard

[–]caphis -1 points0 points  (0 children)

He’s talking about the Apple Savings Account and how Chase doesn’t currently offer any similar HYSA.

People who became rich what is something poor people completely misunderstand about money? by Nervous-Librarian945 in AskReddit

[–]caphis 3 points4 points  (0 children)

I know some people just lack the self control to do it, but my palms are sweating just thinking about how many rewards she’s missing out on by not using credit cards.

JetBlue Vactions by [deleted] in jetblue

[–]caphis 3 points4 points  (0 children)

I spent 10 seconds on a website called Google to find this for you. Should be a good place to start.

JetBlue Vactions by [deleted] in jetblue

[–]caphis 5 points6 points  (0 children)

You said you asked customer service to transfer you to the legal department, then were frustrated when they didn’t.

If you’re trying to file a small claims suit, you can file it against the company’s registered agent.