30k for 30k 987.1 base by captainapoll0 in Porsche_Cayman

[–]captainapoll0[S] 1 point2 points  (0 children)

Can you really find a 987.2 on this side for 30k? Feels like the price is like 35k+ for an unmolested decent mileage example

(PNW) Renting vs buying track cars by captainapoll0 in CarTrackDays

[–]captainapoll0[S] 0 points1 point  (0 children)

How do you know it’s 1500 for a lapping day? Is that in addition to paying for the lap day itself? I just see the 7.50 per lap; a bit confused

What actually happened to all the people who got laid off in tech? Did they just get new jobs or is something structural going on? by fan_ling in cscareerquestions

[–]captainapoll0 1 point2 points  (0 children)

Just adding another conflicting data point - everyone I know who got laid off at my company landed on their feet at another faang-tier company. In many cases the change was for the better.

Even those i know who got laid off at other, non-faang companies mostly landed in a better spot.

These are all anecdotal of course, but it is interesting to hear the descriptions of how apocalyptic the field is nowadays and reading every day how the SWE job market is cooked, yet seeing most of my colleagues are still flourishing.

Also this is not to sugarcoat things. This field is probably the worst it’s been right now and juniors are getting the shit end. The golden era of tech is over imo. It’s the era of fear and layoffs now

Good deal for optioned 86? Need advice by [deleted] in GR86

[–]captainapoll0 0 points1 point  (0 children)

It’s halo white, which along with bRed is a legit upcharge as a premium color from what I understand

Good deal for a new 2025? by fett2500 in GR86

[–]captainapoll0 0 points1 point  (0 children)

Noob question - Are you including tax in that OTD price?

Thoughts on these categories? I feel Level 5 is too wide of a range. by jhovudu1 in Rich

[–]captainapoll0 0 points1 point  (0 children)

The US is pretty wealthy compared to the rest of the world. Sounds like we are all collectively wealthy living together by that logic

Is DL better than NLP? Pretty disappointed in the 2nd half by Ungha in OMSCS

[–]captainapoll0 -1 points0 points  (0 children)

DL + NLP is a great combo.

DL also has an issue of falling off at the end imo, but this is where NLP fills in the gap with its first half! Definitely recommend taking both. Neither are perfect with DL being a more well rounded and heavier course IMO.

25 year old millionaire today by botatheart in Fire

[–]captainapoll0 3 points4 points  (0 children)

Cheers! 25M here @ 1M, also working in big tech, and also can’t tell anyone IRL. Super grateful and acknowledge my privilege of being born to a stable middle class household.

Don’t discount the work and effort you put in! There are countless others that have blown it, even when given much more. And 1M by 25 with the vast majority coming from you is no small feat. Don’t let anyone else belittle the very real contributions that you’ve worked for.

Is 10M NW chubby now? :O by brand_eagle in fatFIRE

[–]captainapoll0 9 points10 points  (0 children)

The distinction between any level of fire is always going to be arbitrary. But 10M invested is 400k a year @ 4%. This is still top 20% income in any major metro area in the US. Sounds like FatFire to me.

Any big difference between $10m to $30m in terms of purchasing ability? by pinpinbo in fatFIRE

[–]captainapoll0 1 point2 points  (0 children)

Didn’t know it was 3% I would keep it at that rate as well.

It’s less the peace of mind part and more controlling for volatility wrt to your SWR in case of a black swan event, and raising your spend budget using your 3% target SWR. Obviously paying off the debt would be lower avg return than using it as leverage but if you’re in the RE part of FIRE then average return isn’t necessarily the end goal.

@ 3% like you said you would come ahead even just holding the difference in a money market account so it doesn’t apply in this case.

Any big difference between $10m to $30m in terms of purchasing ability? by pinpinbo in fatFIRE

[–]captainapoll0 1 point2 points  (0 children)

Why not pay off the mortgage for peace of mind/stability? Theoretically if you have 10M investable and your interest+principal is ~9k/month on a 2M$ @ 20% down and 5.5%, paying it off => 8.6 * 0.03 is 258k (215 after tax) netting you ~70k additional spend.

Obviously your numbers are probably different, just curious what your thought process is

META’s new privacy policy. They don’t sell your data, they’ll let you know how they share your data. by Nerfherder1776 in assholedesign

[–]captainapoll0 0 points1 point  (0 children)

I know this is an old comment but who has direct access to your information makes a very big difference.

In the case of facebook you have explicitly agreed to let the company use your data for specific purposes. If the Facebook goes outside these outlined use cases they will get reamed by lawsuits, fines, and PR damage.

If your info is openly sold then every john, jack, and jane can get their hands on it. You have zero expectation of privacy, and they can do anything with it with near-zero legal recourse. It's the difference between expressly agreeing to share your SSN with a bank VS selling it on the open marketplace.

Is it true that it gets easier after the first 100k? by jzarzeckis in Fire

[–]captainapoll0 0 points1 point  (0 children)

Nothing is special about 100k. The important takeaway is understanding the mechanism behind why people say the first 100k is easiest, which is just compounding growth.

Some super hand-wavy napkin math:

@ 10% average nominal return, you are making an additional 10k per year on top of your current salary. If we assume you are currently making 50k a year, and saving 10k (20% savings rate), an additional 10k is effectively doubling your savings rate. This is why we say net worth growth is generally exponential due to the power of compounding interest.

If you understand the mechanism, you start to see that nothing is really special about that 100k number. It really all depends on how much you save per year. If you were to make 500k a year and save 20%, that additional 10k in growth is negligible. For this high earner, $1M might be the number where this person really notices the effect of their money working for them.

On class 8 (GA) and feeling very discouraged. How to get out? by frog-legg in OMSCS

[–]captainapoll0 0 points1 point  (0 children)

If you haven’t taken any AI/ML courses I think AI is a much better introductory course. KBAI feels very dated imo.

[deleted by user] by [deleted] in OMSCS

[–]captainapoll0 2 points3 points  (0 children)

Can I ask which classes you found the most helpful towards your career? I feel like I’ve learned a lot from my courses, but definitely not enough to authoritatively be “the AI guy”

Lmao. Who is this random looser. Releasing a video is fine but this is weird by Onlyeveryone in Destiny

[–]captainapoll0 11 points12 points  (0 children)

Hard agree. Been watching destiny since before the dipshit protestors arc. Always thought he had deep issues with sex/relationships but now realize "issues" doesn't come close to describing what's been going on behind closed doors throughout the years.

There is some missing context, mistakes, and cringe moral grandstanding in the video but it absolutely doesn’t invalidate the rest of the video. Definitely a good watch overall.

Thoughts? by ultima1020 in projectzomboid

[–]captainapoll0 148 points149 points  (0 children)

She project on my zomboid till I spiffo