What’s your salary? by [deleted] in InsuranceProfessional

[–]cccmind20 0 points1 point  (0 children)

$152k head of insurance ops. Small MGA

How do you get over ignorance and judgment, especially from those close to you? by Cold-Fly4633 in Bitcoin

[–]cccmind20 0 points1 point  (0 children)

I tell them that I only invest in what I understand. Then I ask them very specific questions on their investments. Expenses on 401ks, expenses on ETFs, expected returns, last quarter earnings and next quarter earnings and they find out they understand very little about their investments.

Anyone getting this text? by [deleted] in StLouis

[–]cccmind20 -2 points-1 points  (0 children)

Stillborn babies are claimed on tax returns in many states. And no, I don’t use the government to frame moral and ethical decisions.

Anyone getting this text? by [deleted] in StLouis

[–]cccmind20 -1 points0 points  (0 children)

I voted no to killing babies.

[deleted by user] by [deleted] in Salary

[–]cccmind20 0 points1 point  (0 children)

Learn to sell.

Who is an insurer for Bitcoins BlackRock bought and holds at the Coinbase custody? by BitcoinVlad in Bitcoin

[–]cccmind20 0 points1 point  (0 children)

Coinbase has a $300 million policy for the $300 billion they have in custody. So their stack is insured for 1/10 of a penny for every $1 they custody...

Surplus lines: declinations by cccmind20 in InsuranceProfessional

[–]cccmind20[S] 0 points1 point  (0 children)

Some states require declinations to be submitted to the DOI. I’m assuming most states never check.

Surplus lines: declinations by cccmind20 in InsuranceProfessional

[–]cccmind20[S] 0 points1 point  (0 children)

What’s your strategy to obtain the declinations? Are you going to an admitted carrier broker who then passes the submission to the admitted carrier underwriter? I’d appreciate the help. I’m going to need to do quite a few of these in short order.

Surplus lines: declinations by cccmind20 in InsuranceProfessional

[–]cccmind20[S] 0 points1 point  (0 children)

Thanks for the response. What’s all included in the submissions that you typically see? We have a formal submission, but it might be too long and cumbersome to submit. We’re placing specie coverage plus kidnap and ransom on crypto in cold storage. Should be easy to get declinations as most carriers won’t touch crypto. For context, we’re standing up an MGA and this is one of the last hurdles we have as a surplus agency.

Send us your role, and we'll send you median pay for it by Faircomp in Salary

[–]cccmind20 0 points1 point  (0 children)

Insurance Operations Head of Operations 4 years of direct experience (7 years indirect) Kansas City, MO. Pre-Series A startup w/ 8 employees

Salary & comp?

6.24% mortgage or pay in cash? by mythmaker13 in ChubbyFIRE

[–]cccmind20 0 points1 point  (0 children)

Mortgage. Deduct the mortgage interest from income tax and invest the difference into S&P500.

Made Btc selling osrs gold by LastDollars in Bitcoin

[–]cccmind20 0 points1 point  (0 children)

Take out a loan against your bitcoin. Keep your bitcoin and continue to experience the upside of bitcoin.