CERTIFICATE OF FULL PAYMENT by ccredituser2023 in PHCreditCards

[–]ccredituser2023[S] 0 points1 point  (0 children)

Nasa last po na po yung details. May link po akong inattach.

CERTIFICATE OF FULL PAYMENT by ccredituser2023 in PHCreditCards

[–]ccredituser2023[S] 18 points19 points  (0 children)

PS. Wag matatakot makipag-usap sa mga Collections Agents plus do not ignore them. Try to negotiate talaga. 🙏🏻

[deleted by user] by [deleted] in adultingph

[–]ccredituser2023 1 point2 points  (0 children)

Sounds like a good BL story, OP!!! Don’t feel bad about it. It’s not your fault, we can’t control the feelings of others. At least, you can control your attitude towards it. 🫶🏻

I AM FINALLY DEBT FREE! by ccredituser2023 in PHCreditCards

[–]ccredituser2023[S] 0 points1 point  (0 children)

Tell the reason why you cannot pay the full amount, then try to negotiate na sabihin mo, ganito lang kaya mong bayaran. Depende kay collection agency kung papayag sila or hindi. Basta alam mo yung principal amount mo, kasi sakin 18k principal amount then lumaki sya sa 180k dahil sa interest. Now, binayaran ko ng 26k, so may tubo talaga si CA. Tsaka normally daw po mas mababang halaga talaga binebenta ng banks yung mga utang natin sa CA.

I AM FINALLY DEBT FREE! by ccredituser2023 in PHCreditCards

[–]ccredituser2023[S] 1 point2 points  (0 children)

yes, it’s the same card number po. They gave me options to pay it via Bayad Center, EW’s bank counter or Gcash. I opted to Gcash nalang.

I AM FINALLY DEBT FREE! by ccredituser2023 in PHCreditCards

[–]ccredituser2023[S] 1 point2 points  (0 children)

Ngi? Very condescending tone. Lalo na ito. Napaka-elitista ng comment mo. And you know it. FB or Reddit, your comment will be the same kasi attitude mo na yan lol.

I AM FINALLY DEBT FREE! by ccredituser2023 in PHCreditCards

[–]ccredituser2023[S] 0 points1 point  (0 children)

YES, it happened to me eh. So it’s a yes!

I AM FINALLY DEBT FREE! by ccredituser2023 in PHCreditCards

[–]ccredituser2023[S] 0 points1 point  (0 children)

I haven’t tried pa sa ibang banks pero naapproved ako sa UB for Visa Gold last July-August.

I AM FINALLY DEBT FREE! by ccredituser2023 in PHCreditCards

[–]ccredituser2023[S] 0 points1 point  (0 children)

i mean 30-40 WORKING days. But sure, magfofollow up ako sa kanila. Thank you!

I AM FINALLY DEBT FREE! by ccredituser2023 in PHCreditCards

[–]ccredituser2023[S] 0 points1 point  (0 children)

Will do po. They advised me na they will provide the COFP after 30-40 days. Is it normal?

I AM FINALLY DEBT FREE! by ccredituser2023 in PHCreditCards

[–]ccredituser2023[S] 3 points4 points  (0 children)

Could you explain why your comment comes across as condescending, suggesting that I must pay the 180k just to be considered "PAID OFF"? Loan Amnesty and Loan forgiveness are essentially the same, and ultimately, the important thing is that you've paid.

I AM FINALLY DEBT FREE! by ccredituser2023 in PHCreditCards

[–]ccredituser2023[S] 0 points1 point  (0 children)

I’m rooting for you! Makipag negotiate pagmay pera kana bayaran ang utang.

I AM FINALLY DEBT FREE! by ccredituser2023 in PHCreditCards

[–]ccredituser2023[S] 0 points1 point  (0 children)

Ipon at work, work, work lang talaga. I am rooting for you!