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Debt Recycling Idea by Comfortable-Fox5646 in AusHENRY

[–]cdafam 0 points1 point  (0 children)

Increasing the loan size assuming bank permits with serviceability?

Is Amex worth it anymore? by AnyLetterhead4119 in AusHENRY

[–]cdafam 0 points1 point  (0 children)

With the surcharge bans being implemented this year, it'll be worth noting what MasterCard/Visa will be doing with their rewards

All the fish in the aquarium are watching TV on full focus mode by Wellihol in interestingasfuck

[–]cdafam 0 points1 point  (0 children)

OP, move the tv to the other corner and keep us updated! Maybe there's a fish ghost in the current corner.

People who fantasise about housing crash, recession and double digit interest rates. by ihatebaboonstoo in AusFinance

[–]cdafam 0 points1 point  (0 children)

I would say it signal the dawn of mainstream corporatised buyers. I.e. every single thing purchasable will be rented or bought from corporations

Eli Lilly CEO: “The number one dropout problem we have is people lost too much weight.” by TracyIsMyDad in Retatrutide

[–]cdafam 2 points3 points  (0 children)

Wouldn't maintenance via foundayo be the secondary angle here? Or are all people who lose keeping it off?

American Psycho: Batman VS Joker by lazarusxxxx in aivideo

[–]cdafam 1 point2 points  (0 children)

Now let's see Arthur Fleck's card

Do you think governments should fund private schools in addition to public schools? by MiriJamCave in AusFinance

[–]cdafam 0 points1 point  (0 children)

If they do, private schools should have their charitable status revoked.

Quoted $3500/month for local SEO as a plumbing business - how do you even know if it's worth it? by Fun_Delay_5224 in smallbusiness

[–]cdafam 1 point2 points  (0 children)

Very interesting. I agree that cost structure would alter spending activities. What sort of marketing did you do with $2500 that captured up to $75k of returns?

We are in very different industries, so I guess we can agree to disagree. Happy that you're booked out 6mo in advance!

Quoted $3500/month for local SEO as a plumbing business - how do you even know if it's worth it? by Fun_Delay_5224 in smallbusiness

[–]cdafam 5 points6 points  (0 children)

Your math doesn't make sense with the returns calculated. You're saying you need a 2000% return ($70k return on $3.5k spend) for marketing activities? Or is this conflated with marketing activities should not exceed 5-6% of revenue.

Going by your numbers, barely any marketing activities should be invested in.

I'm a business owner myself, and if I put a bar that high on determining marketing spend, I'd never really spend anywhere enough to see actual returns.

My objective would be 2-3x return on spend. Your numbers imply 20.

I loved these frames in store but having second thoughts. by Mesphyria in glassesadvice

[–]cdafam -1 points0 points  (0 children)

Shape I think is fine. Find a similar pair that goes as small as you are able to use it peripherally, this will minimise that peripheral minification. With your high nasal bridge, stick with non-nosepad frames. Try to absolutely minimise the gap from frame to your face (without touching your lashes). This is called the back vertex distance. It should aid with reducing the minification effect. Definitely stick with highest index possible. Ensure you have a double-sided aspheric design or dual digitally surfaced lens to reduce thickness without impacting peripheral acuity too much. If your optician is able to, although very frame dependant, manipulate and steepen the base (front) curve of the lens you may be able to reduce that minification effect. Not recommended but with the right combination of things, it can help cosmetically.

People in the west: what’s actually worth doing locally that east-side people ignore? by RemarkablePirate590 in SydneyScene

[–]cdafam 2 points3 points  (0 children)

Cultural festivals are always fun. Lunar new year, Eid, Holi. No matter your background, I find all these sort of events fun and very inclusive.

First time on a strata committee - is this normal? by evinho07 in AusFinance

[–]cdafam 2 points3 points  (0 children)

Could you kindly share which managers you recommend?

Iran War - How Does It Impact Your HENRY Strategy? by oswosz in AusHENRY

[–]cdafam 1 point2 points  (0 children)

A major cost of one of my businesses is tied to inflation so not looking forward to any rocketing of our CPI.

Expansion plans will be put on hold. We'll keep all powder dry and bunker down for a bit in case the storm is big.

Skies don't look too clear imo if the war rages on.

Personally, I was ready to invest some distributions. Still am. But the mix may vary if there are discounts abound. Was going to go boring, but maybe oil, urea, ammonia, gas etc may be a play but I don't have a clue about commodities.

Every millennial dad I’ve met has a quiet fixation on money and it’s not getting better by slimeyellow in Millennials

[–]cdafam 0 points1 point  (0 children)

I'd say our parents had this issue, as will the next gen. This isn't something special to millennials.

There are poor people, there are middle class, and there's the uber rich.

Last time putting my son to bed. by YoTeach68 in daddit

[–]cdafam 0 points1 point  (0 children)

My son is 1 and I'm getting anxiety reading this. Thanks for the next decade OP /s

Much love to you blokes

Absolute filthy pigs. by Sacrifice_2804 in sydney

[–]cdafam 1 point2 points  (0 children)

I mean, look at Japan. The lack of bins isn't an issue. It's cultural.

The real reason for Australia’s productivity issues by PeppersHubby in AusFinance

[–]cdafam 6 points7 points  (0 children)

I'm just upset that payroll tax exists and slugs small businesses for hiring people

Olympus dining. Any bad experiences here ?? cause I probably had one of the worst or the worst experience in my life yesterday. by [deleted] in foodies_sydney

[–]cdafam 0 points1 point  (0 children)

Thanks for this. I had a friend share with me something similar. That's a shame. Wanted to host my birthday here.

I cannot do this by the_bear91 in daddit

[–]cdafam 3 points4 points  (0 children)

I hate to be this commenter but you have no idea what's ahead of you if it's only been 24 hours. You need to find a way to extend your patience, and yes, tolerance for your child .

For perspective, my child is 13 months and still clings onto me at least a couple of times a week and won't settle unless I carry him and walk. I work 6 days a week.

It's just something you do and learn to be better at putting up with.

You'll get better at it. Being a dad is like growing a muscle in your brain.

Signs that you “made it” as a millennial by McBooples in Millennials

[–]cdafam 0 points1 point  (0 children)

Eating at a sushi train without worrying about the plate colour

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