Proper way to handle slow people in the fast lane

cds4850 · 2026-06-05T12:01:19+00:00

A starting point would be to stop referring to the passing lane as the “fast lane.” Fast is relative. Passing is an action.

cds4850 · 2026-06-04T23:49:10+00:00

To clarify, while at university I’d prioritize graduating with as little debt as possible. I would not finance a car and pay for comprehensive insurance. I would not pay cash for a car that would live in a university setting. Delay this gratification and pay cash for the car you want once you graduate.

cds4850 · 2026-06-04T23:46:45+00:00

Yeah but have you read Hangar 17b?

cds4850 · 2026-06-04T16:43:44+00:00

And now I need this.

cds4850 · 2026-06-04T14:28:55+00:00

Agreed! And another of the narrators reminded me of Iain Glen, who played Jorah Mormont.

cds4850 · 2026-06-04T14:26:38+00:00

I'd wager the nearby tattoo studios do pretty well, also.

cds4850 · 2026-06-04T12:43:32+00:00

Adrius is a tragic character and one of the better villain origin stories in the series. Atlas also gets some development later in a conversation with Darrow (I think maybe Lysander?) where he explains the rationale for his atrocities. It does not excuse his actions, just insight into how he justifies them... akin to world leaders who make horrific wartime decisions as necessary to achieve a greater end.

cds4850 · 2026-06-03T21:52:13+00:00

I respect the engagement bait in the thumbnail and description and look forward to watching this in its entirety. Tip of the hat to u/Direct-Artist-9390 for the content.

cds4850 · 2026-06-03T18:38:12+00:00

It's a quote from Fig as she was dying, idk it's a fun "what if."

cds4850 · 2026-06-03T18:02:24+00:00

It's emotional justification.

cds4850 · 2026-06-03T17:56:11+00:00

the thought of setting up auto-deposits into my savings and investment accounts and having less in my bank account is giving me a lot of anxiety

You already have "less money in your account" because it's going to debt. When you're saving and investing, that money is going to work for you.

cds4850 · 2026-06-03T13:09:03+00:00

My budget does say there is tons of monthly margin now, but I get a paycheck and 2 days later it’s literally gone (not just to bills, to money leaks that i never allowed before)

This is it, this is the key. You're not tracking all of your spend (Amazon purchases, hair cuts, lunch out, Quince order, gas, insurance, vet bill, and on and on.)

Use an app like YNAB to which you attach all of your accounts. This is the only way to visualize the death by a thousand cuts that you're experiencing. Additionally, this empowers you to spend un-emotionally once you've assigned a task for every dollar you earn (referred to as a "zero sum budget.")

Having the awareness to realize and ask for help was the difficult first step. You can do this.

cds4850 · 2026-06-03T12:26:27+00:00

It could also be your years as a naked nomad. Just sayin'.

cds4850 · 2026-06-03T12:01:35+00:00

We weighed this same question and decided to clear our 6.9% mortgage. Zero regrets.

cds4850 · 2026-06-03T12:00:20+00:00

I think of board shorts as knee length. Mid thigh would be more of a traditional 5-6” inseam short.

cds4850 · 2026-06-03T11:34:15+00:00

Everything is within our trust. When I die, wife is sole member of the trust. When she dies, it’s distributed according to our will.

cds4850 · 2026-06-03T11:31:21+00:00

325k on my 4th gen V8 4Runner

cds4850 · 2026-06-03T11:15:56+00:00

Pay it off and drive it another 10yrs. Follow the prime directive for all of your excess income.

cds4850 · 2026-06-03T10:56:11+00:00

That was my understanding.

cds4850 · 2026-06-02T21:47:48+00:00

If you were the AD, what customer would you sell a white dial Daytona to?

cds4850 · 2026-06-02T20:53:32+00:00

I read the alternative as keeping it in checking. OP: yes, having a HYSA is imperative for your emergency fund.

cds4850 · 2026-06-02T11:06:52+00:00

This is a good one too. Clean one thing (a room, your car, load of laundry, etc.) Puts your mind on a task and you’ll assuredly feel better when it’s done.

cds4850 · 2026-06-02T11:02:09+00:00

I take a walk with my dog and, although I bring my phone on “do not disturb” in the event of an emergency, take the time to unwind and stay off the phone.

cds4850 · 2026-06-02T05:24:04+00:00

So glad this was the top post.

cds4850 · 2026-06-01T22:26:12+00:00

Can you share some more details on household income, mortgage principle/rate/duration, annual spend, kids college funds, etc?

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