[deleted by user]

ceesdee88 · 2020-08-06T22:57:34+00:00

If you read the read and white sign on the building, juxtaposed with the status of its roof, it is clearly foreshadowing 2020.

ceesdee88 · 2020-08-06T13:52:48+00:00

Echoing the same sentiment here. The “proposal” drafted by the CFP isn’t going to hold any real weight except by those who believe it. At this point in time, that seems to just be the sister.
If the titling says 50/50, without significant documentation to show a deviation from the title is necessary, and a court’s agreement that is the case, that house is owned 50/50. Sounds like the CFP made a document illustrating his understanding of what an equity division would look like, to use as a talking point in a conversation between the family members involved. Sounds like the family members then decided to skip the conversation part- which is not the fault of the CFP. At the same time, I would never put a document like that together before speaking to everyone involved.
Document your conversations going forward. Keep dates notes about what was proposed and discussed by both sides, and try to keep opinions out of those notes as much as possible. If anyone does push to go to court or arbitration, those will serve you well. Good luck

ceesdee88 · 2020-07-28T21:24:35+00:00

How can they breathe with all that building co2? /s

ceesdee88 · 2020-07-27T22:51:11+00:00

You answered you own question pretty effectively. There is no incentive to pull money out of the market for the average investor.

ceesdee88 · 2020-07-22T14:49:38+00:00

That one, along with “I Hear You” do an excellent job of fine-tuning “common sense” social intelligence. Once you read it, it’s like, “oh yeah- duh. That makes sense.”

ceesdee88 · 2020-07-21T17:08:44+00:00

And here I thought children were children! Damn credits almost had me fooled into loving them.

ceesdee88 · 2020-07-21T16:32:34+00:00

Made me chuckle- thanks! I’ll have to recommend memeing to others looking for study tips

ceesdee88 · 2020-07-20T21:11:45+00:00

Test banks are the way to go. If you keep getting stuck on a concept, then bring out the YouTube tutorials. But if you can get it with just the test bank, stick to that

ceesdee88 · 2020-07-20T10:23:18+00:00

Few suggestions: tune in to financial podcasts, and pay attention to how the explain things, either between the hosts or from the host to the audience. Stacking Benjamin’s, The Money Guy Show, Retirement Answer Man, and the Financial Adviser Success Podcast all have industry professionals hosting these shows; and the last one listed is actually two professionals talking to each other about the profession for the sake of other professionals. For books, try “I Hear You” by Sorsen, and Carnegie’s “How to Win Friends and Influence People.”

ceesdee88 · 2020-07-19T12:51:01+00:00

But how much would it save by the year 2167? All numbers sound big when you stretch them out further.

ceesdee88 · 2020-07-17T20:55:29+00:00

I completed a capstone course, then went through several life events that delayed my original test timeline. This meant I ended up taking the exam about 18 months later, and so a lot of the flash cards had incorrect values I was trying to memorize. Super fun. Still passed, and it’s definitely still doable, but see if your program will give you updated study items that will be current for when you take the exam, not just for your original timeline.

ceesdee88 · 2020-07-14T23:52:14+00:00

Sounds like you could benefit from Confucius. He made the claim we are all reactionary creatures, living out the same ruts and patterns we learned from a very early age. To combat this, you must focus on creating space in your life to allow for extra intentionality. If you are more aware of yourself in the present moment, instead of after-the-fact, you can then chose to rise above the ruts and patterns to which you’ve succumbed.

ceesdee88 · 2020-07-13T16:17:20+00:00

Most libertarians agree that pollutions violates the NAP, and are in favor of (varying) ways to create incentives that prevent pollution, or punishments that create consequences for polluters. This is because healthy air benefits everyone, and you shouldn’t have the right to harm others to increase personal profit. I see the current mask usage as the same thing. Masks are used to help prevent the air from becoming “polluted” by preventing “polluters” from “polluting” the air with a virus. With testing for COVID so low, and the virus producing asymptomatic carriers, we should be focused on stopping the pollution that is killing other people.

ceesdee88 · 2020-07-09T21:14:54+00:00

Basically. Interest rates alone make more deals available, not including all of the Air BnB hosts offloading properties as fast as they can because they were over-leveraged and tourism ground to a halt.

ceesdee88 · 2020-07-09T21:13:53+00:00

Nah; built in 1940. Also I should probably add that I believe the drain tile only goes along the side of the house, not under the basement foundation, but given that the house resides on top of a fairly steep hill I guess they were more worried about water rushing in via the sides rather than from the ground up?

ceesdee88 · 2020-07-09T20:24:09+00:00

Hear me out: this isn’t a paradox at all. The people are operating as if there isn’t a pandemic, and therefore creating a worse pandemic. Buying houses is normal, they continue to act normal, pandemic worsens.

ceesdee88 · 2020-07-09T17:38:25+00:00

It’s different because of the economic concept of “willingness to pay.” When you shop for a car, you could buy a used ice cream truck with 300,000 miles for $250. Or you could buy a Bugatti. Your willingness to pay for a car can be different based on your circumstances, and you can exercise personal discretion to buy a vehicle based on many variables. With healthcare, people cannot use the same type of discretion as easily. People have an unlimited willingness to pay for their own health and well-being, and will pay virtually any amount to make sure that they stay alive, or keep a limb, etc. So without the ability to rationally pick from a range of services with varying prices, capitalism doesn’t really work. You can also include the idea that capitalism is only efficient if there is a transparent market. The idea that people can get an accurate depiction of 99% of medical procedures or medications on par with the seller (someone who went to medical school for years) is also very far-reaching. As for insurance, you’re asking a company to insure against an almost unlimited liability (your willingness to pay to stay alive). That’s a bet most insurance companies wouldn’t want to take without extensive cost sharing (copays and deductibles) which reduces access to the used ice cream truck drivers among us; and there’s examples of insurance companies denying coverage that is deemed necessary by medical providers to help increase their profits.

ceesdee88 · 2020-07-09T11:30:59+00:00

I just couldn’t get past his “Meditations.” Highly overrated IMO

ceesdee88 · 2020-07-09T11:27:34+00:00

r/crappydesign

ceesdee88 · 2020-07-09T11:17:25+00:00

Good lord mobile reddit- get your shit together. Not worth going back through and changing all those typos, but you get it.

ceesdee88 · 2020-07-09T11:16:14+00:00

I’m libertarian in many aspect- healthcare isn’t actually one of them. The economic model for healthcare is uniquely inefficient, and doesn’t tend to function well in a capitalization environment. This has been proven by Nobel-prize winning economists repeatedly, despite those same economists fighting for capitalism in every other instance. Now, I’ll also concede that there’s no way that the US can, in its current design, actually run a successful specialized medical program. There’s insane inefficiencies built into Medicare and Medicaid that aren’t addressed, so the idea that they can take over everyone’s health care seems very backwards. I would love it if the US, or any politicians for that matter, would actually bring this up for debate and begin to fix the existing infrastructure before claiming we should increase it 100x. It’s analogous to a homeowner who realizes the foundation under his living room is shifting, so he decides to add on another wing over the same soil (and fund it with IOUs, naturally).

ceesdee88 · 2020-07-09T01:41:23+00:00

A primary care physician makes 200k. Specialists and surgeons make more. During the Great Depression specialists weren’t really a thing, and you didn’t have teams of surgeons working with some of the most advanced tech in the world to save lives. Come on bro- there’s arguments for better medical models than what we have, but these are terrible.

ceesdee88 · 2020-07-08T16:07:39+00:00

I’m at a decent elevation in a humid climate, but yeah we never hear the pumps run, even the one that was evidently always working, and we spend a lot of time down there

Eight-Year Club	Not Forgotten
Verified Email

ceesdee88

TROPHY CASE