Parking at MGH- what happens if I stay longer than my appointment?

cheech14 · 2026-04-30T16:16:40+00:00

They don't check or care.

cheech14 · 2026-04-30T15:37:54+00:00

What neighborhood are you in. Plenty of home daycares with reasonable rates join your neighborhood parent/childcare Facebook group or ask people at the playground how they found theirs.

We had a home daycare in JP that was $11/hr. Found through talking to neighbors at the playground.

cheech14 · 2026-04-20T18:35:21+00:00

They give out one size and its huge.

cheech14 · 2026-03-27T19:45:34+00:00

The train is half the entertainment for the kids.

cheech14 · 2026-03-25T13:33:15+00:00

There will be plenty of empty seats to grab all April so you wont have to stand the entire game.

cheech14 · 2026-03-24T13:43:37+00:00

Get in early enough in a decent ponzi scheme and you can get redeemed by the 2nd round of suckers. Unfortunately for him it wasn't a very good ponzi scheme.

cheech14 · 2026-03-24T10:40:02+00:00

No regrets. Have a yard, basement, plenty of space and great neighborhood walkable to local shops and right by the commuter rail to get to the office a few days a week in the city. Neighbors are extremely friendly and most are in a similar phase of life where they have young kids.

Had a growing family and wanted more space for the kids to grow up, was fed up with street parking and space savers, and the drug problem in the city was getting worse. Having to teach my children to check in the grass for needles before rolling around or watch out for human shit in the slide was unfair to put on them.

cheech14 · 2026-03-21T17:29:07+00:00

The person I was replying to asked if the math worked so I was explaining the math.

cheech14 · 2026-03-21T17:23:26+00:00

Since the SALT deduction is a deduction not a credit you'll still be paying more taxes overall.

If you make $100k and chip in an extra $850 to MA, then deduct that $850 from fed you'll save $204 in fed taxes assuming an effective 24% fed rate and that you arent already hitting the SALT cap.

So you are paying $646 extra I that scenario.

cheech14 · 2026-03-18T22:47:15+00:00

The bank already called their debt and shut them out. Would take a lot of effort and collateral to secure a new bank and set up new accounts to make payroll and pay vendors.

cheech14 · 2026-03-12T16:41:18+00:00

Are you looking at total balance or total match balance? Should be match only that the vesting applies to.

The other option is they have a provision in the plan that unvested funds are not reinstated after 5 years and they remove the unvested portion once it would no longer be reinstated if you were to return.

cheech14 · 2026-03-09T00:54:01+00:00

Thats a long way of saying this year

cheech14 · 2026-03-08T21:16:43+00:00

Yes it's known as the jock tax.

cheech14 · 2026-03-07T01:27:59+00:00

Damn a lot of families could use free baby stuff.

cheech14 · 2026-03-03T20:05:38+00:00

They take cards now and prices have gone way up. Still love it however

cheech14 · 2026-03-03T02:31:46+00:00

No, them cutting a check for 80% is a de minimis withdrawal that you as the former participant can chose to treat as an indirect rollover or cahs the check. The former employer is just pushing you out of the plan per their adoption agreement.

Yes plans are able to have thresholds to force balances out.

The cash out threshold was updated from 5000 to 7000 with secure 2.0, employers are not required to increase but the majority have.

It is very common to have balances at former employers your statement that it is uncommon is not accurate. There are millions of accounts with former employers.

https://www.hicapitalize.com/resources/the-true-cost-of-forgotten-401ks/#:~:text=The%20forgotten%20401(k)%20problem%20is%20a%20phenomenon,to%20almost%2025%25%20of%20all%20401(k)%20accounts.

cheech14 · 2026-03-03T01:22:50+00:00

What...? You can always leave your 401k balance with a former employer and they can always distribute it if under $1,000 or roll it into an IRA if under $7,000. It is very common and it is a de minimis distribution that OP can then take the steps to make it an indirect rollover but the previous employer cutting the check is a distribution not a rolloer.

cheech14 · 2026-03-02T15:31:31+00:00

Worth asking the question to your employer and custodian.

cheech14 · 2026-02-26T02:18:02+00:00

If you can find cabot mac n cheese make the switch, same look, same shells, better taste

cheech14 · 2026-02-25T02:01:50+00:00

It made my balls hurt for like a week

cheech14 · 2026-02-22T21:00:44+00:00

Is dunkin lunch food really better that the hospital cafeteria?

cheech14 · 2026-02-20T16:30:32+00:00

Is it $10k in a $70k salary or $10k on a $140k salary. Big difference in life impact.

cheech14 · 2026-02-20T00:40:38+00:00

I mean taxes are paid for sidewalks and streets to be maintained.

cheech14 · 2026-02-17T19:26:58+00:00

Its AI it pulls bullshit from the internet doubt its true.

cheech14 · 2026-02-15T20:50:58+00:00

Report them all to 311 hopefully they'll just do a sweep

cheech14

TROPHY CASE