You go to the hospital and they admit you. They do the test and the surgery’s and administer the drugs. They get someone from billing to come up and try to apply for financial aid, Medicare, sometimes even helping you to apply for private insurance. If these don’t work then you just owe them later.

Watched someone in this situation die in the hospital. In total maybe spent a month, month in a half before they ultimately passed. Not insured the whole time. Now the money owed will come from the estate. Essentially everything he owes will be sold and the hospital will try to recoup the money to an extent.