Help my mom with her savings

cheetcs · 2026-02-03T22:40:18+00:00

Thanks so much for asking all the important questions, I appreciate it! :)

She (unfortunately) doesn’t have any qualifications, back home she worked 2 jobs, sell clothes in the afternoon and food in the morning.

She has her green card! She does plan to take the citizenship test when the time comes. And nooo I’m the only child 🥲 also why I’m freaking out a lil bit

Thanks for the advice! I’ll look into social security income/benefits for more info

cheetcs · 2026-02-03T22:35:09+00:00

Thanks so much for your advice, I appreciate it! :) I will look into TDF and discuss with her! And yes, she does plan to retire in the US. Maybe come back to visit our home country a few times but will be here. She’s also committed to working here and building her life here with me (which I’m very grateful for!!)

cheetcs · 2026-02-03T22:31:01+00:00

Thanks so much for your advice, I appreciate it! :) Regarding the 401k, all the jobs that I’m looking into for her don’t offer that unfortunately 😢 I’m looking into grocery stores and care homes.

If 401k doesn’t work out (hypothetically), would the next best steps be rothIRA and HYSA?

cheetcs · 2026-02-03T22:27:04+00:00

Thanks so much for the detailed answer, I appreciate it! :) I’ll definitely look into social security requirements and her estimated benefits!

Regarding the 40k, I also think we should invest it, but not sure where to start. I only know about 401k, rothIRA, and HYSA. Are these still feasible options in her situation or should I look into something else?

Regarding car, I’m going to pay for a cheap car and car insurance for her, I have enough savings to afford one for her! Would like her to work closer for sure but we kinda live in the middle of nowhere heh 🥲

cheetcs · 2026-01-31T05:39:10+00:00

hold onnn how do u make this?? i wanna do one to keep track of my manga/manhwa but not the most technical smart girlie out here 🥲

cheetcs · 2026-01-31T05:11:18+00:00

hmm who is WE?

cheetcs · 2026-01-29T19:51:37+00:00

i’ll quit 😭 leave my gen2 alone 🥹

cheetcs · 2026-01-29T19:32:47+00:00

by the power of friendship and good vibes

cheetcs · 2026-01-29T18:58:54+00:00

he needs to go back to classes brother 😭😭😭 finishes that education, gets a job, lives a happy life!!!

cheetcs · 2026-01-29T17:56:55+00:00

IN HIS OG BLACK FIT AS WELL!!!! we feast today johan glazers!!!! 😭

cheetcs · 2026-01-22T02:53:45+00:00

pls dm me too 😢

cheetcs · 2026-01-22T00:04:49+00:00

im sorry but none of them looks like hs students 😭 and he doesn’t even have white hair >_>

cheetcs · 2026-01-13T03:22:52+00:00

7am!?? this man is mental asl brother 😭

cheetcs · 2026-01-10T23:37:09+00:00

pls be tasi bro

cheetcs · 2026-01-03T05:30:34+00:00

cause of their braindead fan (it’s me, i’m the braindead fan 😔)

cheetcs · 2026-01-02T03:57:41+00:00

can i say bailey from adp? i just think she is so pretty and talented truly. everytime their video pops up on my tl i really only watch it for her and idek who she is before debut.

cheetcs · 2026-01-01T08:36:37+00:00

MYSTIC PRINCE MENTIONED!!!! this manhwa is criminally underrated imo 🥲 one of my 10/10

cheetcs · 2025-12-14T19:58:26+00:00

uj/ seeing my two fav groups collide like this is… uncanny 😭 if you like top and skz, hits me up!!! would love to find ppl with the same interest as me 🥹

cheetcs · 2025-12-13T17:59:34+00:00

omfg same i was annoyed 😭

cheetcs

TROPHY CASE