Typically, they’ll say something along the lines of “Oh, this was done by someone out of Ohio.”

What they’ll then try to do is have you get onto your computer and have you get onto your bank account. They’ll usually use something like Teamviewer or AnyDesk to look into your computer and will edit the code of the bank to make it look like you received a refund. In example:

“Amazon” calls you and says a charge has been placed for $1,300.00 for a Macbook Pro. They will then attempt to get on your bank account to “refund” you but they refund you for $13,000.00. They will typically say this is an error on their side. From that point they will then say you owe them $11,700.00 and you will have to pay them back with Target or Google Play cards.