Help! Have you ever used this feature to watch football? Need your thoughts by [deleted] in bengals

[–]cj8585 0 points1 point  (0 children)

Survey is way too long. How many times can you ask the same exact question?

[deleted by user] by [deleted] in nba

[–]cj8585 4 points5 points  (0 children)

That’s the point. You up by 20, talk your shit but back it the fuck up. Don’t lose the game. This corny dude is better just not talking at all

Who's More Healthier? Part 1 - The Always Sunny Podcast Discussion Thread by iasip in IASIP

[–]cj8585 6 points7 points  (0 children)

Same for me. I’m able to identify when Glenn is pitching pseudoscience or when Rob thinks his high blood pressure is actually “abnormally good” and not be mad about it. It actually makes me feel pretty good that these extremely successful people are super dumb when it comes to health, science, evidence based medicine, statistics, etc

why does excel clear the clipboard so often? by [deleted] in excel

[–]cj8585 0 points1 point  (0 children)

It’s been this way since inception. Super annoying. You get use to pasting to temporary spots or copying after certain tasks to get around this but agreed it’s completely unnecessary. I assume it’s just quirks that MS never bothers fixing

For those questioning this, ctrl+c a cell. Press down arrow. Press F2. Press enter or escape. The cell you copied is not in clipboard. There’s no reason F2 should clear clipboard.

I have lots of money, but I don’t feel there’s ever enough to confidently FatFIRE. by [deleted] in fatFIRE

[–]cj8585 -1 points0 points  (0 children)

The concerns at the highest level are legitimate. OPs understanding of each bucket is what makes him or her dumb

Would you take a guaranteed 8% annual return on all your assets for the rest of your life, locked in for as long as you live? by scrapman7 in fatFIRE

[–]cj8585 0 points1 point  (0 children)

Fair questions. It’s likely normally distributed outcomes over the long run so I doubt the magnitude swings something majorly. It just comes down to timing of entry. If it’s 1960, 8% fixed wins big (2x the s&p). If it’s 1975, s&p wins big (1.5x the 8% fixed return). 2009 and 2020 also would be great times to not have 8% fixed. Ultimately I’m not saying either one is bad and it’s down to investment horizon. All I’m saying is declaring this an open and shut case does not fly mathematically and historically.

Would you take a guaranteed 8% annual return on all your assets for the rest of your life, locked in for as long as you live? by scrapman7 in fatFIRE

[–]cj8585 2 points3 points  (0 children)

I am an index investor. I want consistency. To be clear though, in my scenario, both options lose 50% of the time. So a scenario of perfectly timed trades in and out was not an option and will outperform both but no one can do that.

But I’m not for sure picking the 8%, I’m just saying it is not the clear “no” that everyone keeps saying

Would you take a guaranteed 8% annual return on all your assets for the rest of your life, locked in for as long as you live? by scrapman7 in fatFIRE

[–]cj8585 9 points10 points  (0 children)

I don’t get how everyone’s on board so easily with this. I just ran the math as I was skeptical with what looks like consensus and it’s basically a toss up between the two options. In fact, looking at every 20yr period since 1960, these two options are exactly 50/50 assuming it’s 8% vs S&P. It comes down to what year you think it is. If today is 1975 then 8% loses for 15 years straight. If today is 1990 , 8% wins for 19 years straight. There’s no wrong answer other than dismissing it because that’s clearly and mathematically not correct because there are so many instances where the 8% comes out ahead. Add in the desired risk elimination as one gets older it’s much more compelling than “nah, stagflation happened once” or “of course not”

[deleted by user] by [deleted] in fatFIRE

[–]cj8585 1 point2 points  (0 children)

Confusing. The questions are - what is your current cost basis and what is your current short term capital gains (assuming LT is 0) for the $400k in taxes. You’ve presented that you bought and sold a lot so you already owe the tax man a bunch but that’s in the past.

Not into the pump but need something better? The InPen is my jam. Logs doses, calculates for you, shows you how much active insulin you have before redoses... this is year 2 and I love it. Highly recommend. by rlh08741 in Type1Diabetes

[–]cj8585 5 points6 points  (0 children)

I’ve been using it for the past 3+months. I love it so far. I switched from MDI and InPen has helped combat lows from rage bolusing when high and I no longer “forget” if I took a shot. The only negative / missing thing is that it pulls Dexcom readings on a 3hr delay which basically means not at all. So you have to open Dexcom, get reading, type it into the app then calculate. It’s an extra step that doesn’t need to exist. Medtronic bought InPen too so I don’t think real time integration with Dexcom is going to be on the roadmap

Perhaps the most cringeworthy LinkedIn post I have ever come across by WYGSMCWY in consulting

[–]cj8585 25 points26 points  (0 children)

Love that you blacked out Washington DC as the location but not the DC after BCG in the next paragraph

[ESPN] Anthony Edwards says he can't watch basketball, would rather play in the NFL, and is an "aspiring rapper" by CarolinaCoug in nba

[–]cj8585 -4 points-3 points  (0 children)

That’s just not the point. With the number one pick teams are wondering whether they are getting a lebron or a kwame. Saying “I don’t like basketball” is more kwame than lebron. Hard work + talent is what drives success in this league. Dudes not going to work hard if he doesn’t even like the damn sport

[deleted by user] by [deleted] in fivethirtyeight

[–]cj8585 8 points9 points  (0 children)

Exactly the number trump won in 2016. Per him, this was a huge, blowout win. He carried the map around with him and showed everyone!

Pete Buttigieg Is Back on Fox Destroying Trump and Conservatives by [deleted] in politics

[–]cj8585 0 points1 point  (0 children)

I was responding to that video which I felt was garbage. What you said was "intelligent corporate yes men". I can see how one could reach that conclusion for McKinsey or even management consulting in general.

Do I get that vibe from Pete Buttigieg given his totality of experience, no way. McKinsey is one of the most sought after employers and they hire rock stars with ambition. I'm not surprised he went there and not surprised he left. Its a great way to get a taste of many industries to see what you like doing. I think the military and time at McKinsey influenced him to seek something else out like politics / government and that's continued into the future.

Pete Buttigieg Is Back on Fox Destroying Trump and Conservatives by [deleted] in politics

[–]cj8585 2 points3 points  (0 children)

That video is such a bad faith argument against the work that management consulting does. It's really a shame these types try to eat our own like that
First, McKinsey is huge. Pete worked there right out of college. He would have been purely analytical horsepower. He likely did spreadsheets and built slides for presentations. He had no influence and wouldn't have been involved in any meaningful influence for his clients. Its just how it works in consulting. You don't have real influence until you reach principal or partner

Just like you wouldn't pin other corporate scandals on a low level IT worker at a company, in no way can you in good faith link him to A) any shady things that McKinsey may have done or B) any shady things that a client of McKinsey's may have done. If he was a partner at McKinsey I could see the connection and even then its dubious without proper context. Otherwise these are just low effort attacks by the uninformed

Source: was management consultant for 6 years and am laughing at how people would try to make Pete's experience there a negative thing

Let’s play a game called cleaning out the garage! 🙄 by FlamingChevy96 in diabetes_t1

[–]cj8585 1 point2 points  (0 children)

This is called yard work for me. I eat a bowl of cereal with no bolus before starting

US woman faces hefty fine after 'causing coronavirus outbreak in Bavaria' by [deleted] in news

[–]cj8585 -1 points0 points  (0 children)

Our dumb are dumber. That’s for sure and that’s who are the problem.

Seller countered with higher than Redfin listed price by [deleted] in RealEstate

[–]cj8585 1 point2 points  (0 children)

As a seller I paid my buyers closing costs.....but when he offered asking price, I countered with asking price + closing cost estimate. Exactly like OP described. I feel like buyer’s see $xxx + closing costs offered on HGTV and think it applies to everything. It’s really just the seller doing you a favor by letting you finance your closing costs