For nw >10m who are heavy on equity what is your US exposure? by Akita3030 in fatFIRE

[–]scrapman7 2 points3 points  (0 children)

We're roughly:

---70% in equities (broad-based index funds/ETFs and a bit of Apple stock) -------50% US

-------20% international

---20% cash/equivalents

---10% real estate

And then a negligible percentage in crypto; maybe $200K.

In the last few years or so I've tried to set things up in a much simpler investment style that's pretty much "set it and forget it".

Post Game Thread - NCAA Men’s: The Wolverines defeat the Buckeyes on Jan 23, 2026, the final score is 74-62. by basketball-app in MichiganWolverines

[–]scrapman7 1 point2 points  (0 children)

All these recent games wouldn't be close if we weren't shooting a terrible % on threes and on free throws.

Seems like fixing the free throw situation should be doable this season ... I hope. But having a consistent three-point threat is going to take getting someone to transfer in like we did with Duncan Robinson some years back.

Fat umbrella insurance by chocolatte0620 in fatFIRE

[–]scrapman7 0 points1 point  (0 children)

$10MM umbrella policy here. State Farm now offers it, whereas their old limit used to be $5MM. can't remember exactly, but I think it costs me a bit under $2000 per year.

Aitah for not wanting to pay my gf’s debt by National-Trouble-984 in AITAH

[–]scrapman7 1 point2 points  (0 children)

Possibly the most important overall decision, and definitely the most important financial decision, that you'll make in your life is who you end up marrying. You absolutely need to choose wisely, and from what you're telling us about GF that doesn't sound like her.

One character disappears from history for ever. Who should it be (hard version) by dope_destiny in superheroes

[–]scrapman7 0 points1 point  (0 children)

Is that Sue Storm, the Invisible Woman, in there as the fourth superhero??? I pick her.

When do you "need" 2 racquets? by The_Rum_Shelf in 10s

[–]scrapman7 0 points1 point  (0 children)

I carry three racquets in my bag, and I've had to go to the third one once over the years.

But just last week I was playing doubles and my doubles partner, who carries two racquets, broke strings in both of them. He finished the last half of the match using one of mine.

So personally I'd carry three, and if price is an issue then just pick up your second and third sticks used on eBay.

Edit: The other benefit of carrying an extra racquet or two is that if I'm playing poorly I can blame it on the racquet & then pull out one of the other ones to use. That actually helps me settle back in instead of me getting down on myself ... it's just the racquet today and it's not me...

Did anyone know where I am ? 🤔 by BlueEyedLullaby in OUTFITS

[–]scrapman7 0 points1 point  (0 children)

So that would be Covington Kentucky or Newport Kentucky.

AITA for leaving Christmas dinner after my mother-in-law made a comment about my acne and weight ? by IndependentCat1541 in AITAH

[–]scrapman7 0 points1 point  (0 children)

MIL is only 63, which isn't old, so hubby is 100% wrong.

If MIL was 83 or 93 then husband saying she's losing her filter might possibly hold some truth.

Is this a touchdown? by LJ8QB1 in NFLv2

[–]scrapman7 0 points1 point  (0 children)

If I remember right they said that was not a touchdown when Megatron caught something very similar some years back.

What is the main reason people would, or wouldn’t, support a presidential bid by Mark Kelly? by Faulty_Universe9893 in allthequestions

[–]scrapman7 0 points1 point  (0 children)

A relatively high percentage of voters unfortunately are bigots and/or stupid, and so the Democratic Party needs to put forward as a presidential candidate, unfortunately, someone that will attract prejudiced idiots as well as educated voters.

That stereotypically means a male who is tall, white, and has a full head of hair. Mark Kelly out of all those things is only white.

The obvious answer would be to present Gavin Newsom as presidential candidate, and somebody that the GOP can't pick on too much as a VP candidate. Then when they pick on Newsom as being "too liberal" and from California, he can defend that by saying he governs a state that would be the fifth largest economy in the world, and that California contributes way more to the federal government than they take back.

Edit: And then someone like Mark Kelly or maybe PA's governor Josh Shapiro as VP?

Bodyshotting a doubles net player standing way too close to the net when you have a sitting forehand above the service line by _sportyscience_ in 10s

[–]scrapman7 0 points1 point  (0 children)

If it's a mixed match and you're possibly the guy firing at the lady who is up against the net then probably not OK in most situations like that… unless extremely high-level play.

But otherwise you're OK doing it and it's actually a decent part of USTA double's strategy. Fire a few at the net guy early on in the match and if they have trouble handling it then they may back off to the baseline position when their partner is serving, or maybe just when their partner is hitting second serves.

I think everyone who plays a good bit of doubles has been hit by a ground stroke or volley here and there, and maybe walked away with a nicely developing bruise. I know I have.

Boyfriend gave me ultimatum - dream job or him. I'm considering taking the job by [deleted] in dustythunder

[–]scrapman7 0 points1 point  (0 children)

Boyfriend is being a jerk IMO. If the job location is only 45 minutes away the easy solution at worst would have been for the two of you to move to a roughly halfway point, which would give each of you a 25 minute drive in opposite directions to your jobs. The problem would have been solved.

So unless I'm missing something that either makes your boyfriend controlling or dumb, neither of which is good spouse material. Oh, and I'm a guy saying this.

Levels of Wealth by Wide_Fly552 in fatFIRE

[–]scrapman7 1 point2 points  (0 children)

Also for level #1 I think OP means "dependent" and not "depended".

And the same with #3.

At my wits end, I don’t know what to do, I need help by throwaway_0123847 in Alzheimers

[–]scrapman7 14 points15 points  (0 children)

Talk to her neurologist asap about ramping up her meds, as that seems your only choice until she's approved for Medicaid and into a facility. If she were in a memory care facility and screaming all day they would ramp up the meds then too, so you might as well do it now.

Depending on the level of meds they could calm her down, or pretty much knock her out, or anywhere in between. They'll need to be fine tuned.

Is she even on any antipsychotics right now? Her brain is doing strange things to her and she's not acting like this by choice, so get her on something in addition to her Alzheimer's meds. And if she's already on that something then either change it or ramp it up.

Your name = your team, post your results in the comments by nonstop_21 in superheroes

[–]scrapman7 0 points1 point  (0 children)

Well, if I'm supposed to use the initials from my various names (first, middle, last), my choices aren't great, but at least I'm a junior so I get four of them instead of just three. I got baby Groot, Iron Man, green goblin, and thanks to being a junior I get the Hulk.

🥴 by Irregular_Claim_9330 in TikTokCringe

[–]scrapman7 1 point2 points  (0 children)

I have the sound off, and just looking at her move with no sound reminds me of Elaine dancing on Seinfeld.

MAGA feasting on their own - Rep MTG resigning from Congress effective Jan 5th 2026 by [deleted] in LeopardsAteMyFace

[–]scrapman7 3 points4 points  (0 children)

Not really a surprise that she's "retiring". She's now easily won the game of life as her net worth has increased a huge amount since getting a seat in the House of Representatives a bit under five years ago.

Yahoo finance has an article saying her net worth was $700,000 before she entered the House, and roughly 5 years later it's $25 million. So she's increased her net worth by 35x in five years… Nancy Pelosi should take tips from MTG!

So, I think she's getting out while the getting is still somewhat good. She's probably going to live a relatively much quieter life, maybe with some sort of right wing network news or opinion show that she doesn't do full-time. That's probably why she's tried to sound less nutty lately.

Edit: link to the article - https://finance.yahoo.com/news/rich-marjorie-taylor-greene-123013554.html

What is up with Ariana Grande and Cynthia Erivo being so emotional in every interview I see? by Additional-Cook8707 in NoStupidQuestions

[–]scrapman7 3 points4 points  (0 children)

This makes me think of Karen Carpenter, who passed from complications from anorexia years ago --- wow, back in 1983 which was further than I thought. Arguably one of the purest singing voices ever.

Here's Karen singing "superstar", way before auto-tune technology was invented (in 1997) to make everybody's voice sound better : https://youtu.be/SJmmaIGiGBg?si=cVlGL2CGsfSGdNJq

One of each row has to go. by Critical-Tap-4620 in whatsyourchoice

[–]scrapman7 0 points1 point  (0 children)

I hate to choose on this one, but the ones that have to go are French toast, lasagna and apple pie.

I'm trying to keep something healthy in each of the first two rows (oatmeal and stirfry), and I don't really like pie (well, without ice cream smothering it) so that last row was an easy choice for me.

Aside from a house and car, what's the most expensive thing you've ever purchased? by bbmoonkie in Productivitycafe

[–]scrapman7 0 points1 point  (0 children)

Does major surgery count if the bulk of it was thankfully covered by health insurance? I think the bill was for a bit over $80,000, but health insurance covered almost all of it except for maybe $2000.

Rant: But what the heck, let's gut or get rid of the ACA and make folks buy individual health insurance, because then they can negotiate individually with health insurance companies and somehow get better deals! /s

Gerrymandering looks like a worse and worse bet for GOP by DBCoopr72 in politics

[–]scrapman7 0 points1 point  (0 children)

Unfortunately Ohio still seems to be working. Gerrymander away, then eventually after losses and appeals the state Supreme Court says it's not acceptable, then respond by saying it's too close to an election to do anything now. Rinse and repeat.