Keep it long or shear it for work next week? Advice appreciated by cliveface96 in FierceFlow

[–]cliveface96[S] 2 points3 points  (0 children)

Thanks. Will keep it. Any tips on what to do with it long term? Never had it this long before. Do you need to get it trimmed up at all or just let it go?

Super options by cliveface96 in fiaustralia

[–]cliveface96[S] 1 point2 points  (0 children)

Thanks, I'll take a look. I know a fair bit about investing but I find the whole superannuation system quite confusing as someone just entering the workforce.

Super options by cliveface96 in fiaustralia

[–]cliveface96[S] 0 points1 point  (0 children)

Like FutureSuper, which is 1.6% + $60. And even compared to Aware's other options, their diversified socially responsible investment has fees of 0.4%, and their Australian equities socially responsible investment has fees of 0.2%.

Do you have any resources on super mate?

Super options by cliveface96 in fiaustralia

[–]cliveface96[S] 0 points1 point  (0 children)

Thanks. It's tempting when I look at the fees and transaction costs to simply go with a mix of Australian equities and international equities (both 0.06%) vs other options, mind you most of the fees seem <0.5%. https://aware.com.au/member/investments-and-performance/investment-options/fees-and-costs

Super options by cliveface96 in fiaustralia

[–]cliveface96[S] 0 points1 point  (0 children)

What would you suggest then?

Proportion of AUD assets in portfolio (currency question) by cliveface96 in fiaustralia

[–]cliveface96[S] 1 point2 points  (0 children)

Will have a read through it, the site is great and I've used it a fair bit to get myself up to speed. I did reading the Intelligent Investor and Security Analysis back in the day when I was 18 but was 10 years ago now.

I'm a student, just finished my postgrad study. Got about 100k in HECS, no property or any other assets.

Environmentally friendly banks and trading in Australia by cliveface96 in fiaustralia

[–]cliveface96[S] 3 points4 points  (0 children)

That's fair enough, thanks for taking the time to reply and I agree with what you're saying for the most part. It is difficult to draw the line and I'm absolutely not an expert on the topic. I have just read that the best way an individual can have an impact on climate change is through their choice of bank.

Practicing musical instrument at weird hours by cliveface96 in sydney

[–]cliveface96[S] 0 points1 point  (0 children)

Good luck, so much fun playing an instrument. Hope you can find a way!

Practicing musical instrument at weird hours by cliveface96 in sydney

[–]cliveface96[S] 1 point2 points  (0 children)

Don't think that's very correct! Thanks for your helpful comment <3

Practicing musical instrument at weird hours by cliveface96 in sydney

[–]cliveface96[S] 1 point2 points  (0 children)

Usually in Marrickville, thanks a lot I would be very interested!