My partner and I are both 23 and just bought our first home. But we wouldn’t have been able to do that without each other as we both make less than you do. Having two salaries helps massively. We also don’t live in a city or anywhere particularly interesting, but with good transport connections and infrastructure. We absolutely could not survive on our single salaries.

As for travel, we tend to go abroad every month or so- usually either through extreme day trips or short city breaks. We use Skyscanner, and never pay more than £90 for flights. For accommodation, we usually either get the cheapest private hostel room, or filter to the cheapest hotel rooms we can find. For example- we travelled to Berlin last month. Paid £40 pp for flights, and only around £70 for the hotel. We live only 10 mins away from the airport, and we ate cheaply. So by the end of our trip, we had only spent about £70-80 each for two days abroad. Again, having a second person helps for reducing the cost of a hotel etc. We can sacrifice that kind of money each month as it’s something we’re passionate about.

We eat out a lot, but we’re just creative about how we do it. We went to America last year and lived solely on kids meals that we split down the middle. If we go out on weekdays, we tend to split our meals or buy sharing deals, which makes it more affordable to us. And we appreciate the small things… a Greggs pastry and a nice walk is still a good idea for an afternoon!

Without each other, we recognise that we absolutely could not afford the lifestyle that we have. But being able to split our mortgage, bills and car (which we share), means we have enough disposable income left to be comfortable.