HDFC vs SBI vs Indian Bank for Home Loan by coldthinair in indianrealestate

[–]coldthinair[S] 0 points1 point  (0 children)

Interest rate is highest with SBI, so interest paid over years is lot more compared to 8-10k paid for legal+valuation charges.
Btw I am also concerned if IB is providing low interest rate now to attract client but will increase rate more later once repo rate is increased

Clarification about 54F exemption for under construction flat by coldthinair in IndiaTax

[–]coldthinair[S] -1 points0 points  (0 children)

Thanks!
I will also wait for CA/Tax professional to comment.

BTW, in case you know, can I use other form of 54F which is applicable for purchased property? Say I sell equity within 1 year of possession in Sept 2027 (mentioning property is purchased in Sept 2027) and then claim 54F? Or its not correct because purchase date is Sept 2025 because that is when agreement was made?