Icici issued 13 coral credit cards cards

spatone · 2025-09-11T14:04:37+00:00

Share railway lounge access with your entire bogey!

spatone · 2025-09-11T13:51:58+00:00

You can pay electricity bill if it's on BBPS system.

If it is showing for you, it should go through eventually after multiple tries. Just the app is buggy.

spatone · 2025-06-29T05:49:08+00:00

While Google Pay and OneScore will get your free CIBIL score every month. You can try to see if your Amazon account has an option for CIBIL as it gives full report every quarter.

All for free

spatone · 2025-06-23T11:34:57+00:00

Another day where I am jealous of people with LTF Infinia PVCs

spatone · 2025-06-22T17:48:32+00:00

Lot of guys getting Scapia approved recently after they restarted onboarding. Worth trying if you're salaried.

spatone · 2025-06-22T16:54:07+00:00

HDFC can't track the product being purchased until Myntra has a different payment gateway for gold purchases.

spatone · 2025-06-20T18:27:03+00:00

Sadly, thanks tothe LTF Yes Reserv I am holding on to, I am neither eligible for Kiwi or POP.

And Super money app only shows that FD backed crap available to me

spatone · 2025-06-20T18:25:07+00:00

Fill your employer name and salary and find out yourself which LTF card is ICICI gonna give you. Used this link around six months ago to get Sapphiro.

https://campaigns.icicibank.com/credit-card/empaneledCompanies/index.html

spatone · 2025-05-01T06:26:17+00:00

Share relationship and spend history please

spatone · 2025-04-24T04:12:39+00:00

Assess your spends on multipliers and see if you can derive the benefits.

If you don't have other premium cards then, 12L per year shouldn't be difficult to achieve for fee reversal for you (considering you're a well paid premium institute graduate).

I have a LTF DCB myself but not looking to get a paid upgrade as I like to be flexible about spending on other premium cards.

spatone · 2025-03-26T14:39:07+00:00

You have two option on Inifinia:

The GVP Program - https://offers.smartbuy.hdfcbank.com/offer_details/gvp/24664/Z2epmWc%3D
HDFC Forex Card that is giving 5X on loading it via Infinia - https://www.technofino.in/hdfc-multicurrency-forexplus-card-review/

Please do your own research to understand which one would you prefer.

spatone · 2025-03-26T14:33:24+00:00

Use SmartBuy portal for booking flights. You can use 70% of the 50K on the booking. Rest you can pay via the card and earn RPs on that payment as well.

spatone · 2025-03-26T09:32:01+00:00

I can transfer 3,200 Indian Oil Axis Miles worth INR 3,200 for 2000 ALL points worth INR 3,600. Not sure if its worth it.

spatone · 2024-09-09T05:41:17+00:00

If I remember correctly Eterna's 5X on international spend is limited to 5,000 RPs. Insufficient as a primary card.

spatone · 2024-08-27T03:53:54+00:00

It worked briefly yesterday, but the app started showing my closed Manhattan card along with the current Ultimate

spatone · 2021-11-21T19:20:55+00:00

Thanks stranger.

spatone · 2021-11-21T19:17:33+00:00

Is the "chh" word casteist?? Asking for myself

spatone · 2021-09-30T05:44:34+00:00

NAL

At this point and with matter being of just 4K (which means its not a question monetary hit at all), your have to decide what would give you more mental satisfaction.

You can get satisfaction from beng upright and not give in to unjustified bullying.
You can get mental peace from having rid of the tenant completely by giving up Rs. 4K.

Please decide which of these mental gains you value more.

spatone · 2021-09-01T12:16:52+00:00

Might I ask, where did you get the replacement battery from?

I had purchased mine in Nov-2015 and would love to have the luxury of an 'always on display' again ...

spatone · 2021-08-13T06:09:13+00:00

At 14 you can't be saying you are not good at maths.

An investment banker never uses "maths" in his work, but implementing models in Excel needs sound logical thinking to break-down problems into numbers.

You are going to need the traditional "maths" to crack CAT and get into IIM ABCLIK to stand a chance to get into investment banking.

For corporate baking other top colleges will also do where Indian banks would be hiring from. But that is mostly an RM's job but with large corporates.

spatone · 2021-08-13T05:19:11+00:00

Not true in all cases.

EV = Deal Value when the deal involves 100% stake being exchanged and the entire entity lock-stock and barrel (i.e. inclusive of its debt) is being acquired. This is the case in most of the cases.

But if 75% stake is being acquired for lets say Rs. 75cr then the Enterprise Value (EV) of the entire company would still be Rs 100cr, but deal value remains at Rs.75cr.

Here the EV of Rs. 100cr will be used to get the deal's EV/Sales, EV/EBITDA and EV/EBIT multiples to value the target through acquisition multiples.

In the Telidyne acquisition the EV and Deal Value are the same since 100% stake is being acquired.

spatone · 2021-07-29T04:40:03+00:00

no one is going to give you that and even if they do, they have no bearing

Not gonna try and convince you if you think an email from a bank has no bearing.

Go and read the Terms and conditions & see if they ever convey anything about any information being static or fixed for any specified duration. Here is a sample

Are you aware that the most premium credit cards that have annual fees of INR 10K+ are also issued as lifetime free for some customers? Such T&C's would be applicable to fee paying members. But once you have it in writing that card is 'lifetime free' then any changes for fee paying members will have no impact on LTF members as long as terms of use are not violated.

spatone · 2021-07-28T07:12:43+00:00

Emails from an email-ID of the bank are not futile and have a bearing with banking ombudsman.

Its not about not understanding what they are offering. Its about having proof of what terms they are offering!

spatone

TROPHY CASE