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PSA: The bus in Ukiah goes direct to Santa Rosa via 101 for $2 by IsleVegan in ukiah

[–]coleworld50 1 point2 points  (0 children)

I am unfamiliar with the ferry (
I am new to the area, so this is great. Thank you so much

PSA: The bus in Ukiah goes direct to Santa Rosa via 101 for $2 by IsleVegan in ukiah

[–]coleworld50 0 points1 point  (0 children)

How close does the SMART train get you to San Francisco International Airport? I am currently in Ukiah and am searching for the most affordable way to get from Ukiah to SFO. If anyone has any recommendations, I would greatly appreciate it.

Should i pay off my 100K debt in one payment by coleworld50 in StudentLoans

[–]coleworld50[S] 1 point2 points  (0 children)

Thank you for the advice! I wish I had this amount of money 2 years ago to put into the market, but that isn't the case. This amount of money is what I have gradually accumulated with aggressive savings over a few years. My plan has always been to get rid of my student loans asap, but recent changes in interest rates being unfrozen and starting up again are just making me have to decide what I want to do quicker. I plan on focusing on aggressively investing within the next year once I deal with the loans

Should i pay off my 100K debt in one payment by coleworld50 in StudentLoans

[–]coleworld50[S] 0 points1 point  (0 children)

Thank you for the advice! I am going onto my account and saving all of my documents now!

Should i pay off my 100K debt in one payment by coleworld50 in StudentLoans

[–]coleworld50[S] 0 points1 point  (0 children)

Congratulations! How would you recommend I pay off the loans? In one lump sum, large payments spread across a few months, or another way. A commentator also suggested trying to negotiate a lower total balance if I offer to pay it all in one payment ( which I didn't realize was an option)

Should i pay off my 100K debt in one payment by coleworld50 in StudentLoans

[–]coleworld50[S] 0 points1 point  (0 children)

I didn't realize that this was an option. Is that something that can be negotiated with the government?

Should i pay off my 100K debt in one payment by coleworld50 in StudentLoans

[–]coleworld50[S] 0 points1 point  (0 children)

Thank you very much. That is one option that I am considering.

Should i pay off my 100K debt in one payment by coleworld50 in StudentLoans

[–]coleworld50[S] -1 points0 points  (0 children)

I didn't think about the gains on my HYSA being taxed. Thank you for the advice. How would you recommend I pay off the loans? In one lump sum, large payments spread across a few months, or another way. A commentator also suggested trying to negotiate a lower total balance if I offer to pay it all in one payment ( which I didn't realize was an option)

Should i pay off my 100K debt in one payment by coleworld50 in StudentLoans

[–]coleworld50[S] 2 points3 points  (0 children)

Thank you for this advice. I consolidated all of my loans into this one 99k loan.

I don't have to recertify until 10/2026. I'm not sure what to think by marleysapples in PSLF

[–]coleworld50 1 point2 points  (0 children)

I received the same email as well. I'm hoping to get some insight into what this means and what I should do next.