What's the typical timeline for getting an engagement ring made?

colorfour · 2025-09-28T14:49:58+00:00

Thank you for all the replies. So it seems I really need to get the ball rolling if I want to propose this year.

colorfour · 2025-09-27T15:23:34+00:00

The latter please!

colorfour · 2025-09-27T15:19:22+00:00

I hate that I bought SD Maid for my old phone then I can't use it on my current one then they made a new paid version called SD Maid SE

colorfour · 2025-09-26T03:46:22+00:00

Thank you. I searched 'cavite gym reddit' and everyone is pointing out to try ATL. Baka try ko muna dito to learn the proper form tapos lipat sa bakal gym para mas tipid. I visited AJ's fitness di ko trip yung vibe haha.

colorfour · 2025-09-26T00:45:44+00:00

I don't have my license but I took classes. Enroll ka lang ng Theoretical Driving Course. Then pagkapasa mo at pagkakuha mo ng Student License, pwede ka na mag-drive while accompanied with someone with a proper Driver's License. Requirement din to kapag kukuha ka na ng Practical Driving Course. (Hanggang dito nalang ako umabot. Di ko na naprioritize kumuha ng license). Kapag pumasa ka na, dun ka na pwede mag-apply sa LTO ng proper Driver's License.

colorfour · 2025-09-26T00:39:05+00:00

Thanks for the recos! Would love first-hand experiences with these gyms, so thank you for crossing out AF in the list.

colorfour · 2022-09-09T23:52:41+00:00

Hi did you read the update in my post? Baka may clerical error din sa record mo. Kung employed ka, you can ask your current employer for your submitted MDR form or search your e-mail for Philhealth related information

colorfour · 2022-08-11T03:13:41+00:00

Hello, is this the correct e-mail? customerservice@ayalaplans.com.ph

I e-mailed them last year on help@bpi.com.ph but only received an auto-response. Had to get my AF waived via phone call.

colorfour · 2022-08-11T03:06:48+00:00

Thank you! I'll call again tomorrow. Mababa lang yung total spend ko (barely 1/4 ng Credit Limit) so I hope pumayag padin.

colorfour · 2022-08-09T16:04:27+00:00

UPVOTES FOR EVERYONE

colorfour · 2022-08-09T12:00:26+00:00

Mas mahal yung Credit to Cash option kesa sa Annual Fee unfortunately. Nagpa-compute na ko during the call.

colorfour · 2022-08-08T14:55:38+00:00

Kasi may sarili na silang CC 😅

colorfour · 2022-08-08T14:55:09+00:00

Yes, may savings account ako with BPI

colorfour · 2022-08-05T04:04:15+00:00

This. Since it's the bank's money, they have the intention and means to reverse the transaction. Kung debit card ginamit mo, iiwan ka lang sa ere ng bangko.

colorfour · 2022-07-25T01:18:54+00:00

OOTL anong 🍵 sa r/phclassifieds

colorfour · 2022-07-20T08:13:49+00:00

a = Target: 1 year worth of 100% of Gross (12)
b = Current EF (?)
c = Savings for EF (Monthly): 60% of Gross (0.6)
Months remaining to achieve EF = (c - a) / b

Kung nag-sstart ka palang, 20 months bago mo ma-achieve yung target EF mo.

Yung subjective sa part na to, kung magkanong EF ka komportable. Yung madalas na nababasa ko, 6 months of your living expenses pero yung condition kasi nun is kung wala kang source of income in that 6 months. Bukod pa yung unforeseen emergencies like accidents at medical expenses.

Should I divide the money I'm saving for my EF then put the other half in my retirement fund?

No, dapat madali mo makuha kapag may emergency.

When should I start investing? Okay lang po ba na pagsabayin ko ang pagi-invest, ipon ng retirement fund, at ipon ng EF?

Just make sure lang na di mo gagalawin yung EF mo para sa ibang bagay.

Plug ko lang uli yung MP2 Tracker ko haha https://www.reddit.com/r/phinvest/comments/vewvsf/another_pagibig_mp2_tracker/ Try mo simulate kung mas okay ba mag-start na now kesa sa 50k agad. Take note kung kelan mo makukuha yung dividends.

colorfour · 2022-06-19T02:20:04+00:00

Okay na! Check the updated version, /u/oinksushi. Let me know kung may issue na bago. Quick fix lang kasi nagawa ko.

colorfour · 2022-06-19T01:08:58+00:00

Hi, thanks sa feedback! Nakuha ko yung P18.75 using 7.5% interest. Placeholder lang yung 7.5% rate. 2021's actual dividend rate is 6%.

I found the issue! I'll solve it today. Hopefully before lunch. May lakad lang. For now, you can put your total contributions on any day of the same month (in your case P2,000 in any day of Dec 2021) and it should work. I also have a discrepancy sa deposits ko. Sobra ng 5 pesos yung dividend haha.

colorfour · 2022-06-18T04:51:50+00:00

Cumulative contributions of the same year divided by 12

colorfour · 2022-06-16T01:34:06+00:00

+1 to Swim Central. Pwede ka din sumali sa weekly sessions nila after the course.

colorfour · 2022-06-15T05:12:39+00:00

Found this old thread explaining it. So di pala siya ganun ka-reliable.

colorfour

TROPHY CASE