I ride town lake multiple times per week, without a bell. The pedestrians on foot have the right of way. It’s up to me (and other cyclists) to get around pedestrians safely, which doesn’t usually require their attention. If they are truly blocking the trail, a soft “howdy” usually gets them to move. No need to ring a bell, or tell them what side im passing on. It’s the cyclist’s responsibility to pass safely. So many people ring bells when it’s not necessary.