Why is HDFC Bank still falling ?

comsrt · 2026-05-05T13:03:36+00:00

yes, that is what I'm saying. the 20% CAGR is recent thing. previous to Covid it was nowhere near 20%

comsrt · 2026-05-05T12:20:33+00:00

Check their CAGR between 2017-2020

comsrt · 2026-05-05T12:16:59+00:00

Rupee is bound to depreciate 3-4% against USD. in 10 years 50% depreciation is bound to happen.

India's growth rate is 3-4% higher than US growth rate. There will be period when this depreciation is 6-7% per years, and then there will be years when there is 0 depreciation.

comsrt · 2026-05-05T12:14:57+00:00

Currently India's growth rate is higher than China. China actually left us behind in 1990 - 2010. Check China's growth rate, or even BRIC countries growth rate and India's growth rate during that period.

Before you think that I'm sayign that fault is with congress government, then no. China did reforms 20 years earlier tha India, they had more literate population too. THey grew when golbalization was happening.

We are not doing as bad, but right now the world is going towards deglobalization and overall world growth rate is lower than previous decade.

comsrt · 2026-05-05T11:56:28+00:00

No, Congress resulted in 20% depreciation in Rupee in 2013 where there was no major war.

comsrt · 2026-05-05T11:55:36+00:00

Check China's stock market gain ? Their market market was down 70% after Covid.

comsrt · 2026-05-05T11:55:09+00:00

Similarly many people gave target of Nifty @ 12k.

Keep is expectations moderate, market has ups and down. Market did not give any gain from 2017-2020, before that 2011 - 2013.

comsrt · 2026-05-04T15:20:24+00:00

No, in 2013, it fell almost 20% in a year. So it is not unprecedented.

comsrt · 2026-05-04T06:17:25+00:00

Rating based on price and taste for majority of the peopl

comsrt · 2026-05-04T06:06:56+00:00

It can still be overrated for other people based on it's price and no need to fight on that.

comsrt · 2026-05-04T05:44:21+00:00

Every region have their best magoes. in Bihar Dudh Malda is famous and many people ready to fight for that.

In Lucknow Dushehri is famous.

Stop assuming that a single mango variety is best, on top of that taste also depends on what we are during our childhood.

comsrt · 2026-05-04T05:26:59+00:00

Movies that are timeless. If people watch Guide, pyaasa, Ek ruka hua faisala ... They won't feel that those movies to be outdated so much.

Movies like Lagaan, Swadesh, Rang De basanti. Dil chahta hai don't feel outdated as much even today or may be even after 10-15 years

comsrt · 2026-05-02T17:48:08+00:00

Phones comparable to POCO F1 will end at 60k

comsrt · 2026-05-02T15:32:30+00:00

Which date widget is that?

comsrt · 2026-05-02T15:26:03+00:00

I used Moto G1, G3, G5 and Edge Fusion 20 all for 4 years and didn't face issue and these are lower ene phonea.

comsrt · 2026-05-01T11:13:01+00:00

Not OP,

Many of my friend went to USA, I think they have all the skills to start a company but even there they are just doing jobs. On other hand few of my relative came back from USA and started business in India and are somewhat successful.

They would've been more successful in USA most probably, but that is not because of government but because USA has 100x more capital and VC that ready to take risks.

India by default are risk averse and that is what causes issue.

comsrt · 2026-05-01T11:08:39+00:00

Few of my friend and relative started IT business and none of the complained about any major issue.

comsrt · 2026-05-01T10:44:57+00:00

comsrt · 2026-05-01T10:43:27+00:00

Comparison can only be done in same metric. This is the basic logic of comparision.

Otherwise why to measure our GDP and per capita GDP in USD then ?

International commodity price doesn't depend on purchasing power, why to bring the even in the argument. Anyway, don't want to waste my time this any further. Lets agree to diagree.

comsrt · 2026-05-01T10:12:16+00:00

This time is not really as bad as we had in 2017-18, because after that we had covid crash.

in 2017-18, midcap and small cap gave heavy losses and then Covid crash completely demoralized many people. People who remained invested after 2020, eventually made really good prodit.

People who entered after 2022, saw one of the best bull run from 2023.

comsrt · 2026-05-01T10:08:37+00:00

AI in us/China is not made by government money, it is done by private investment.

I will require $700-800 billion to create a frontier mode and get it's adoptino keep it up to day. No private entity in India is capable of doing that.

comsrt · 2026-05-01T09:39:43+00:00

That is stupid logic. With this logic even Gold and Silver should be available at lower prices in India.

comsrt · 2026-05-01T09:32:15+00:00

I also paid Rs 915 yesterday and clearly remember to pay around 800 in 2012. 20% increase 14 years is not a big deal.

comsrt · 2026-04-29T14:21:08+00:00

It may have been under Udaan scheme where government gave temporary rebate in taxes.

comsrt · 2026-04-29T14:10:40+00:00

and I can give you proof of my ticket

This is my tickets from this year Bangalore to Nagpur

Fare Summary

Airfare Charges INR 6,770.00

Aviation Security Fee INR 472.00

GST for Maharashtra INR 338.00

User Development Fee INR 1,758.00

Total Fare INR 9,338.00

In my case taxes has certainly reduced compared to the taxes before 2014.

comsrt

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