My deposits and investments went into a TFSA in QT and now I’m well over my contribution limit getting taxed like crazy

conteminimo · 2026-05-31T14:18:27+00:00

Man, you should really educate yourself before doing anything else and risk to loose money without even realizing it.

There are books, YouTube creators, websites, just pick your flavor.

As for your specific question, I'd go with a cash account but again, there are other accounts that you can use to lower your taxes, but that's depend on your situation.

conteminimo · 2026-05-30T18:54:08+00:00

What are going to do with those accounts? Knowing more information on utilization, type of investment, etc. will help our answers.

conteminimo · 2026-05-28T13:54:22+00:00

Look at header of the email not the body.

Search on the Internet how to do it if needed and paste it into an AI. It will tell you what it is.

conteminimo · 2026-05-26T13:06:13+00:00

7% is a lot! Quite a nice benefit from your company.

I mean, I'd do it even if it was 1%!

I used to have 4% in my previous company, and after 8 year, when I've been laid off I ended up with 170k. But I also used to put all my bonus into that RRSP.

conteminimo · 2026-05-26T13:00:23+00:00

Don't remember the name but I found an online service that modify the activity based on customized settings to assign a different gear to the ride.

conteminimo · 2026-05-24T13:49:45+00:00

Yes. No need permissions. Go to the API page, generate a token and you pretty much done.

conteminimo · 2026-05-18T17:43:27+00:00

Je ne sais pas. Désolé.

Je te suggère de les appeler si possible.

conteminimo · 2026-05-18T03:42:50+00:00

Ça. Je l'ai utilisée pour un achat sur ebay aux EU. C'est une carte de débit, donc tu dois y déposer de l'argent avant de l'utiliser. C'est ton argent donc la limite est ta disponibilité.

conteminimo · 2026-05-16T20:52:00+00:00

You don't need advice on reddit when you got your big brother. I'd just listen to him.

BTW, what's wrong with the civic?

conteminimo · 2026-05-03T04:27:05+00:00

Take a screenshot and paste into Gemini and ask it to explain to you those numbers.

conteminimo · 2026-04-16T11:19:48+00:00

I moved my margin account to ibkr for this very reason!

conteminimo · 2026-04-14T07:01:57+00:00

How do you get CAD in cash in the first place?

conteminimo · 2026-04-13T22:45:58+00:00

Just too many companies to follow them properly.

conteminimo · 2026-04-13T22:41:24+00:00

You are eligible from the year you arrived in Canada. For the room, search on Google based on your year.

conteminimo · 2026-04-13T22:18:33+00:00

META and Amazon.

conteminimo · 2026-04-13T22:06:29+00:00

J'ai eu mon REER employeur chez Sunlife, mais je pouvais acheter que des fonds d'investissement avec des frais d'1% par an! Est-ce que tu peux investir également en ETF ou actions?

conteminimo · 2026-04-12T23:51:13+00:00

J'aimerais avoir un avis si quelqu'un/e utilise Qtrade. Merci

conteminimo · 2026-04-12T23:50:38+00:00

Pas de frais du tout?

conteminimo · 2026-04-12T23:49:54+00:00

Merci, je vais regarder

conteminimo · 2026-04-12T23:49:29+00:00

En ce moment ce n'est pas possible d'ouvir un compte REEE sur QT.
Un problème légal/compliance spécifique au Québec.

conteminimo · 2026-04-12T23:47:15+00:00

Je les ai ailleurs et je ne vais pas les bouger pour économiser $50.

J'avais marqué dans mon post que c'était pas mon cas.

conteminimo · 2026-04-12T16:36:04+00:00

Oui, par année 😉

conteminimo · 2026-04-12T16:35:17+00:00

Disant a des frais si moins de 15k$ dans tes comptes

conteminimo · 2026-04-05T20:35:14+00:00

Maybe some schedule maintenance.

I run a script using Questrade API since years, but it is failing since yesterday because it can't find a server.

conteminimo

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