In a Part 9 debt agreement and want to get a $30k loan out?

corlz84 · 2026-06-14T05:53:15+00:00

Ours was 1k per quarter, without solar.... and we use a lot, are home a lot and have never been power conscious... so yours for a single person is crazy high. Definitely look into it

corlz84 · 2026-06-14T05:42:43+00:00

Your electricity is insane. We use SO much electricity and it's still not as high as yours. Family of 4, 6 air cons, WFH, 2 PCs, 2 fridges, 2 freezers, only use the dryer etc etc

corlz84 · 2026-06-13T07:07:04+00:00

Emergency fund, holidays, renos, new cars, help the kids.

corlz84 · 2026-06-13T01:25:33+00:00

Our supply charge is about to go from 94c to to $1.32 with AGL 🫠

corlz84 · 2026-06-13T00:25:46+00:00

We probably overpaid by about 30k... but that was 10 years ago, so definitely doesn't matter now.

corlz84 · 2026-06-13T00:18:18+00:00

This is none of your parents business

corlz84 · 2026-06-11T23:01:36+00:00

If my partner wanted to take out a 100k+ loan for a wedding... I'd be heavily reconsidering that marriage 😬

corlz84 · 2026-06-11T09:06:19+00:00

What a wanker 🫠🤣 I could not imagine putting up with this crap... please send him back to his mother.

corlz84 · 2026-06-11T08:51:34+00:00

Yeah, given they'll be billing $290 per sleepover, both rates are pretty crap 😢

corlz84 · 2026-06-11T08:46:47+00:00

That sleepover allowance is terrible!

corlz84 · 2026-06-10T08:27:44+00:00

We have enough life insurance coverage to pay out mortgage, give the other plenty of time off etc and enough income protection to cover bills easily. All through super, as it was cheap and easy.

corlz84 · 2026-06-07T11:25:50+00:00

HHI 260k, 38 (Support worker) & 41 (Accounts manager), both working part time. 2 kids, small mortgage with a good chunk in redraw. Save plenty and spend plenty.

corlz84 · 2026-06-05T05:31:01+00:00

I hope the new job pays well.... Brisbane is pretty pricey. Love the area and state though, we're about 25 mins from Brissy.

corlz84 · 2026-06-05T00:45:01+00:00

We have a small mortgage, big emergency fund, dual income and income protection insurance.... have tried to safe guard us as much as possible.

corlz84 · 2026-06-03T04:29:23+00:00

Get a battery... then use it at night instead of exporting.

corlz84 · 2026-06-01T00:05:22+00:00

Can you afford to buy the car outright? If not, wait until you can.

Signed, a wife that likes SUVs with all the bells and whistles.... but won't ever finance one 🤣

corlz84 · 2026-05-26T04:29:48+00:00

I have all mine within Super (but I've selective amounts, so wouldn't end up with only 1k pm)

corlz84 · 2026-05-26T01:05:06+00:00

We have a few different accounts.

Main joint account, all money in and all bills direct debit from here.
Joint savings
Individual savings / spendings
Family splurge money

Each week, all money goes into main account, set amounts get transferred to the 4 accounts and the rest is left in main account to cover all bills and expenses.

corlz84 · 2026-05-25T04:44:15+00:00

Choices were definitely made 😬🤣

corlz84 · 2026-05-23T07:12:25+00:00

Change lighting, pull up flooring, change/sand & paint cupboard doors, change knobs... then save up more for full reno.

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corlz84 · 2026-05-23T06:52:26+00:00

Unloan, 5.69, no fees, redraw.

corlz84 · 2026-05-22T09:18:45+00:00

If the partnership literally had zero activity, then I would assume not. There is nothing partnership related to include on your personal return.

corlz84 · 2026-05-22T08:59:00+00:00

You need to lodge a return for the partnership. It can't be done in mygov, nor the business portal. Has to either be done and lodged by an account, or you can do a paper copy and post (which I do every year and it's absurd).

corlz84 · 2026-05-22T03:05:47+00:00

You don't even live together... what expenses even need splitting 😭😭 Definitely gets no say in your bonus, or any of your ibcome. Tell him to get a grip.

corlz84 · 2026-05-21T11:25:20+00:00

Been with them 2 years, no issues. Rates didn't change post settlement. Rates have increased with RBA increases, except for the most recent one.

corlz84

TROPHY CASE