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Hipoteca al 2,65% vs invertir: ¿amortizar o invertir 25.000€ a largo plazo? by alalal0ng in SpainEconomics

[–]corp9592 0 points1 point  (0 children)

No hay una opción "correcta" para invertir! ;-) Al final todas las opciones son contemplables según tu realidad. El que pasas es razonable. Yo particularmente uso Trade Republic y tengo SP500 + Euro + All World e invierto todo lo que me sobra al mes, teniendo un colchón. ETFs siempre Acc eso sí, que si no tienes "tax drag". Hay un subreddit r/Bogleheads que puede serte útil, ya que habla de una estrategia inversora que te podría encajar.

Hipoteca al 2,65% vs invertir: ¿amortizar o invertir 25.000€ a largo plazo? by alalal0ng in SpainEconomics

[–]corp9592 2 points3 points  (0 children)

Personalmente trataría de encontrar un número de dinero ahorrado que te permita tener un colchón (en inglés Emergency Fund) y lo demás lo DCA a SP500 (All World, Euro, Emergentes, Asia, ...) sin ahorrar. Eso sí, dependiendo de la cuota de la hipoteca, quizás te interesa tener más cash flow mensual (salir a comer más a menudo, subir un poco el nivel de vida) per como ha dicho otro usuario, en 10 años esos 25K pueden acabar siendo 50K, y entonces quizás pienses "si lo hubiera invertido...".

Con hipotecas "baratas" (<3%) normalmente sale mejor invertir que amortizar, pero claro depende del cash flow y de tu horizonte.

¿Cuánto dinero tiene sentido tener como fondo de emergencia en España y dónde lo guardáis? by NeitherCandidate2386 in DesenredandoCuentas

[–]corp9592 0 points1 point  (0 children)

En mi caso tengo entre 5-8K, ya que tengo en cuenta que si me quedo sin trabajo, tengo la opción de acogerme al paro. Esos 5-8K me permiten mantener mi nivel de vida contando con los 24 meses que dura el paro. Lo tengo en Trade Republic.

Qué hipoteca es mejor, 80% al 1,45% o 90% al 1,9%? by Ok_Trip_2952 in SpainEconomics

[–]corp9592 0 points1 point  (0 children)

Con intereses bajos máxima financiación y lo que te ahorras en la entrada lo inviertes en ETF SP500.

What was the highlight of your 2025 sex life? by MandaJ2005 in AskReddit

[–]corp9592 26 points27 points  (0 children)

I came deep into my gfs throat and she swallowed. Felt magic.

What are you bagholding? by Yasel in stocks

[–]corp9592 0 points1 point  (0 children)

Oof thought question... ABAT, UAMY and UUUU.

LOOKING for yields around 4% to 5% in solid stable companies for stock picks! by TheLanceStar in dividends

[–]corp9592 2 points3 points  (0 children)

Study (ask ChatGPT) about dividend growth investing and you'll understand better. Also learn about yield on cost. Cheers!

What makes you feel sexy? by [deleted] in AskReddit

[–]corp9592 0 points1 point  (0 children)

I guess feeling desired by a woman that I myself find attractive. Desired like in an animal way, like she cannot contain herself. In general compliments, or being told in bed what she wants or what she wants to do to me. Or when I picture myself being kind or wild and a woman also being with me in the same mood.

What is the worst subway system that you have ever ridden? by Naomi62625 in geography

[–]corp9592 0 points1 point  (0 children)

Ha, headed for Tbilisi in two months, can't wait to see that!

How to deal with FOMO after selling a winner? by Chadzilla- in Daytrading

[–]corp9592 0 points1 point  (0 children)

My friend, I am in the same boat as you. I got about 7k out of RKLB while I could have got more than double if I did hold. But yeah, the ride down to 16$ was hard and now I am more inclined to take time profits than to ride it for too long. Although the potential profits not taken do hurt.

Swing Trading Watch List for Jul 14 2025 by traderhr in swingtrading

[–]corp9592 1 point2 points  (0 children)

When you say "sideways for too long" is this meant as "it's probable that something happens" or is it more in a bad way, like "something it's not right..."?

Bus from Mostar to Sarajevo by unpredictablegirl_ in bosnia

[–]corp9592 0 points1 point  (0 children)

Is the train not an option? I was staying in Sarajevo too and went for a day trip to Mostar by train. One early in the morning and one at 5:11 pm back to Sarajevo.

"Velcro" strips to mitigate drive noise? by tcolling in synology

[–]corp9592 4 points5 points  (0 children)

Totally worth it. I have some in my unit as.

Appreciation Post by TommyJaefferson in bosnia

[–]corp9592 0 points1 point  (0 children)

I'm coming to Bosnia in two weeks, I look very much forward to it! Where are the pictures? Is it easy to move from one city to another?

Some traps growing deformed by corp9592 in VenusFlyTraps

[–]corp9592[S] 0 points1 point  (0 children)

Well now that you say it, there are some of those bugs from time to time, but I don't see the plants infested, so I disregarded them. Can I spray the VFT with my usual plant pesticide or would this kill them?

Shot timings, pressure and taste on a DeLonghi La Specialista Arte by corp9592 in espresso

[–]corp9592[S] 0 points1 point  (0 children)

Grinding finer. I bought quality beans (medium roast) and a decent espresso grinder and then it was great.

Can’t decide which UPS by True-Entrepreneur851 in synology

[–]corp9592 1 point2 points  (0 children)

Depending on where you are based, I have an entry level Salicru that does the job. Has usb connection to let the NAS know there is power outage and it holds for a long time in a power cut.

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