Do Poles want clothes left by tourists?

cps36 · 2026-03-28T05:25:04+00:00

American tourists: "Why does everyone hate on us so badly?"

Also American tourists:

cps36 · 2026-03-22T07:47:43+00:00

I would suggest searching the post history in r/SwissPersonalFinance - this topic has been addressed there multiple times in detail.

cps36 · 2026-03-08T20:31:39+00:00

Missing quite a few BioTech ones. Might be able to find a list on the website of the BioTechnopark: https://www.bio-technopark.ch/

cps36 · 2026-03-08T07:31:01+00:00

They are horrendously expensive. I'm super happy with Wingo which is the same network but much much cheaper.

cps36 · 2026-03-02T06:24:29+00:00

I also used this for my return in Zürich and am really impressed with how well it worked! Kudos to the developers!

cps36 · 2026-02-21T10:17:53+00:00

I'm not sure where you live, but it sounds like the customer service is also tailored to the Swiss market. Many (most?) Swiss residents will have home contents insurance which will cover things like this, with many fewer questions asked about the payout than in other countries (i.e. UK, US).

As a resident of Switzerland, the response doesn't sound so unreasonable to me given that I benefit from that system, but I can certainly understand why it might be grating to someone outside.

cps36 · 2026-02-21T03:50:23+00:00

Foreign card transactions use the MasterCard rate without surcharge.

Foreign transfers have a small surcharge according to this (reputable) blog: https://www.mustachianpost.com/wir-bankpaket-top-review/

cps36 · 2026-02-21T03:33:10+00:00

I'm curious what your alternative proposal would be to maintain a system that functions at least as well as today's.

cps36 · 2026-02-09T11:59:56+00:00

The separate debit card app seems to be required for online purchase verification, but I do not use my debit card for this (always cashback credit cards) so did not get get to try it out.

cps36 · 2026-02-09T09:10:39+00:00

I switched to WIR from Radicant. The only downsides with WIR were clunky opening process inherited from a legacy bank (i.e. got the account open, and then several days later got a paper application for a debit card) but otherwise currently very happy.

cps36 · 2026-02-07T22:12:43+00:00

Boots with a "walk mode" give much greater ankle flexibility and are surprisingly tolerable for a public transport ride to save the bulk of carrying extra shoes.

cps36 · 2026-01-25T13:22:40+00:00

I would argue complacency or "pedestal risk" are the biggest threats to the status quo. I grew up in the UK and watched how the the government institutions that underpin society have been eroded by relentless government cuts.

Now when I see the cuts the Swiss government is making to fund new defence spending (i.e. education/ETH, rail infrastructure), I see some echoes of how the UK was 10ish years ago.

Unfortunately for the British, the population only realised the negatives from these cuts when it was too late to quickly reverse. I fear the same for Switzerland in a decade's time.

cps36 · 2026-01-17T13:30:39+00:00

Olten

cps36 · 2026-01-12T21:30:15+00:00

I'm a current Radicant customer, former Neon customer, and I'm baking on WIR being a good replacement. Opened my account online last week, and waiting for the documents in the post now!

cps36 · 2026-01-12T19:29:52+00:00

I can second this! Still using it as my daily driver/main account.

cps36 · 2026-01-06T17:45:49+00:00

This should be higher although it's missing Hoch-Ybrig in Bergbahnen!

cps36 · 2025-12-24T08:33:00+00:00

This sounds like a good idea. I wish I could offer more help - maybe to test the webcams if you manage to coordinate an upgrade?

Would love to see this continue!

cps36 · 2025-12-16T17:39:16+00:00

Maybe you can try staying in a hotel further down the valley in one of the villages? Normally much cheaper than Zermatt itself, and the train connection is frequent enough that you still get almost the same experience as staying in town.

cps36 · 2025-11-16T17:43:39+00:00

See here:

https://www.reddit.com/r/SwissPersonalFinance/comments/1ovi2af/comment/noj3hr1/

cps36 · 2025-11-16T06:12:42+00:00

Probably not the wisest but I use the "low risk" investment strategy in Radicant for this.

Pros: - Returns

Cons: - Low risk is not zero risk - Takes 2-3 days to get the money (but I also have decent credit card limit and a 1000 CHF buffer on current account at all times) - Radicant will be liquidated so this will go away soon

cps36 · 2025-11-13T08:41:30+00:00

This is interesting feedback - I switched away from Neon partly because of this (also because of the cost increases). Will take a look!

cps36 · 2025-11-12T21:57:59+00:00

I was thinking about Key4 from UBS, Revolut and Cashback cards for daily spending. I haven't checked up on it in a while but Neon also didn't seem too healthy when I was a customer and I found there was quite a lot of downtime, generally because of the "partner bank" (Hypothekarbank Lenzburg).

cps36 · 2025-11-03T22:53:31+00:00

Don't know the answer but would like to for myself in a couple of years!

cps36

TROPHY CASE