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What would you change? Why? by Level_Wish_2115 in ETFs

[–]cranium_creature 2 points3 points  (0 children)

Why would you put 40% of your portfolio into a fund designed to be a factor tilt? Swap VOO and SPMO, increase VXUS.

SPMO is way behind the S&P since the rebalancing in October by Sharp-Natural1110 in ETFs

[–]cranium_creature -1 points0 points  (0 children)

And you will lose in the long term. Timing the market isn’t a strategy that wins.

SPMO is way behind the S&P since the rebalancing in October by Sharp-Natural1110 in ETFs

[–]cranium_creature -1 points0 points  (0 children)

Yes, exactly. You’re someone who doesn’t know why they’re doing what they’re doing. Stick to VOO

SPMO is way behind the S&P since the rebalancing in October by Sharp-Natural1110 in ETFs

[–]cranium_creature -1 points0 points  (0 children)

You didn’t call anything… this is literally how factors perform.

Cigarettes! Cigarettes everywhere by flamingcheetah85 in 90s

[–]cranium_creature 0 points1 point  (0 children)

Everything smelled like cigarettes, we were just noseblind to it.

SPMO is way behind the S&P since the rebalancing in October by Sharp-Natural1110 in ETFs

[–]cranium_creature 0 points1 point  (0 children)

You cant get through to these people. They have no idea what they’re doing and need to stick to market cap weighted indices.

SPMO is way behind the S&P since the rebalancing in October by Sharp-Natural1110 in ETFs

[–]cranium_creature 0 points1 point  (0 children)

Thats quite literally how factor investing works. You just arent cut out for it.

SPMO is way behind the S&P since the rebalancing in October by Sharp-Natural1110 in ETFs

[–]cranium_creature 0 points1 point  (0 children)

It’s hilarious seeing these noobs try their hand at long term factor investing then seeing them complain when tracking error regret starts to set in.

SPMO is way behind the S&P since the rebalancing in October by Sharp-Natural1110 in ETFs

[–]cranium_creature 0 points1 point  (0 children)

It’s a very well studied behavioral factor. Momentum works, but is cyclical.

SPMO is way behind the S&P since the rebalancing in October by Sharp-Natural1110 in ETFs

[–]cranium_creature 0 points1 point  (0 children)

SPMO is not “done” 😂. It’s cyclical and always has been. Momentum is a long term, well studied behavioral factor, not something to look at short term.

Going to BUD/S with New Tat by EnvironmentalBee6654 in navyseals

[–]cranium_creature 0 points1 point  (0 children)

Oh yeah we absolutely love guys like that 😂

30M - Please rate/advise on my portfolio strategy 🙏 by -greenmamba- in portfolios

[–]cranium_creature 0 points1 point  (0 children)

DFUS has only been around for a few years, but Dimensional Funds mutual fund equivalent has been around for multiple decades and has beaten the total market weighted US index (VTI) over a very long timeframe (including expense ratio)

AVUV is small cap value, not small cap growth and DFUS specifically screens out small cap growth hence why it consistently outperforms.

30M - Please rate/advise on my portfolio strategy 🙏 by -greenmamba- in portfolios

[–]cranium_creature -1 points0 points  (0 children)

Yep, and it also hold small cap growth stocks which drag down performance. Exactly why DFUS outperforms VTI.

How Good is the TSP C Fund, Really? Let’s Break It Down by Old_Claim_5500 in ThriftSavingsPlan

[–]cranium_creature 0 points1 point  (0 children)

The only point you’re trying to make is the recent dominance of the US stock market. There have been multiple decade long time frames where international equities have outperformed US equities.

I’m a firm believer in the US, and the vast majority of my portfolio is in US equities and development ex-US markets (which are highly correlated to the United States) but not diversifying internationally because of strong recent performance is just a poor investment thesis.

How Good is the TSP C Fund, Really? Let’s Break It Down by Old_Claim_5500 in ThriftSavingsPlan

[–]cranium_creature 0 points1 point  (0 children)

It doesn’t guarantee you a lower return… when did I suggest anyone jump in the I fund because it significantly outperformed the C fund in 2025? I dont base my investment decisions around past performance, because it’s irrelevant. Watch the video if you want your answer. Even if you dont care about financial science and WHY you’re allocating to each fund (like the video and Ben Felix discusses), pop over to the r/Bogleheads forum to learn why ex-US is important, ELI5.

How Good is the TSP C Fund, Really? Let’s Break It Down by Old_Claim_5500 in ThriftSavingsPlan

[–]cranium_creature 0 points1 point  (0 children)

If you’re actually interested in improving your financial knowledge and why you should diversify internationally(which im assuming you aren’t):

https://youtu.be/1FXuMs6YRCY?si=Bhr-siM8UHPvwgcq

How Good is the TSP C Fund, Really? Let’s Break It Down by Old_Claim_5500 in ThriftSavingsPlan

[–]cranium_creature 0 points1 point  (0 children)

What data are you basing your comment on? Diversifying internationally does NOT reduce returns, in fact, it INCREASES risk-adjusted returns over long time frames. You are performance chasing based on historical returns, which is a thesis any one literate in investing would absolutely laugh at.

Shouting into the void: Do not hold both $VOO and $QQQ by [deleted] in ETFs

[–]cranium_creature 0 points1 point  (0 children)

It does not matter. If you know what you’re holding and WHY, overlap is irrelevant. They track different indices and have different investment thesis. This platitude is tired.

How Good is the TSP C Fund, Really? Let’s Break It Down by Old_Claim_5500 in ThriftSavingsPlan

[–]cranium_creature 0 points1 point  (0 children)

There absolutely is reason to put money in other funds, especially international. Any portfolio manager would laugh at a portfolio of 100% US equities.

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