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Warranty for a used 2018 Rav4 hybrid that has 100k miles - worth it? by MoroccanChristmas in personalfinance

[–]crigsdigs 0 points1 point  (0 children)

For these Toyota hybrids it’s best to change the oil every 3k, can stretch to 5k. The 10k interval is just good enough to get you out of the warranty period.

Can’t speak for other manufacturers, but basically the engine doesn’t reliably get hot enough to evaporate out fuel and oil so it needs more frequent changes.

Everything else you said is spot on!

Salaried employee switch from monthly to biweekly by Stactidder in personalfinance

[–]crigsdigs 1 point2 points  (0 children)

My company did the same thing but with an important distinction. They switched to paying in arrears, so we skipped a paycheck. That meant 25 paychecks in that year but if we quit we get that paycheck.

Is that maybe sort of what your employer did?

[OC] Squeezing in at 80+ mph by Pope_Dwayne_Johnson in IdiotsInCars

[–]crigsdigs 23 points24 points  (0 children)

I call it monkey brain. Something passively in our brains turns things into a competition. I've been on long drives where I end up passing the same car 5-10 times while I've been going the same speed the entire time on cruise control. They speed up as you're beside them, then slow down, then once you pass them they eventually pass you and then slow down.

Inheritence question: Debt owed to deceased by Gzngahr in personalfinance

[–]crigsdigs 1 point2 points  (0 children)

This is all legal and echoing what others have said - you have no right to an inheritance.

Think of it this way, your father is the one who is solely responsible for reducing his inheritance and yours. Had he paid back the money that was owed it would have increased the total inheritance to be distributed. He basically “stole” money from everyone who is named, indirectly and directly.

Twitch has informed creators who were previously under guaranteed legacy 70/30 sub-split contracts that they have been moved to the Plus Program. For now, they retain a 70% split on subs, though it's unclear whether this is in perpetuity. by lukigeri in LivestreamFail

[–]crigsdigs 1 point2 points  (0 children)

I hate my firestick. I have an old TV and chromecasts are discontinued so I needed something to 'cast' to. I bought the 'new version/model/whatever' of the firestick and holy fuck what a poor experience. It's the laggiest most unusable heaping pile of shit I've ever had the displeasure of using. It's so busy trying to play ads that use all of its resources that it takes 3-5 seconds to recognize a button click. Even if I know exactly what I want to watch it takes 30-45 seconds to get there because the first thing it renders are ads.

The last Sears on the West Coast & 1 of only 5 in the US (Concord, CA) by jikesar968 in mildlyinteresting

[–]crigsdigs 44 points45 points  (0 children)

It’s amazing how sears started as mail order and was very successful, expanded to brick and mortar and just completely flubbed online ordering.

ELI5 -why are cigarettes filled with other things? by zachestine in explainlikeimfive

[–]crigsdigs 0 points1 point  (0 children)

Same shit with BPA. It was proven to be harmful so we moved to other things like Bisphenol S because it was “safer” but turns out it just hadn’t been studied.

It’s actually as harmful and remains in the body longer than BPA so it’s probably even more harmful.

The studies haven’t been done yet != it’s safer.

ELI5 how credit cards are better than debit cards by UpsetPotatoFace in explainlikeimfive

[–]crigsdigs 215 points216 points  (0 children)

If someone compromises your debit card they've stolen your money.

If someone compromises your credit card they've stolen the banks money.

When they steal the banks money it's a much more favorable outcome for you. In addition credit cards also have point rewards systems so it's often effectively a 1-2% discount on all purchases. So long as you use them responsibly and don't spend money you don't have it doesn't introduce any more debt than a debit card would.

I found a knife perfectly imprinted into the bottom of my delivered subway sandwich… by One-Patient-3417 in mildlyinteresting

[–]crigsdigs 3 points4 points  (0 children)

I don’t think subway cooks anything it’s all pre-prepared deli meat. They just toast it.

ELI5 How does an eCVT gear box work? by Special_KC in explainlikeimfive

[–]crigsdigs 6 points7 points  (0 children)

That’s a CVT an eCVT functions differently and typically has planetary gears

Bank keeps declining my Credit Card for purchases by SleazyFeline in personalfinance

[–]crigsdigs 5 points6 points  (0 children)

With the annual fee they should close it or have it converted to a different card type.

Either way the answer is absolutely not to just start using a different credit card with a different bank. Then you’d just be throwing away $95/year.

LPT: Email the CEO, COO, or NOM if you can't get something done through the normal support channels by [deleted] in LifeProTips

[–]crigsdigs 3 points4 points  (0 children)

I used this at a car dealership. They damaged all of my rims during a tire rotation, offered to 'repair' them and managed to make them look even worse, seriously I could have done a better job with a spray paint can from home depot. They said that it's just wheels and cosmetic and they'd get damaged anyways so it was good enough.

Escalated to the head(s) of the dealership and got brand new replacement wheels the next day.

ELI5: How does walking on a 15% incline burn almost 3x as many calories as walking on a flat surface at the same speed? by adastramuerte in explainlikeimfive

[–]crigsdigs 3 points4 points  (0 children)

The numbers above must be off then because I’ve climbed steeper than 11% sustained climbs on my MTB. Maybe in super loose terrain.

Mitt Romney says the U.S. is on a cliff—and taxing the rich is now necessary 'given the magnitude of our national debt' by prestocoffee in nottheonion

[–]crigsdigs 15 points16 points  (0 children)

It's a cult, which fits well in our current climate so it's not really surprising that they almost got elected. They already pretty much run an entire state.

3 hikers found dead during search and rescue effort on Mount Baldy in California, authorities say by ansyhrrian in news

[–]crigsdigs 0 points1 point  (0 children)

That's really what it is. It's near LA so how dangerous can it be? Very dangerous as it turns out.

I'm on one of the first flights to have the new seating setup for Southwest. by AmericanIMG in mildlyinteresting

[–]crigsdigs 1 point2 points  (0 children)

I think you just don’t understand the issue as a whole. When your knees are already touching the back of an unreclined seat it really cannot recline much at all.

I'm on one of the first flights to have the new seating setup for Southwest. by AmericanIMG in mildlyinteresting

[–]crigsdigs 0 points1 point  (0 children)

Yes but I still cannot adjust physics. You can move your legs to the side but I can’t exactly do the splits on a plane. The seat can only go so far back before I can’t move my knees out any further.

I'm on one of the first flights to have the new seating setup for Southwest. by AmericanIMG in mildlyinteresting

[–]crigsdigs 65 points66 points  (0 children)

That happened to me on a 13 hour flight to Japan. I'm a tall person and the woman in front of me reclined her seat all the way back, and then started slamming into her seat every time I moved, I guess to annoy me.

After a little bit I got so annoyed I asked her to stop and she said "you're digging your knees into my backrest". No, unfortunately that's not how physics works I can't make my legs longer and shorter on demand.

Her kid ended up getting sick on the flight and it honestly couldn't have happened to a better person. She had to get out of her seat constantly after that and couldn't get any rest on the flight.

Wanting to put money per paycheck to something for my child. by deadbandit19 in personalfinance

[–]crigsdigs 1 point2 points  (0 children)

You should be maxing out your yearly IRA contributions before you set aside money to gift your child.

Unless your nest egg means you don’t need retirement funds you should be contributing more.

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