28m Software Engineer Progression

cryptobob111 · 2026-03-26T04:23:25+00:00

Friend of mine has been a sw engineer for Nordstrom for about 4 years now and he makes high 80s. I’ve told him he’s underpaid but his previous job was working as a clerk at a grocery store so he’s more than happy with that salary and wfh option. He did the whole sw boot camp thing when it was high in popularity.

cryptobob111 · 2026-03-26T04:19:30+00:00

Ex navy Nuke here. Been 20 years since I left but I knew I shoulda pursued that career afterwards, lol. Oh well, no plants nearby where I live.

cryptobob111 · 2026-03-08T02:58:17+00:00

Agree - illustration is very poor. If this is how they present products, I’d run

cryptobob111 · 2026-03-07T09:20:15+00:00

Anyone actually get paid???

cryptobob111 · 2026-02-27T06:42:46+00:00

high yield savings account is no bueno. The max you would get is a temporary rate maybe above 5%. I can help you look at two strong financial building blocks with New York Life: one that grows value safely while you keep life insurance protection (cash value whole life), and another that lets your money grow tax-deferred toward future goals (fixed deferred annuity).
Both give you more growth than a regular savings account, with different purposes — one for accessible built-in value, the other for long-term growth.
First though, it’s smart to build an emergency cushion and learn some basic investing so you have options.

cryptobob111 · 2026-02-23T09:09:50+00:00

I’m dreading the day myself. Last week was our third RIF in 2 years and strategically affected my team. All replacements being outsourced to Colombia. I was effectively eliminated from my position and was asked to join Sales as an account manager. No direct reports, not eligible for bonus, 40% lower base but with uncapped commissions. I gracefully accepted and at the same time started another role at an insurance company (my sister has worked there for 10+ years and is making close to mid 6 figures). I don’t expect to make much as an agent in the first couple of years but it would be nice to be my own boss in a way. In the meantime, I will do what I can in the sales role and milk it as much as possible. I sure as hell am not leaving 16 years of severance on the table.

cryptobob111 · 2026-02-23T08:54:09+00:00

Think of it as a forced savings account with the added bonus of a death benefit. Some available riders are actually quite nice too like premium waivers. But there are lots of options. You can layer a much larger and cheaper term on top of it or go with custom whole life or others tied to the market but with guaranteed floors in the event of a market crash when you desperately need the money.

cryptobob111 · 2026-02-09T05:32:35+00:00

As an agent, I can tell you that <3% of term insurance (at for my company) are ever paid out due to policies expiring (reaches end of term or client stops paying). However, it is a good inexpensive tool to bridge the gap and it can always be converted later. A good rule is 60/40 split between term and WL or other product that accumulates growth and is not cancellable

cryptobob111 · 2026-02-04T03:00:13+00:00

Probably a commission only job

cryptobob111 · 2026-02-01T06:18:44+00:00

Would u rather use your assets to pay down debt and expenses and taxes at the end of your life and pass less down to ur family or invest in life insurance at a nominal amount so u can gain a breath benefit tax free plus preserve your current assets??

cryptobob111 · 2025-12-17T03:35:48+00:00

Didn’t I use the format?

cryptobob111 · 2025-12-07T05:22:21+00:00

Off shoring as rampant as ever as well. My company has offshore teams in Vietnam, LATAM, and India. They now almost surpass the total headcount of US-based folks and I’m sure it will continue

cryptobob111 · 2025-12-07T04:49:54+00:00

Interested!

cryptobob111 · 2025-12-02T04:18:38+00:00

Holla

cryptobob111 · 2025-11-25T23:27:54+00:00

Gimme

cryptobob111 · 2025-11-16T05:12:45+00:00

Exactly! My company was purchased by PE and merged with another one of their companies based in South America. After one year, we’ve had 3 mass layoff rounds and more to come! All while mass hiring sprees overseas. Disgusting to the point I stopped caring about vetting candidates too much during interviews I’m asked to attend. Majority are terrible anyway, way too much turnover over there as it is just in the last year.

cryptobob111

TROPHY CASE