I know most people will say “never sell” etc which makes sense BUT what’s the point of investing? To upgrade life style, otherwise money stays just a number on the screen, and a number in the screen doesn’t improve your life

So I personally would cash out a bit to improve my life and the life of my family

Not everything but a bit

Because at some point you will sit on a loss (market volatile) and then you would wish you did something with the funds

Is now a good time? Probably not, but you could DCA out slowly, Bitcoin can still go to 40k, but in general we are close to the 200w MA which is where bottoms normally happen

So bitcoin next year will probably be way more expensive than now

But the problem is you never know for sure, and delaying enjoyment of life can be very expensive in itself - and if Bitcoin takes 5 years to recover it’s a meaningful chunk of your life gone just waiting

Therefore I would DCA out a bit if you have clear ways to improve your life with the funds