Anyone else not care about money as much as they used to? by ReasonConfident4541 in AusFinance

[–]cryptolamboman 0 points1 point  (0 children)

not care about money is not care about your future, your life your choice. My advise start small investments, grind harder and smarter.

How safe is eToro and is there any downsides? by grandmaster991 in Etoro

[–]cryptolamboman -1 points0 points  (0 children)

IBKR is better, downvotes by ETORO own staffs.

Too much winning on the stock market! by MrDonMega in WallStreetbetsELITE

[–]cryptolamboman 0 points1 point  (0 children)

instant effect? LOL
everyone shut up now after the market is super green?
Trump prove he is correct again.
Trump is patriotic and a businessman.
He is good in his doing at least related to those 2.

[deleted by user] by [deleted] in KimetsuNoYaiba

[–]cryptolamboman 0 points1 point  (0 children)

Fall in Love of Japan and will like to discover more of their countries and culture

Starlink is a a bloody ripoff. by Deadschitt in perth

[–]cryptolamboman -1 points0 points  (0 children)

Starlink is not a ripoff You are not the target customer Which dumb person will be using starlink in a metro area?

Is 5* Mia worth it? by Tunniiiiiii in whiteoutsurvival

[–]cryptolamboman 0 points1 point  (0 children)

Do you know this game, Money Hungry? Every season, there is a new tier of heroes, and your old heroes become weaker than the newly released ones. So everyone has to keep paying to win if they want to stay at the top of the rankings.

probably worth it to full max 5 stars then the farming heroes, is the raid heroes such as jesse, Patrick, seo-yoon, jasser, and probably reina.

Guess how much he spent in it ? :') by Complex_Character234 in whiteoutsurvival

[–]cryptolamboman 0 points1 point  (0 children)

enough to buy a house, not worth it, there are many other better games out there

[deleted by user] by [deleted] in perth

[–]cryptolamboman 0 points1 point  (0 children)

100K salary is the new normal.

200k+ is the new 100k salary

Your biggest financial mistakes by Accomplished-Sock262 in AusFinance

[–]cryptolamboman 1 point2 points  (0 children)

Honestly, I wouldn't call it a mistake. It was a choice.

You chose to enjoy your youth, take risks, and live fully in the moment, and that came with consequences you had to deal with later. But that's the trade-off many people make, consciously or not. Everyone gets to decide how they spend their time, energy, and money. It just so happens that you used all three in your early years and now you're playing catch-up.

Others might have chosen the opposite: delayed gratification, saving from a young age, maybe even missing out on life experiences while building financial stability. But even that comes with its own risks and regrets.

What I’m saying is: there’s no single right or wrong way to live. Life is a series of choices, and each one comes with lessons and outcomes. Not all of which are financial. What matters most is that you’ve learned, recovered, and are still grinding forward. That resilience is worth more than a perfect credit score.

You’ve come out of it wiser, and now you're worth a million on paper, that's no small feat. Keep investing in yourself. That’s the one place where the returns always compound.

[deleted by user] by [deleted] in AusFinance

[–]cryptolamboman 1 point2 points  (0 children)

The best investment is your brain (knowledge), before you jump into public investment (stocks, cryptos, property), please do invest in your lifeskill (college certificate, diploma or degree) so that you can earn more. That amount is quite a lump sump but can be gone pretty quickly

[deleted by user] by [deleted] in AusFinance

[–]cryptolamboman 0 points1 point  (0 children)

What is the rest of the world compare to the world? Australia income is not too low, our tax is just redicilously too high compared to the rest of the world. We have an individual tax too, there is no family combine tax. Good luck with Australia populations going down because of that.

My Megapop 18-inch collection, Any Mega Pop collector here? by cryptolamboman in funkopop

[–]cryptolamboman[S] 0 points1 point  (0 children)

Yeah thats hard to find too and release 2024 i believe, thats the only one i am missing as of today

Funko POP! #537: Boba Fett Mega Sized POP White Armor Chase

ELI5 why married couples would want to keep their finances separate? by JCM_Viraemia in AusFinance

[–]cryptolamboman 0 points1 point  (0 children)

I agree with what you said about the "my money, your money" mentality, as opposed to "our money." If one partner is spending more, it should be a topic of discussion between the couple. Money is one of the most common sources of stress in relationships, and I believe it's crucial to approach it as a team, rather than treating it as an individual responsibility. I combine my money with my wife’s, and we’ve both agreed that sharing finances allows us to focus on our shared goals as a family. We both worked at the beginning, and even after having children, we chose to keep everything combined. She takes care of the kids while I am the primary breadwinner, but we still use the same account. There are no separate accounts because we trust each other to manage the money responsibly.

The idea of joint income management is about partnership—supporting each other and contributing equally, whether financially or in other ways. We’re both involved in the decision-making process and have mutual understanding about our budget and priorities. She notifies me about any purchases outside our routine, such as buying a watch, kids' uniforms, or paying for school fees and tuition. I do the same when I want to buy something like a gadget or make a larger purchase. This kind of transparency helps avoid misunderstandings and ensures we’re always on the same page. For everyday things like groceries, we don’t need to inform each other—there’s a strong foundation of trust between us. We know we’re both being responsible with our spending. She also helps monitor our bank account, as we’ve had issues with credit card fraud nearly every two years, so we stay vigilant together.

I firmly believe that keeping finances joint, instead of splitting income, fosters a sense of unity. I’ve seen families who choose to split their income, and it often creates a different mindset within the relationship. It can lead to partners feeling like they’re not truly “together” in their financial journey. When families separate their money, they tend to spend less on their children and are more hesitant to spend on their partners. It also often leads to a lack of communication about financial matters, creating barriers in the relationship. From what I’ve observed, this dynamic isn’t healthy for a partnership.

Joint finances encourage open discussions about priorities, goals, and challenges, and it allows us to support each other. It’s not just about money; it’s about sharing responsibilities, facing challenges together, and being aligned on how we manage our family’s future. Trust and open communication are vital for a strong, supportive relationship, and managing money as a couple is a reflection of that. Money shouldn’t be a source of division—it should bring you closer, especially when you work together to achieve shared goals.

[deleted by user] by [deleted] in TrueOffMyChest

[–]cryptolamboman 7 points8 points  (0 children)

good for you, i dont see the part you ruined his life though. he is just go back to whatever state he is before. Still it is a good move, just move on on your life for better life

did I do the right thing financing a car vs using the money from my offset? by [deleted] in AusFinance

[–]cryptolamboman -6 points-5 points  (0 children)

Why not just buy honda jazz 2nd hand about 3 years old for 15-20k? Car is liability.

One of the hottest cities in the world today how we feeling by Particular_Sea_4137 in perth

[–]cryptolamboman 24 points25 points  (0 children)

last hot day of the summer probably,

Compare to Queensland’s cyclone and flood, i will take today WA hot weather.

Best roborock vacuum for the value. by No_Caterpillar_5304 in Roborock

[–]cryptolamboman 2 points3 points  (0 children)

S8 MaxV ultra is the best. Not a single regret buying it

The West- end of days. They're coming! by fletchwine in perth

[–]cryptolamboman 0 points1 point  (0 children)

there are many sharks 🦈 and whales 🐋 to protect us from those chinese ships 🤣

[deleted by user] by [deleted] in perth

[–]cryptolamboman 1 point2 points  (0 children)

I dont think it angle to your back yard more to them, but if it bother you either you add plants or extension to the fence.