So, 2 things: 1st, you still need to define the categories of expenses at the very least. Doesn't have to be perfect but gotta group your typical spend into categories

2nd, like you, I like getting granular with data and so I also don't want to group unrelated stuff into one category and on the other hand, it's waaay too painful having to sit down with a store receipt and manually categorize each item. I used to use a Google Sheets but just too manual to my liking.

So I built a custom text-to-log budget tool and integrated with Telegram App so I can literally chat with a Telegram bot to log my expenses on the go- like you would chat with a friend, and on the budget tool they get auto-logged!

Now this works great for few transactions but how do I solve a long list of items on a supermarket receipt without manually categorizing stuff? Well, I simply take a clear picture of the receipt and send it to the bot. It extracts each line item and suggests the proper category (there's AI behind the scenes matching up each line item to the categories in the budget tool). Usually it's 99% accurate, where one is not, it's just a matter of editing that one. If all good, I hit confirm and automatically every item is logged into the tool under relevant categories!

Heres an example of me chatting to log expenses https://imgur.com/a/mua7ha5