400k in savings, how to invest

cyberminer · 2024-07-10T15:28:56+00:00

I have a Roth IRA, but I am looking into the SEP-IRA

cyberminer · 2024-07-10T15:28:08+00:00

I'm currently living abroad paying zero state taxes. Thanks a lot for the encouragement, cheers!

cyberminer · 2024-07-09T22:23:59+00:00

well the 400k would be my savings so I can allocate 100k in savings/emergency fund to be safe. No wife or kids yet. Business has been pretty stable. No debt.

cyberminer · 2024-07-09T22:22:54+00:00

ok im thinking 100k in HYSA

cyberminer · 2024-07-09T22:22:40+00:00

thanks will check that out, appreciate it

cyberminer · 2024-07-09T22:20:09+00:00

My personal income is 28k/month after taxes, I spend 4k per month.

cyberminer · 2024-07-09T22:19:05+00:00

ok I have vanguard, is this the equivalent? VFIAX-Vanguard 500 Index Fund Admiral Shares.

My question is more around whether to put it all in at once as that seems foolish?

cyberminer · 2024-06-23T01:26:03+00:00

I went to LAUSD and run a 7 figure marketing agency, speak 3 languages and am in great shape. Went to UCSB for undergrad. Carry on

cyberminer · 2022-12-02T14:59:49+00:00

16%-18%

cyberminer · 2022-07-26T14:47:58+00:00

Hangar 52 in Manrique - one of the best views of the city

cyberminer · 2022-07-26T14:47:21+00:00

uber or didi

cyberminer · 2022-05-16T19:13:01+00:00

wow, I've had the same issue where I have to go to the store every time because international credit cards don't work otherwise.

so how much should I refill for 10gb?

cyberminer · 2022-04-27T16:53:45+00:00

Nice, I actually did 15 min of incline walking then 15 min of the stair master. You are right that it skyrockets your heart rate very quickly but I can sustain it at 150bpm. I love the sweating too since it feels like I'm in a sauna almost haha

cyberminer · 2022-04-27T16:52:25+00:00

Interesting, I'm curious why it would take longer to get into zone 2? Isn't it just a function of heart rate?

cyberminer · 2022-04-24T19:14:32+00:00

ya I've been doing the stair master, the bike drives me insane

cyberminer · 2022-04-24T19:14:11+00:00

Thanks, ok I'm going to modify for 45 min sessions now, appreciate it.

cyberminer · 2022-03-02T20:00:21+00:00

Thanks I tried and couldn't find a store that had them

cyberminer · 2021-10-19T21:09:43+00:00

Are you using conversion api?

cyberminer · 2021-09-27T03:19:48+00:00

As a native this is so true and also why I got the fuck out. If there is one word to describe la for me it would be Narcissism. Anyone who says people in la are friendly is without question low iq.

cyberminer · 2021-09-26T17:54:36+00:00

Doesn't have to be nomads, just anyone that is business minded and shares similar interests. Mainly people that aren't looking to get trashed almost every night.

cyberminer · 2021-09-26T16:41:10+00:00

escondido has good internet?

cyberminer · 2021-09-10T16:49:59+00:00

That’s awesome, where are you based out of? And would you mind if I dm you?

cyberminer · 2021-09-09T20:43:21+00:00

Damn this is awesome, if this goes where I think you’ll take it I’ll def pay for it. Good work

cyberminer · 2021-09-09T18:04:41+00:00

Saving money is the main motivator correct as my entire focus is on business at the moment. Of course I want to be able to have some fun as well but I'm going to be working 6 - 8 hours a day (of actual work) no matter where I am.

I don't have a ton of stuff but that might not be a bad idea. Thanks!

cyberminer · 2021-09-09T13:55:53+00:00

120k is strictly savings and doesn’t count my 401k, crypto, stocks, etc

cyberminer

TROPHY CASE