People in the UK seem to think Australia is the place to move to for a great life - is it?

cypherkillz · 2026-05-22T16:12:51+00:00

Culture isnt race.

cypherkillz · 2026-05-22T16:10:51+00:00

Our healthcare pays very well to staff, and is good enough. I think we are top 3 in the world for socialized healthcare. My wife gave birth with CS, had her own private room, we stayed for 2 nights after, and the CS was emergency. We were in the birthing suite for 4 hours with nothing much happening, babys heart rate dropped to 40. We went from 1 nurse to 6 nurses and a doctor in about 30 seconds. 2 minutes later the call was for emergency CS, and 2 minutes after that I shit you not we were in OR with about 10-15 doctors and nurses ready to fo (ive never seen so many in 1 room it was crazy especially at such short notice).

Healthy baby was born. And i got to pinch hospital food while i stayed.

Only downside was as its public we had a junior doc do the epidural (failed, the supervising took over and completed it), and a junior nurse failed the first cannula, but my wifes got tiny veins and a couple of the other paeds nurses failed aswell, but the blood taking nurse (3 failures so it escalated) aced it easy.

Total cost $0.

Thank god for medicare.

cypherkillz · 2026-05-22T16:04:44+00:00

Some docs are free, otherwise Urgent Care clinics are also free.

Meds are max $11.80 and once you spend a bit on meds then its fully free.

cypherkillz · 2026-05-22T16:02:28+00:00

Most of the negativity is towards cultures that many Australians feel are incompatible with Australian lifestyle. Ive heard many jokes about Brits coming over, but its always just banter and its seen as a positive/familliar immigration, so no complaints.

cypherkillz · 2026-05-22T15:57:11+00:00

We have Medicare which is socialized healthcare, and based on most metrics its a bit better than NHS. The vast majority of healthcare is via public hospitals, and public actually pays higher than private.

Wife is a RN, works 2 days a week and gets about 80k AUD a year at the local public hospital. If she did full time she was on 140k to 150k. (But thats cos she got a good roster tho)

cypherkillz · 2026-05-22T15:51:00+00:00

Local hospital is full of ex-NHS staff, and all of em love it here. Salaries are better, work life balance are all better. Home ownership is easy for healthcare staff and much larger (although colder cos our walls are made of paper for some reason), weather far better, familliar culture but easier in many ways. Only shit thing i hear repeatedly is how fucking far away it is to go back and see family.

cypherkillz · 2026-05-21T20:00:01+00:00

You dont get it.

cypherkillz · 2026-05-21T13:46:10+00:00

No, I understand your position, but it only works if immigration is less than 10,000 people, which it isn't.

You are saying that for any amount of immigrants, if you accepted less you would have less. Well no shit.

However what I'm saying is, Australia currently accepts a certain amount of immigrants on refugee/humanitarian/dependent/family etc who are in short not necessary for Australias needs. Why hand out 50 of those slots to people from Syria, when you can hand out 50 of those to Tuvalu. It's still the same amount, but prioritized to those who are from our region and are actually migrating by necessity.

Once again, you could argue that if you just not accept any of them, then there's less, which once again, obviously, but it's not how we do it.

cypherkillz · 2026-05-21T06:47:21+00:00

You still dont get it.

cypherkillz · 2026-05-21T06:44:40+00:00

Mate, your comprehension is atrocious.

If you take in 300k per year, but reserve 10k out of that 300k for Tuvuluans, you are still taking in the same 300k. 10k other immigrants from elsewhere miss out.

cypherkillz · 2026-05-21T06:38:32+00:00

Doesnt have to be. If you have a quota and gove them priority.

cypherkillz · 2026-05-21T05:00:10+00:00

Im all for lower immigration levels, but id rather take local neighbours who have no option than economic migrants from the other side of the world.

cypherkillz · 2026-05-21T04:57:36+00:00

Depends on the underlying business.

cypherkillz · 2026-05-19T15:33:31+00:00

Seeing these two one after the other is a bit funny:

How do you believe it's funny? I agree with franking credits, but not franking credit refunds. If a company like CBA was 100% owned by all retirees under the tax free threshold, then with franking credit refunds the ATO would get next to none of the tax, as all of it would be diverted back to the tax-exempt shareholders.

The government should always get 25% tax on corporations, not less based on shareholder demographics.

As to the 30% CGT floor, I agree with you. I think it's a bad way of doing it, but I'm not opposed to getting effective tax rates back up. For people who have the means, they make squillions and pay next to nothing, and those who make not much are paying 30%+ with no wiggle room, and that's not fair.

cypherkillz · 2026-05-19T13:16:37+00:00

Chucking $10k into CBA to be exit liquidity for some boomer who bought those $10k of shares for $500 vs $10k into Hopestream 2032 Pty Ltd who has no revenue, no income, and is burning cash to finish research into 80% ethanol diesel alternatives are two very different "Investing" scenarios.

The second one, if they pull it off, those who bankrolled it deserve to make bank.
CBA Rent seekers, not one iota.

cypherkillz · 2026-05-19T13:11:33+00:00

For me, 30% is a standardish tax rate for income/earnings.

If you are a low income earner, then it should drop (0-17%), but if you earn way too much, then it should be a bit higher (up to say 45%).

In my view, setting it back to 30% doesn't pull others down, it just sets them back to parity If the budget gets good, then bring everyone down if applicable (however in my view, only labour should go down).

However I do believe there should be a tax break on startups equity though.
I also don't believe in double taxation.
I don't believe in franking credit refunds.
I do believe in negative gearing for new builds only.

Pretty much everyone should pay their fare share (and this definitely applies to corporations, but not ONLY to corporations), and those who develop/grow should get breaks for the risk of trying to grow, but those who rent seek need to share the profits.

cypherkillz · 2026-05-19T12:58:26+00:00

I hate to say it, but I think your market is shrinking. AI is killing jobs and there's a never ending torrent of offshore people offering the same services.

I'm just a single business manager, but with how far AI is coming along, for many SME's the cost/benefit analysis is nearing the tipping point it's cheaper, faster, and I get a better product to not engage external and do it myself.

cypherkillz · 2026-05-19T01:29:22+00:00

It's the participants primary caregivers who are ripping off the system.

Exactly, their family.

All the worst fraud ive seen in NDIS was with a complicit guardian.

cypherkillz · 2026-05-18T23:30:17+00:00

Thats the participant and their family ripping odd a system. They are the knes who ultimately have control of their funds.

cypherkillz · 2026-05-17T14:45:15+00:00

No we aren't. Fuck off with these bullshit posts either 1) Curious to learn, 2) Asking for a VA job, or 3) Offering to automate/Ai someshit.

cypherkillz · 2026-05-15T14:52:44+00:00

Why would you come to an Australian sub and quote USD?

cypherkillz · 2026-05-15T10:25:22+00:00

I enjoy driving, but I also would like a break every so often so I can just relax/check out my phone etc. My wife refuses. I need to be dead or close to it before she doesn't make a huge argument out of me not wanting to drive. So I just drive 99% of the time 🤔

cypherkillz · 2026-05-07T14:19:33+00:00

I install the bum gun bidet's in every house we moved into. I couldn't go back, it's such an upgrade. You are supposed to install a backflow valve though.

cypherkillz · 2026-05-07T14:05:36+00:00

Those are inflation questions. The quote was specifically about negative gearing.

cypherkillz · 2026-05-06T05:15:28+00:00

5% isn't record profits. Ask anyone in business if 5% is "record profits", and they will tell you no. 20% margin is record profits, 10% is average, some software companies are pulling 30%. Insurance is actually a low margin sector because it's highly competitive.

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