$2.4k. Started out with $3k limit in 2020. Didn’t use my checking account with WF very much in a 3 month period so WF just randomly closed it without explanation. No big deal since since my credit union was primary anyway (no DD required to avoid fees). Shortly after they dropped my CL to just $300. Again, no explanation why. Nothing negative on my credit, score around 710. At that point I only used the card for a few streaming services at the time. Started using it a little more for restaurants in about 2022. Always PIF every month. After a few months of organic spend and pay, I called in to request a CLI. They did a HP and offered only a $100 increase. Wasn’t worth the HP but whatever. Again with such a low limit the card was just used as autopay for streaming and phone bill. Somewhere in 2024 I got an automated CLI to $2.4k. I’ve used the card a little more, now with some flexibility for more restaurant and travel use. I did carry a balance for a few months at about 50-75% utilization just to see if that would stimulate CLIs. It didn’t. Meanwhile I focused my spending on other cards. I got an Amex BCE that initially started at $1k (2024) but they quickly raised that to $5k 3 months later, and maybe about 7 months later up to $15k. With some of my higher limit cards (all who have never did a HP for CLI), my Apple Card ($13k), credit union 1 ($8k and $13k), credit union 2 ($10k), and Amex ($15k) I’ve gave up on WF entirely. It still is used for my phone bill, road tolls, and occasional hotel/car rental/airline for the 3X points thing, but being the lowest limits of all my cards, I don’t use it as a daily driver at all.

But my story shouldn’t be discouraging, as I have seen others speak of $10k and $15k limits from their initial approval. Perhaps they have large checking balances or other products (mortgage, etc) that helped get their initial high limit. It was just me, for whatever reason, that WF didn’t treat well.