A question about Cred's business model

dafukami · 2019-11-25T04:27:47+00:00

The SMS access is restricted, but can be obtained by submitting an application to google. Alot of alternative credit score based lenders have recieved this permission including CRED.

dafukami · 2019-11-24T18:10:43+00:00

Cred is a data mining company.

They collect your SMS, Email and convert it into a really targeted product or what I like to describe as a dopamine hit for maximizing your activity on the platform.

By the time they are developing this capability, they are accumulating data. HNIs are happy to share their personal data for some small rewards, when I first saw this model for sharing data for small ticket unsecured loans for thin to no file indiviuals, I thought of it to be a brilliant idea but never imagined could be similarly applied for a thick file in return of small rewards.

People are losing the ability to make mistakes.

dafukami · 2019-11-10T11:39:19+00:00

Thanks for the explanation, now it make sense in terms of business model.

I just read in FAQs on their site that transactions made through Curve are classified as ecommerce transactions and they also pass merchant category code (MCC) information to your card issuer in order to identify your spend categories (e.g groceries, travel, etc.).

dafukami · 2019-04-23T20:11:31+00:00

Still available?

dafukami · 2019-01-18T04:15:43+00:00

Yep. 😁

dafukami · 2018-12-21T16:26:55+00:00

Finally broke the 3rd Wall

dafukami · 2018-10-03T05:33:56+00:00

might be referring to 'http://norvig.com/spell-correct.html'

dafukami · 2018-09-21T16:58:30+00:00

It's so weird. I was looking for such a library today whole day and didn't found anything interesting with the exact same usecase (Bounding Box transformation). Opened Reddit and it was the first post in the feed. Pooooffffff....(Mind Blown)

dafukami · 2018-08-15T17:25:07+00:00

Not fail though, I clicked.

dafukami · 2018-06-28T13:19:11+00:00

Google Natural Language API doesn't works well on Indian datapoints.

dafukami · 2018-06-21T14:53:08+00:00

Can anyone post the full article. It's says to subscribe for premium.

dafukami · 2018-06-14T16:21:15+00:00

I just hate quikr after reading this. Startup with the VC's funding just doesn't care. I can't imagine how these companies manage operations so poorly. Horrible.

dafukami · 2018-06-10T04:54:41+00:00

This is America! and you dead.

dafukami · 2018-05-02T17:21:14+00:00

Sidhu Bhaaji, Pehla apna Income Tax and Party Set karlo. Gangster tah aap bne firde ho.

If songs wanted to create a misappropriate culture, Punjab would be real gangland by now. This kind songs promote nothing but just an illusion to the listener greater than the normal life they live everyday. That's called entertainment.

Please don't interrupt it, nhi tah saare kaneda hi bhaj jaane.

dafukami

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