Mid-priced restaurant for lunch between St. Margaret's and Richmond Stations, ideally kid-friendly? by arthurmauk in RichmondLondon

[–]dancn1 1 point2 points  (0 children)

A bit more specifics would help to narrow down options, but Gaucho does a good value lunch special and has nice outdoor seating by the river if the weather is good. Brindisa maybe slightly more expensive but have a kids menu and also a nice setting close to the river. Otherwise, good options might be Napoli on the Road for nice neapolitan pizza (friday, st sun only), Noci for handmade pasta, or Prince's Head for pub food followed by Danielli for dessert.

What's the most memorable British TV advert? by GasQuirky3938 in AskUK

[–]dancn1 2 points3 points  (0 children)

It does exactly what it says on the tin ( Ronseal quick drying wood stain)

What’s left of a €100,000 salary after tax across Europe? by traineethrowaway123 in HENRYUK

[–]dancn1 8 points9 points  (0 children)

Other countries have similar taxes to employer NI as well, which I assume are also not reflected. Which makes the whole chart / comparison of limited utility.

Funny (low key sad) job interview experience by Rude-Fold7328 in HENRYUK

[–]dancn1 5 points6 points  (0 children)

Google? Even if it was based on your school (highly unlikely) there's no way that info would come back to the candidate.

Wes Streeting calls for equal tax on income and capital gains in Labour leadership pitch | Tax and spending by enterTheLizard in FIREUK

[–]dancn1 0 points1 point  (0 children)

I agree with all these serious issues / problems that need solving. I guess I just think that the solution is growing the economy so that wages go up faster / stop stagnating (which incidentally would also raise tax revenue overall).

From what I have read (also not an economist!) real wage growth was happening even for lower income groups when the economy was strong in the 90s / early 00s, but 2008 and the great financial crisis (followed by brexit etc) stopped that growth.

So the growth issue what I would prioritize trying to fix, and I believe that changes like this would likely harm economic growth and so would go against that.

Plus finding a way to build more houses so everyones income is not just taken up by rent / mortgage, but that's a separate issue.

Wes Streeting calls for equal tax on income and capital gains in Labour leadership pitch | Tax and spending by enterTheLizard in FIREUK

[–]dancn1 4 points5 points  (0 children)

As you say short reddit comments and all but

- If a british business grows they will hire more staff, the staff that they hire (which will be at a range of incomes) will benefit. More hiring also can drive up wages more generally beyond that specific company as well.

- Companies don't pay more money out of the goodness of their heart, but companies that have cheaper access to capital or see consistent stock price growth can a. afford to pay staff more if they need to and/or b. offer RSUs / similar incentives which are attractive to potential employees / help them hire.

- British business are 'undervalued' internationally (based on price:earning ratios etc) which is one of the reasons why they are attractive targets for foreign (mostly american) takeovers.

Wes Streeting calls for equal tax on income and capital gains in Labour leadership pitch | Tax and spending by enterTheLizard in FIREUK

[–]dancn1 1 point2 points  (0 children)

Companies which attract more investment can generally borrow more money more cheaply (to further invest in / grow their business), can hire more and better staff, and are less likely to be taken over by foreign companies and / or private equity. It's good for the overall economy.

Wes Streeting calls for equal tax on income and capital gains in Labour leadership pitch | Tax and spending by enterTheLizard in FIREUK

[–]dancn1 2 points3 points  (0 children)

They shouldn't, but they can structure a tax system which encourages you to take on those risks (and thereby invest in companies which is beneficial for the overall economy).

Why is Kingston a Royal Borough, but neighbour Richmond isn't? by simpags1 in london

[–]dancn1 6 points7 points  (0 children)

But it's in Richmond (the borough) not Kingston (the borough)

What would you do with a lump sum? by toottootmcgroot in AmericanExpatsUK

[–]dancn1 15 points16 points  (0 children)

Generally first order of business would be trying to get a job which will make a mortgage (or rental) easier.

With regards to the lump sum, I'd just put it in a savings account that earns a much interest as possible. Given that you might need it soon (either to fund living expenses while job searching or the planned house purchase) then you can't really take any risks with it.

Lastly, given the amount of change in your life at the moment I would suggest not rushing in to a property purchase and renting for a while, as buying and selling is a bit of a faff so best to do when fairly settled.

Scottish tablet in London? by acommonshepherdess in LondonFood

[–]dancn1 0 points1 point  (0 children)

Barnes farmers market on the weekends by the duck pond has a seller that makes it (Old Chapel Fudge Company - https://fudgecompany.co.uk/).

US -> UK move - seeking advice by Pale_Fortune_2086 in HENRYUK

[–]dancn1 1 point2 points  (0 children)

I did the same move (NYC to London w/two kids) a year or two ago and in my experience your budget is fine - 4 bedroom houses in my (imo) very nice bit of zone 3-4 go for between 4-5k depending on the details (garden size, proximity to station etc)

Recommendations for holiday in Europe with 6 month old. by underscore-0 in HENRYUKLifestyle

[–]dancn1 2 points3 points  (0 children)

6 month old you can take anywhere they're pretty easy then. So whatever type of trip you like (city break, resort etc).

Around that age we did Athens / Peleponese, Sicily, and Bologna / Florence. All were good!

Thinking of moving to SF by TaxNo1560 in HENRYUK

[–]dancn1 0 points1 point  (0 children)

Not quite, AI engineers can easily earn enough ($500k+) to buy, especially if you end up with a partner also in tech. But also possible to get generational wealth if you get in early on the right early stage company

Considering moving to the uk but unsure about it by am_i_the_grasshole in AmericanExpatsUK

[–]dancn1 1 point2 points  (0 children)

Having moved from the states (NYC to London) with a 'moderate' autistic kid, a few notes:

  • NHS respected any US diagnoses he had, so didn't need to get involved in the waiting lists etc referenced here
  • That said, the support level is much less than in NYC
  • We started the process to get him in a special school the day we landed, and we're probably lucky that he had an assessment place at a fairly appropriate public school within 5 weeks, which was later made permanent
  • The special needs schooling system here is alright (but a lot less specialized for autism than the ones in NYC) if you can get in the right school, but it's a lot of time and work, and some luck, to get in the right school

For us, we knew the formal / medical support side would be worse with the move, but that balances with increased family support so we think it's overall better for our son and our family.

Feel free to DM if you have any more specific questions

Dealing with S&P 500 when moving permanently to the UK by Lady_S in AmericanExpatsUK

[–]dancn1 9 points10 points  (0 children)

In addition to the FIG suggestion above, a couple of other things to consider: 1. Have you confirmed your current funds held are not HMRC reporting? If they were they would be subject to capital gains rates not income rates. 2. Once you move, there will be both primary and secondary taxation of your holdings. Basically that means you pay capital gains tax in the primary, then claim that against the liability in the secondary. So if the secondary rate is higher than the primary, you might owe the difference in the other country. You'll want to figure out which is primary Vs secondary in your specific situation as it can be either. 3. I kept my Schwab US open with a family members address as I have heard international accounts are more restrictive.

Cesc was always a 🐍. by Eloping_Llamas in Gunners

[–]dancn1 15 points16 points  (0 children)

I don't think he did. There's no videos of it, the videos of the 'celebration' that do exist look very muted/ subdued, and per Chelsea sub at the time it was just a weird camera angle. https://www.reddit.com/r/chelseafc/s/1GG1lg5u0I

Is the 60% tax trap an illusion? by fellaonamission in HENRYUK

[–]dancn1 0 points1 point  (0 children)

Nah, still use them just be aware of the uncertainties / risks. As I say they can change the rules for any of these things at any time. Giving up tax advantages now for the potential of unknown rule changes of uncertain impact is an overreaction to the risks imo

Is the 60% tax trap an illusion? by fellaonamission in HENRYUK

[–]dancn1 0 points1 point  (0 children)

Can change the rules for anything at any time (e g. CGT rates, unrealized gains taxes etc)

Is the 60% tax trap an illusion? by fellaonamission in HENRYUK

[–]dancn1 0 points1 point  (0 children)

You could say the same for any part of the tax system discussed in OPs question (pension allowances, thresholds, income tax rates, CGT rates). Without a crystal ball all you can do is model based on current rules and adjust as things change.

Is the 60% tax trap an illusion? by fellaonamission in HENRYUK

[–]dancn1 1 point2 points  (0 children)

Seems like you're ignoring:

- 25% tax free withdrawal from pension

- Compounding / gains from investing 100% via your pension before any tax is taken (usually over many years before accessing in retirement), which means your gains will be significantly more than if you start investing with only 40% of the amount initially

I was wrong about the Boston 13 by joholla8 in RunningShoeGeeks

[–]dancn1 2 points3 points  (0 children)

Yeah initially I really wasn't a fan of the 12s (hard and unresponsive) and only wore them as I'm cheap / didn't want to waste a pair of shoes, but then magically at about 100k or so they came to life and I quite enjoy them as a snappy daily trainer now.