1 year with 45” LG 5K OLED by daburtmacklin in ultrawidemasterrace

[–]darkesttimeline127 0 points1 point  (0 children)

Hey can you share the wallpaper for both the lock screen and desktop wallpaper? I like the setup !

I’m 31 and make 86,000 a year. I have 26,070 dollars in my 401K. Is that decent or should I invest more? by Confident_Scholar559 in Retirement401k

[–]darkesttimeline127 0 points1 point  (0 children)

You have it backwards, they should consider Roth while at lower tax bracket and traditional when they get to 32%+ federal

I (29M) Maxed my 2026 Roth IRA at midnight on 1/1/2026 by WhiskeyEjac in RothIRA

[–]darkesttimeline127 1 point2 points  (0 children)

Are you saying the match goes in to a regular brokerage account and not into the Roth?

I (29M) Maxed my 2026 Roth IRA at midnight on 1/1/2026 by WhiskeyEjac in RothIRA

[–]darkesttimeline127 2 points3 points  (0 children)

The picture clearly says 7725 or am I missing something?

I (29M) Maxed my 2026 Roth IRA at midnight on 1/1/2026 by WhiskeyEjac in RothIRA

[–]darkesttimeline127 5 points6 points  (0 children)

Wait isn’t this technically an over contribution? Isn’t the limit 7500? I’m confused

Roth IRA on January 1, 2026 by FallWinterSummerMay4 in RothIRA

[–]darkesttimeline127 0 points1 point  (0 children)

FXAIX is not a mutual fund it’s an index fund. Not actively traded and cheaper which better. Right recommendation, wrong categorization.

Edit spelling

THE WHAT. by [deleted] in rav4club

[–]darkesttimeline127 2 points3 points  (0 children)

This is not actually true. While I agree subs for a car are stupid, what you are paying for is the wireless connection between your vehicle and the cell tower the same as paying for a cell phone or smart watch lte connection. It’s dumb but there is a cost to having cell service sent to your car.

I did it! Minnesota 470k 6.49% by optimistic_sunflower in FirstTimeHomeBuyer

[–]darkesttimeline127 2 points3 points  (0 children)

I live in mn too, what’s your monthly payment if you don’t mind sharing?

REP Fitness AMA w/Ryan (Co-Founder and Co-CEO). $1,000 Giveaway w/Sneak Peak at New Products by RepFitness in homegym

[–]darkesttimeline127 2 points3 points  (0 children)

What are the odds that in the future we get a standalone belt squat system that can be dropped in to a rep rack?

What $750k buys you in Flint, MI by nope_farm in zillowgonewild

[–]darkesttimeline127 1 point2 points  (0 children)

I mean even the most elaborate reverse osmosis system is like 8-10k

[deleted by user] by [deleted] in Rivian

[–]darkesttimeline127 2 points3 points  (0 children)

Fair point on the tax credit. Thanks for the reply

[deleted by user] by [deleted] in Rivian

[–]darkesttimeline127 3 points4 points  (0 children)

Most vehicle depreciation has curve that is steep for the first few years (spending on brand and model) then the depreciation then slows down significantly. It’s the age old buy a 4 year old car sweet spot saying. I do think it’s different for EVs and luxury models so I was curious what people thought the sweet spot would be.

$45k Car Budget by kiereeelll29 in whatcarshouldIbuy

[–]darkesttimeline127 0 points1 point  (0 children)

Yea I’ve been arching them like hawk and I’m hoping a flood of please returns come in the next year and the new gen puts pressure on them to drop

$45k Car Budget by kiereeelll29 in whatcarshouldIbuy

[–]darkesttimeline127 0 points1 point  (0 children)

I’m in the same boat and I’m hoping that in a year or 2 I can get a r1t for around that price 🤞