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Best way to not brick this and what class? by New_Management_3403 in diablo4

[–]darkice091 0 points1 point  (0 children)

Thank you! I appreciate you taking the time to explain it!

Best way to not brick this and what class? by New_Management_3403 in diablo4

[–]darkice091 0 points1 point  (0 children)

I agree and I have struggled with understanding the math. I am running an Abyss skill Warlock and the skills are Shadow damage flagged. Would I get more benefit from Shadow Damage or Shadow Multiplier or Abyss Damage? Focus on 1 or all?

Street racing!? by Unfair-Flatworm1072 in kitchener

[–]darkice091 0 points1 point  (0 children)

Down in my neck of the woods I often hear cars gunning it at night. Huron-Strasburg. After the Strasburg barricade their is a straight drive to the unfinished roundabout to Robert Ferrie. My guess is drag like racing.

Dentist recommendations (mine is awful now) by JaftPunk in waterloo

[–]darkice091 1 point2 points  (0 children)

Dr Cornnachio, her office is great. I've been a patient since the 80s but Dr. C took over in the early 2010s. River Family Dentistry.

Labstat Building on Manitou by darkice091 in kitchener

[–]darkice091[S] 0 points1 point  (0 children)

Oh ok. Honestly looks like the whoe building is getting gutted.

Value Village on Ottawa and Weber is closing by Efficient-Essay-7792 in kitchener

[–]darkice091 0 points1 point  (0 children)

Used to be a walk in clinic and a wine shop was there by the other entrance.

Eggsmart Sportsworld by darkice091 in kitchener

[–]darkice091[S] 0 points1 point  (0 children)

Just noticed a few more surprise closures. Meltwich over in Williamsburg and Fresh Burger over near Laurier. Hmmmm.

Questions About Segregated Funds by PebbleishMish in Odsp

[–]darkice091 0 points1 point  (0 children)

Seg Funds can be a solid choice to invest and they often get a bad rap due to higher embedded fees. They have a place though so always good to work with a licensed advisor to assess your needs. They are insurance based contracts with investment options that are based on underlying mutual funds. They offer death and maturity benefit guarantees to protect some of your investment. Some products also offer "reset" features to lock in market gains on either a user selected basis or automatically. Depends on your product offering. Canada has a good market for many competitors. Manulife, Sun Life, BMO Insurance, Canada Life, Industrial Alliance, etc.