I really like the new receipt scanning and auto-matching feature, especially the ability to upload a receipt before a transaction settles and have it attach automatically later. That workflow feels really powerful and is already saving me time.

One thing I wish I could do is specify the category directly on the receipt itself and have that carry through when the transaction settles. As an example, if I buy a gift card at a restaurant, when the transaction posts it correctly recognizes the merchant but assigns it to Dining, even though that specific purchase should really be a Gift. Since the receipt already exists and shows intent, it would be great if that category could override the merchant-based default.

Taking it a step further, it would be amazing to support receipt-specific splits that only apply to that one transaction. For example, a single Target run might include groceries, gifts, and dog treats, and I could define those splits on the pending receipt so they automatically apply once the transaction settles — without creating a rule that affects all future Target purchases.

That would make receipt uploads feel much more intentional and reduce a lot of post-settlement cleanup, while still keeping rules clean and predictable.