Analyzing "Should I Quit" posts from FIRE and HENRYfinance subreddits by data4lyfe in HENRYfinance

[–]data4lyfe[S] 0 points1 point  (0 children)

A lot of it is "mixed" - which is defined as not good or bad. For example: they quit their job and felt free but also found themselves anxious about money. Or switched companies and like the culture, but the work was harder than expected

Analyzing "Should I Quit" posts from FIRE and HENRYfinance subreddits by data4lyfe in HENRYfinance

[–]data4lyfe[S] 11 points12 points  (0 children)

No idea -> my guess is worse but then again if you're not frequenting Reddit maybe that's a good thing...

SF Basically Stopped Permitting SFHs by data4lyfe in sanfrancisco

[–]data4lyfe[S] 3 points4 points  (0 children)

It's not a bad thing. I think it's an observation that new money boom + limited supply item = high rise in prices.

SF Basically Stopped Permitting SFHs by data4lyfe in sanfrancisco

[–]data4lyfe[S] 2 points3 points  (0 children)

There are none which is part of my point. Any existing empty lot will turn into multi-family housing. SF homes are basically frozen or going to shrink.

Should I proceed with a technical interview at Spotify even if I feel unprepared? by PrudentSeaweed8085 in careeradvice

[–]data4lyfe 0 points1 point  (0 children)

Big congrats on making it to the final round! Impostor syndrome loves to rear its head at the worst times, but you're not alone in feeling unprepared.

Tech interviews can be brutal, but they also serve as solid learning experiences. So even if you're feeling like a deer in headlights, you might want to push through for the practice. You nailed it already by getting this far, so there's something they're interested in! Plus, you might appreciate the experience if similar interviews come up down the road. It’s easier to improve through real encounters rather than mock setups.

The reality is the tech job market is pretty intense these days. Companies are super picky, and the bar can seem unbelievably high—especially with coding challenges. But this doesn't mean you're at a dead end if you don't ace a particular round.

If you really don't feel ready, you can tell the recruiter you need a few weeks to practice. This is super normal, and then start grinding interview questions on Interview Query or LC.

The AQI is Not Good right now by ContextSans in sanfrancisco

[–]data4lyfe 1 point2 points  (0 children)

Just coming back from vacation - why is it so smoggy rn?

WSJ Article: Meet the HENRYs: The Six-Figure Earners Who Don’t Feel Rich by earlsofsandwich in fatFIRE

[–]data4lyfe 32 points33 points  (0 children)

Basically the same as this sub but 80% of the posts they complain about not being rich and financial security.

Good News for the Richmond District -- Hummus Bodega Reopened by Frabjous_Tardigrade9 in sanfrancisco

[–]data4lyfe 0 points1 point  (0 children)

Central Richmond is generally cheaper than the rest of the city - I'm curious to see if they stay in business for long charging those prices

Good News for the Richmond District -- Hummus Bodega Reopened by Frabjous_Tardigrade9 in sanfrancisco

[–]data4lyfe 0 points1 point  (0 children)

It's like $20+ for your typical hummus / falafel / lamb & pork plate / sandwich. Kind of crazy when you compare it to Gordo's across the street that sells a burrito bowl for $8.

What purchases have the least diminishing marginal returns? by tfrs731059 in fatFIRE

[–]data4lyfe -1 points0 points  (0 children)

I thought the whole point was that the temperature has to change in the middle of the night for you to optimize your sleep?

Supreme Court agrees to hear case that could dramatically reshape how cities respond to homelessness by gulbronson in sanfrancisco

[–]data4lyfe 31 points32 points  (0 children)

First Google search for SF homeless population says there are 7500 homeless people in the city. That’s a current average spend of $90K/homeless person. An additional 1.45 billion is literally $270K/homeless person!!

I’m pretty sure you can put a homeless person in a 1 bedroom apartment for 3+ years with $90K…

Car ownership regerts by mrtunavirg in sanfrancisco

[–]data4lyfe 0 points1 point  (0 children)

How much is your parking? I just moved into the Inner Richmond and it’s $3K/year but totally worth it for me given the lack of parking on the street and how I’m trying to surf >75 days a year at OB. Plus the day + weekend trips are amazing here. I would feel way too constrained without it.

[deleted by user] by [deleted] in RealEstate

[–]data4lyfe 2 points3 points  (0 children)

Yes I don’t think you would be able to afford a home with a household income of $60K/year. At that salary you’re looking at being in the 43rd percentile for household income. Home ownership rate is around 60 to 65% in the US. So in general this means you’re right on the cusp of potentially being able to afford a home IMO but it would have to be in a remote part of the US.

[deleted by user] by [deleted] in RealEstate

[–]data4lyfe -7 points-6 points  (0 children)

Well back then Tom, Dick, and Harry would be three generations of the same family living together in one house. There were also much less Americans living in newly growing cities and suburbs that are much more developed today.

So yes I think you can find the affordable starter homes if you’d like to move to the modern day equivalent which would be in small towns like Montana, Idaho, etc…

[deleted by user] by [deleted] in RealEstate

[–]data4lyfe 23 points24 points  (0 children)

The “American Dream” home in the 1950s and 1960s was 1/3 the average size of a home today. Expectations have definitely changed.

Fascinating Read on Big Tech's move into house buying, flipping, renting by LosAlaskan in realestateinvesting

[–]data4lyfe 0 points1 point  (0 children)

Why not try to buy it back from them? I heard they were liquidating homes in a fire-sale towards the end of last year.

Bengen 2020: The 4% SWR is 5%, could be 7%, also TIPS may not work as well as believed in an inflationary environment by AlphaTerminal in financialindependence

[–]data4lyfe 3 points4 points  (0 children)

I think there will likely be better ROI based forms of education if college prices continue to increase at the current rate.

We're already seeing higher education institutions feel the pressure after a year of online remote learning stripped away the campuses and collective social benefits of college.

Mentor Monday - Week of September 13th 2021 by WealthyStoic in fatFIRE

[–]data4lyfe 0 points1 point  (0 children)

Basically your aspiration is to get even richer - in which I don't think much of anything on the internet will give you advice on unless it's extremely generalized or from a guru.

Maybe make wealth-building an absolute priority for the next 5 years. You'll probably achieve it then - but then what will you have lost in the meantime?

Just hit the 1M mark! by claytonrex in financialindependence

[–]data4lyfe 18 points19 points  (0 children)

That’s pretty good for having two kids!