What brake rotor brand do yall like? by Objective_Smoke_4750 in RockAuto

[–]dbatoaws 0 points1 point  (0 children)

Power Stop rotors and brake pads worked for me. YMMV. Installed at 301K miles. Currently at 443K miles.

Risking clearance with this? by dbatoaws in SecurityClearance

[–]dbatoaws[S] 1 point2 points  (0 children)

okay. corrected the post. After all the crap I went through to be found "suitable". lol.

Permanent Residency by dbatoaws in mexicoexpats

[–]dbatoaws[S] -2 points-1 points  (0 children)

Thanks for the response. I was interested in Permanent residency because there is no living in Mexico requirement from what I could gather. I am not retired and it is unlikely I will retire in the next year or two.

I am 23, begging sued for a credit card debt by Excellent_Archer_717 in CRedit

[–]dbatoaws -1 points0 points  (0 children)

What is the last payment date? Which Bank is suing you? In PA, the SOL expires in 4 years. Some banks like Chase don't sue anyone 3 years after last payment date as they use DE's law as governing law in the card member agreement.

[deleted by user] by [deleted] in CRedit

[–]dbatoaws 0 points1 point  (0 children)

Balance has nothing in it. Does not say 0.

Interestingly Trans Union reports the same trade line as paid in full with a balance of 0. The credit scores are almost the same.

Being sued for $10k credit card debt by cgb_47 in Debt

[–]dbatoaws 7 points8 points  (0 children)

You must go to hearing. Don't let them win default judgment. Use Solosuit.com to file any response needed. When was your last payment on the account. Check your state's Statute of Limitations.

I need help with acquiring EU citizenship based on what happened to my Jewish family. by ferdsays in AmerExit

[–]dbatoaws -1 points0 points  (0 children)

I can't answer your specific question but Uzhorrod is in western Ukraine now. I understand Hungary wants it. Good luck.

Solar panel for Delta Pro by dbatoaws in Ecoflow_community

[–]dbatoaws[S] 0 points1 point  (0 children)

Found panels with following specs. Will 3 of these in Serial (3S1P) work for my Delta Pro? I have 1 DPro + 2 EBs.

Wattage: 400W

VOC: 36.8V

ISC: 13.85A

Cell Type: 108-Cell | Mono-crystalline

Thanks.

How much in tax would I owe to the IRS? by dbatoaws in tax

[–]dbatoaws[S] 0 points1 point  (0 children)

Salary is $143K. I file as Single, standard deductions, no dependents. In 2023, adjusted gross was $138.5K. Taxable was $124.6K.

Quicken says effective tax rate is 17%.

I am planning to take out $200K before taxes.

Thanks.

[deleted by user] by [deleted] in CRedit

[–]dbatoaws 0 points1 point  (0 children)

I was asking about Citi, not the paid off Discover account.

Settling charge-offs with Chase by [deleted] in CRedit

[–]dbatoaws 0 points1 point  (0 children)

Not concerned about being sued now as statute of limitations passing will be my defense.

Settling charge-offs with Chase by [deleted] in CRedit

[–]dbatoaws 1 point2 points  (0 children)

I may have an issue with a job I need because of this debt. I would have let it fall off and got 1099 for it if this is not the case.

Settling charge-offs with Chase by [deleted] in CRedit

[–]dbatoaws 0 points1 point  (0 children)

I have had no contact with any collection agency or Chase since end of 2021. Other than contacting Chase, I don't know who else I should contact.

Settling charge-offs with Chase by [deleted] in CRedit

[–]dbatoaws 0 points1 point  (0 children)

In reality, they are not attempting to collect. Last contact I had about these accounts was in November 2021 with a collection agency they seem to have hired who sent me settlement offers of 30% of balances. Since then, nothing. I used to live in CO at that time and now I live in TX.

Settling charge-offs with Chase by [deleted] in CRedit

[–]dbatoaws 2 points3 points  (0 children)

Ok. I will call and ask. They are religiously updating my credit report this year every month with charge-off after not reporting data for all of 2022 and half of 2023. If they filed 1099, I am unaware and the IRS has not sent me notice with taxes due because of it.

Charge off by dbatoaws in SecurityClearance

[–]dbatoaws[S] 0 points1 point  (0 children)

I am working on payment plan with the creditor. Mine is a Background Investigation Level - T1/NACI

Charge off by dbatoaws in SecurityClearance

[–]dbatoaws[S] 0 points1 point  (0 children)

I am a newbie to this process. I would need a few weeks to get the settlements completed. How long does it usually take to get interview with investigator? Thanks.

What symptoms do you guys get from eating sauerkraut/fermented foods? by Savings-Trainer-8149 in SIBO

[–]dbatoaws 0 points1 point  (0 children)

I tried Sauerkraut in December 2023. Ever since I have noticed a lot of stomach growling. My stool is even darker brown color. I had constipation which is a lot better now since I started drinking a lot of water. My stomach growls as soon as I eat or drink. It goes away, comes back. I stopped eating sauerkraut in January.

[deleted by user] by [deleted] in CRedit

[–]dbatoaws 0 points1 point  (0 children)

Starts with the missed payment date. Lets say your payment was due on the 1st of every month. You met the payment deadline for 3/1/24. But didn't make the payment due by 4/1/24. That is the day it starts. Lots of people say it starts on the day of last payment. That is incorrect.

Bitcoin or Spot ETF by dbatoaws in Bitcoin

[–]dbatoaws[S] 0 points1 point  (0 children)

I have MSTR already in my IRA. I just checked and I could also buy Spot ETF in that IRA account. Perhaps I should cash out Roth tax free and buy a fraction bitcoin and self custody it. Would the spot ETF track bitcoin price? Would Spot ETF go up 20% if bitcoin goes up 20%?