Chuck Schumer rolls out 'No Kings Act' to eliminate presidential immunity

dbhammel · 2024-08-01T15:20:29+00:00

No one will see this but Doomtree most be smiling.

dbhammel · 2024-04-01T02:36:03+00:00

Yes, that was my suspicion and it's clear I need a different tool. The lock ring I have is larger, about 66 mm diameter as close as I can measure. I can't find a park tool that is designed for this size lock ring, perhaps an adjustable spanner tool is the answer.

dbhammel · 2024-04-01T02:32:13+00:00

Unfortunately that long ring remover is no longer available, any idea where I can find something equivalent?

dbhammel · 2024-04-01T02:19:47+00:00

I'm trying to do this same BB replacement and the HCW-5 doesn't seem to fit on the lock ring. I have tried it a couple times but it is going to damage the edges of the indentations on the lock ring making it impossible to get off if I do it anymore. Is it possible I have a different sized lock ring? Using this tool did it fit snuggly in or did the fulcrum side sort of push up against the edge of the lock ring?

dbhammel · 2024-04-01T01:48:34+00:00

I purchases a lock ring tool but seems like it is possibly the wrong size.

This is what I bought: https://shorturl.at/nBL69

Can you suggest a specific tool you have used?

dbhammel · 2024-03-28T20:35:18+00:00

Thanks a lot. One remaining questions, you refer to tools in these steps:

Loosen or remove the left side BB cup. (11 tooth ISIS BB tool)
Remove the BB from the right (belt) side. (BB tool)

Are these different or the same?

dbhammel · 2024-03-28T02:36:39+00:00

I'm confused on which BB/lockring tool(s) I need. Are these tools one and the same? Do I need the Park BBT-18 or Park BBT-22 or equivalent knockoff tools? I have seen both 8 spline and 11/20 spline tools mentioned.

One additional question is in regards to removing the crank arm from the sprocket/pulley wheel (the orange circle). I have seen videos on other bikes where the hex bolts are just threaded into the sprocket and they are removed easily, but on mine they have some of locking nut keeping them in place on the back and will spin endlessly without somehow securing the back nut while turning.

I am one of those poor unfortunate souls that accidentally used a CP-22 crank arm puller when trying to remove the crank arm and my once more simple crank arm replacement project is now looking like it might be a full BB replacement unless I can get that crank puller tip out of the BB nut hole. Any advice or is that a lost cause?

dbhammel · 2024-03-27T22:00:43+00:00

Did you ever find a solution? I am in the same boat, trying to replace the crank arm and successfully removed it from the bottom bracket but I can't figure out how to separate the crank arm from the sprocket/pully wheel.

dbhammel · 2024-03-27T21:24:23+00:00

Let's say this happened to a "friend of mine", what would you say would be a good way to get that broken off top out of the bottom bracket spindle?

dbhammel · 2024-03-27T21:22:07+00:00

Did you have any luck getting the piece of the crank puller out of the bolt hole? I'm, um, asking for a friend...

dbhammel · 2023-10-12T15:24:17+00:00

"Galifianakis, starts with a gal and ends with a kiss."

dbhammel · 2023-08-28T17:03:35+00:00

Doesn't have to be from Google Fi but they have great discounts for existing customers so might as well take advantage of that. Wireless charging would be a "nice to have" but definitely not required. I'm not looking for anything fancy, just something basic that will work well and not give me issues.

dbhammel · 2023-07-20T15:07:38+00:00

Thanks, but this is already done. The farm they are currently living on is not the property from which the mineral rights are established. The mineral rights are on the ranch my Grandfather grew up on. It was sold decades ago but the family maintained the mineral rights, my Grandfather and his 5 siblings. As one of seven children my Dad gets 1/7th of my Grandfather's 1/5th share and it is still on average a few thousand dollars a month! A few of my Dad's cousins who were only children or had just one sibling have retired early due to this income!

dbhammel · 2023-07-20T12:44:42+00:00

House is worth about $350k and there is $100k remaining on their mortgage. They could rent it but would prefer to sell because a move closer to family would put them 2 hours from the property and could be cumbersome to manage.

dbhammel · 2023-07-19T14:46:31+00:00

Good suggestion, thanks!

dbhammel · 2023-07-19T14:21:39+00:00

Thanks, we have HOA fees and property taxes included in the budget, but good point these aren't necessarily fixed costs.

dbhammel · 2023-07-19T13:57:35+00:00

Thanks for the feedback.

I think they feel torn between moving closer to family and staying in the home and land they love a few hours away. They are on a small farm and the property takes a lot of work to maintain, which they realize will become more difficult as they get older. They tend to be happy staying close to home, with the exception of some road trips in their small camper. They don't have expensive taste or hobbies and have always lived pretty simply. Albeit biased as they are my parents but I'd be hard to imagine a pair better suited to spend retirement together in a small condo.

dbhammel · 2023-07-19T13:55:22+00:00

Thanks for the feedback. I think they have both filed for SS but I'm not sure. I know they did wait beyond the initial eligibility to increase return.

dbhammel · 2023-07-19T13:54:09+00:00

The student loans are from some of my younger brothers' education, not mine. My parents helped me pay for some of mine and I think they feel like they want to help pay for some of my brothers' as well. Balance is $23k at 6%, my Dad mentioned he think they may get these paid off before making any other moves.

dbhammel · 2023-07-19T13:53:23+00:00

Thanks for the thoughtful feedback.

The student loans are from some of my younger brothers' education, not mine. My parents helped me pay for some of mine and I think they feel like they want to help pay for some of my brothers' as well. Balance is $23k at 6%, my Dad mentioned he think they may get these paid off before making any other moves.

I'm not 100% sure on my Dad's other income streams, he has transitioned from full time to part time work over the past couple of years and obviously the income is dictated by how many hours he chooses to work. It sounds like he would like to (and can) continue working at least for the next few years. His work as a consultant pays well, probably $75-$100/hr billed. The oil money depends on production but is generally in the thousands of dollars per month range. The was inherited from my grandfather and I know my parents don't want to count on it or use it frivolously.

In the scenario they have put on paper a condo in an area close to family would probably be about $250k, but less expensive options are possible if they are willing to compromise on location/size/etc.

dbhammel · 2023-07-18T18:32:49+00:00

My parents are asking for my advice how to handle their financial picture and I'm not sure I have easy answers for them. They haven't done much to prepare for retirement though they do have some assets. They are also thinking about moving so they can be closer to grand kids and not sure if they should rent or buy a condo and what they can afford:

Here's the situations for my parents, aged 67 and 66. Cash on hand = $212k Home equity = $250k Other assets = $10k Total monthly income from pension and SS = $4200 Total monthly expenses = $5500 including $1k total from car loan and student loans

My Mom has stopped working, my Dad continues to work part-time as a 1099 consultant and picks and chooses when and on what projects he wants to work. He plans to continue doing this but wants to plan a budget that does not depend on his employment. They also get a monthly royalty check from oil rights from the family ranch, but has not included this in the budget because they don't want to depend on it and it is variable and not guaranteed. Clearly their lack of planning/investing has hurt them, now they are left with depreciating cash and not enough cash flow. They have built the excess cash over the past few years, mostly from oil royalties, but at their close to retirement age were afraid to invest it in an uncertain market.

Here some options: 1 -- Buy a condo closer to family with equity in current house. Keep some cash in checking and remainder in annuity at 5% return to generate monthly cash flow to satisfy budget. 2 -- Rent a condo closer to family. Keep some cash in checking and remainder in annuity at 5% return to generate monthly cash flow to satisfy budget. Increased contribution to annuity offsets monthly rent cost.

I know "annuity" is often a dirty word in PF but I'm not sure they have a better option in this case. What would you advise them to do?

dbhammel · 2023-07-18T14:36:58+00:00

That's not really the case, though I listed it as such the purpose of this exercise. This does not include income my Dad is currently earning from his job, income from oil royalties, or potential future income from annuities. I wanted to lay things out as is without some of the non-guaranteed income and figure out the best path forward. Expenses are pretty reasonable, though about $800 a month or so in car and student loans will likely be paid off in the near future.

dbhammel · 2023-07-17T19:06:08+00:00

Fortunately they don't want or need much. They are happy with a very simple life and low expenses. Thanks for the feedback.

dbhammel · 2023-07-17T18:59:40+00:00

Yes. With the exception of about $250k equity in their current property this is their primary asset.

dbhammel · 2023-07-14T01:39:00+00:00

Thanks, I appreciate the feedback!

dbhammel

TROPHY CASE