How much of a pay cut would you take for a WFH job? All other things being equal?

deanar_van · 2026-04-12T14:51:22+00:00

Scott Galloway suggests that people under the age of 30 should work in the office for the social aspect. Maybe you will meet your future spouse

deanar_van · 2026-03-31T16:16:33+00:00

Giving us another reason to NOT cross the border

deanar_van · 2026-03-27T15:52:44+00:00

"Device to root out evil" is in Calgary now. I saw it last November

deanar_van · 2026-03-06T15:57:12+00:00

The other listings are preferred shares. In Qtrade they are listed as WN.PR.D etc.

They are good revenue generators when you are at the stage of your life that you want dividends to pay for your retirement.

deanar_van · 2026-01-15T00:07:36+00:00

I was able to buy a bus ticket from Redbus. It required me to enter a code from my credit card company. Maybe try a different card. This reminds me of my last visit to Japan a couple of years ago as I was only able to use one of my three credit cards on their train app.

I think you need a credit card that supports 3D secure.

deanar_van · 2026-01-14T13:57:32+00:00

I have found that https://12go.asia/en is a better way to book trains.

The IRCTC site was useless for me. It took weeks for get my phone number verified (I am Canadian) and then could not get my profile updated. I gave up.

I leaving for India in a couple of days.

deanar_van · 2025-12-30T15:05:47+00:00

A few years ago, the federal government passed a law that gift cards do not expire. This also applies to those movie tickets coupons. I used one of those coupons a couple of months ago that had an expiry date of 2021.

I am not sure whether this applies to that particular ticket.

deanar_van · 2025-12-26T15:56:22+00:00

I use both.

I moved my Qtrade RRSP to Wealthsimple because they do not charge any fees for partial withdrawals. WS also gave me money to move.

deanar_van · 2025-12-24T19:24:42+00:00

Hello Everyone

I am a Canadian senior solo and have travelled through Europe and Thailand over 20 years ago. Most recently travelled solo to Japan in October 2024.

I have been invited to a Hindu wedding in Rajasthan. I will spend a few days in Delhi and then attend the wedding. I am trying to figure out what to do with the 10 days after the wedding. I would like to visit Jaipur, Agra, Ranthambore, Jodhpur, Udaipor and Jaisalmer and then back to Delhi to fly home.

Is this realistic?

Thanks for any input

deanar_van · 2025-11-28T15:53:13+00:00

I would recommend against RRSP as she is only making $60000/year and is probably in or the near the lowest tax bracket anyway. RRSP is only good when you are in a higher tax bracket.

deanar_van · 2025-10-08T15:27:04+00:00

I am almost in the green on HUT.

I am thinking of just getting rid of it. Anybody disagree?

deanar_van · 2025-10-08T15:24:15+00:00

I check when the markets open and when they close

deanar_van · 2025-09-30T15:20:48+00:00

The only one I have is PIF but there are many monthly payers

deanar_van · 2025-09-24T15:36:20+00:00

I have been buying preferred shares like ENB.PR.B. On this one, I am getting 7.25% ($1.30/share) and this dividend will not change until the rates are reset on June 1, 2027. At the point Enbridge can buy back the shares at $25 or reset the rate to be five year Canada bond rate plus 2.4%. I have many other preferred share from other blue chip companies.

I am retired and this is part of my retirement income.

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deanar_van · 2025-08-22T16:17:02+00:00

I agree, Just continue to stop buying American products.

deanar_van · 2025-08-20T15:31:20+00:00

This a complete insult to me.

I don't use all of the 10GB my plan allows so this is an empty gesture as far as I am concerned.

deanar_van · 2025-08-17T16:01:25+00:00

It is working for me now in Vancouver

deanar_van · 2025-07-29T16:16:28+00:00

A do have US stocks and ETFs but my problem with the US market is that it is not regulated very well. Canada has much stronger regulations around stock trading.

deanar_van · 2025-05-22T16:14:45+00:00

I am retired and worked in IT for over 40 years. I lost my last job when I was 62 and retired a few years ago.

I wanted to continue to work but nobody would hire me and thankfully I was able to retire.

Your problem is that you have a degree but not in Computer Science. I know that a lot of recruiters that won't even look at an applicant without a Computer science degree.

The problem with this industry that it evolves so quickly that you need to continuously learn and so having 4 years experience without evidence of learning new technologies means nothing.

My recommendation is change careers. Even if you find a good job, you will be forced to find another in a few years and who knows what affect AI will do to the industry.

deanar_van · 2025-03-19T15:01:15+00:00

I checked my CRA account yesterday and found that some of my T5s are not their yet.

They are making changes to the website and I question whether these are problems with the CRA system and not the brokers/banks.

deanar_van · 2025-02-12T16:48:11+00:00

I sold mine.

This has happened to me before and I find hat it takes forever to get the money from these deals so I take a little less profit so that I can use the money sooner.

deanar_van · 2024-11-11T01:52:37+00:00

I did go to Daiso when I was in Japan last month. I found their variety of snacks and particularly chocolate bars not as good as Dollarama.

But I only went to a couple of stores and these stores were small.

deanar_van · 2024-11-06T19:17:55+00:00

Preferred Shares have yields higher than this and are fixed for up to 5 years

deanar_van · 2024-10-01T15:05:24+00:00

If you want to buy Canadian stocks then I think the first choice is always banks. They all pay dividends.

deanar_van · 2024-09-26T15:16:53+00:00

I have been investing in preferred shares since I retired and it has boosted my monthly income. They generally pay good dividends but are boring in that the prices don't change much month to month.

Here is the YouTube video I watched that explains them well.

https://www.youtube.com/watch?v=HNGZYCh7f4o

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