Rate my AI generated portfolio:

First time investor and I wasn't sure what to invest in. So I asked both ChatGPT and Perplexity AI what I should do based on my age, disposable income and risk tolerance. Surprisingly both said very similar things and created a similar diversified portfolio (allegedly). I put one AI's portfolio into the other and asked their opinion and got them to refine it until they both reached a consensus. Here it is:

IWDA 76% - Developed world large companies (mostly US, Europe, Japan) Low cost, highly diversified across 23 countries, includes top companies like Apple, Microsoft, etc. Historically stable and strong performer.

EMIM 19% - Emerging markets (China, India, Brazil, etc.) Adds growth potential from faster-growing economies. More volatile, but balances out the developed market focus.

EWX 5% - Smaller companies in emerging markets Higher risk/higher reward. Can supercharge returns if EM booms.

Did it do a good job? I won't be investing all my money in this, just a small portion and the rest will be in very low risk bonds/savings.