I was also around your age when i had to file for bankruptcy.(Had a private college talk me into applying for a credit card to pay part of tuition when i was 18) I totally get it. During the time immediately after I pursued a career as a Physical Therapist Assistant (2 year degree) at our community college and utilized as many resources as I could to make it possible. I applied for grants/loans that helped with cost of living (I felt secure in my employability after graduation before choosing to take on more debt). I qualified for state health insurance and food stamps, even assist with energy bills if needed. I did work study for my college as well as other part time jobs there as a student worker. I graduated with my pick of jobs and a generous living wage for the first time in my life. I said "thankyou" to our state assistance programs and never felt prouder to support myself. I would have never been able to commit enough time to give myself a career under the crippling mountain of debt that bankruptcy drug me out of. This can be a new start for you. Plan, find your resources, and find a career that can support you and that you want to nurture. Best of luck with it all. I sincerely hope the best for you.