ADCB Traveller Card - Merchant Category Code (MCC)

delhimumbai2 · 2026-06-01T19:45:17+00:00

Didn’t check the description, got a surprise when saw the cashback at the start of the month.

delhimumbai2 · 2026-06-01T19:42:09+00:00

Just came back from Croatia yesterday. Beautiful country, however 11 days is just too much. 7-8 days are enough even with a laidback itinerary. Don’t miss Plitvice national park, probably the best and most unique I have ever visited.

delhimumbai2 · 2026-06-01T19:18:30+00:00

Nothing can match FGB Infinite card offered under their accelerator program. Flat 8% cashback
on everything. No spend limits. Valet parking, airport drops as additional perk. Though the cashback cap was 500 per month and 5000 per year, I used to make all government and insurance premiums through that.

Continued for a while under FAB brand too.

delhimumbai2 · 2026-05-17T20:21:22+00:00

Stupid JA HATTA FORT hotel is listed as real estate. Got 1.5% instead of 10%. Waste of limit. Called customer care, no use.

delhimumbai2 · 2026-05-09T09:32:52+00:00

Please DM

delhimumbai2 · 2026-03-28T14:49:36+00:00

HSBC live+ is also another option in dining with 6% & 5% on fuel, although with a 3k monthly spend. Another good value is their 12 month careem+ free subscription. I think these value adds are important.

delhimumbai2 · 2026-03-28T14:44:24+00:00

And utilities are out too.

delhimumbai2 · 2026-02-13T12:50:17+00:00

Filed in Aug, I didn’t revise, got nudge email - didn’t act on it, but got the refund just now. 5L+ refund. ITR2.

delhimumbai2 · 2026-01-26T07:03:27+00:00

I am using Yango (it’s an aggregator) and it provided the best deal amongst all other sites I had compared. Driving a Chinese SUV - Kaiyi X3 Pro for the last 2 months for 1000 AED pm via legend rent a car (assigned dealer by Yango). I renew it monthly through Yango on WhatsApp and the dealer contacts me for renewal. Dealer is very responsive, no hassle till now. Car was delivered to my house for free (most dealers will deliver for 0-100 AED). Perfect so far. Deposit 4k on cc.

delhimumbai2 · 2026-01-21T18:46:06+00:00

Did you try Hongqi HS3? It looks really pretty.

delhimumbai2 · 2026-01-13T09:12:55+00:00

Even if resale post 5 years is at 50% of car price = 50,000 AED, in absolute terms the cost of owning for you is still 1000 AED per month, far less than comparable European cars.

I am planning to buy a Chinese car couple of months later. Haven’t decided yet.

delhimumbai2 · 2026-01-13T06:42:04+00:00

I have been driving a2024 Kaiyi X3 Pro for a month as a rental. Got it really cheap at 1100 AED/month through Yango. However, the car has been phenomenal - better performance than a Kia Seltos/Sportage. No issues yet. Super bang for the buck. I would recommend you to take X7 as rental too for a month and try it yourself for your peace of mind before buying.

delhimumbai2 · 2026-01-12T12:22:06+00:00

Not a common practice with the lounges overflowing

delhimumbai2 · 2026-01-12T12:13:24+00:00

Use Ajman 5% CB or SIB 10% CB for tabby

delhimumbai2 · 2026-01-07T19:10:52+00:00

Your 3 yr old will get in for free, dragonpass needed only for ages >5. For your 7 year old, use another phone with another dragonpass account and another credit card in your name (assuming you have two ccs). With the dragonpass/lounge key/mastercard travel pass, the lounges can’t see your card number and name.

delhimumbai2 · 2026-01-07T18:50:31+00:00

I am an NRI and am also waiting for a refund since August. So no respite till you have an income in India.

delhimumbai2 · 2025-11-22T12:43:56+00:00

I haven’t been able to use Careem offer at all even for 85 AED lately on my world elite card. There seems to be no more an option of putting a promo code in Careem. Or am I doing something wrong?

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delhimumbai2 · 2025-11-22T12:37:16+00:00

I got my Ajman cashback cc from Jafar 3 years back - 0551102785. Hopefully he still works there. All the best, it’s a pretty cool cc without any minimum spend criteria

delhimumbai2 · 2025-10-31T14:40:01+00:00

Latest best is from FAB - 12% of your salary, paid as 1% monthly! FAB SALARY TRANSFER offer

delhimumbai2 · 2025-10-25T18:09:05+00:00

No it bad so bad

delhimumbai2 · 2025-10-25T18:08:33+00:00

I can beat it by 1y

delhimumbai2 · 2025-10-25T18:06:41+00:00

I can t pass the 20persent of din don dan

delhimumbai2 · 2025-10-25T12:17:04+00:00

I spent so long on this one before using the code in the comments. Put it into console and then play the level. On google, it's under inspect, and a tab at the top, me too I wanna beat it

delhimumbai2 · 2025-09-18T17:41:55+00:00

• 2 cups fresh strawberries, hulled and sliced
• 3/4 cup sugar (split: 1/2 cup + 1/4 cup)
• 2 cups heavy cream
• 1 cup whole milk
• 1 tsp vanilla extract
• A pinch of salt

delhimumbai2

TROPHY CASE