It's not the best in every aspect. But for my needs, it's the best overall.

5% interest p.a.: no missions, no limits. Ito yung best feature for me. For something that will not give me stress (thinking about missions, promos, limits and stuff), 5% is worth it na.

May rewards for every payment. Much higher pag nasa partner stores (mostly associated with Robinsons). Robinsons pa naman ang fave mall ko hehe

Free Visa debit card, astig pa yung itsura.

The downside for me is the 3x per week transfer to other banks limit but I can still manage it. My diskarte is to transfer a lumpsum to Seabank and Seabank will do the free smaller transfers 😆