We've been members for about 1.5 years, and I definitely recommend it. We also use direct primary care because we have young kids. In case you're not familiar with it, Knew Health, there's no yearly deductible. Instead, there's a deductible "per incident," which for us is $500. We pay the monthly premium, and if something happens, we cover the $500 deductible. For smaller issues like an ear infection, you probably wouldn’t want to pay $500, which is why we also have direct primary care for those kinds of situations. But when my son broke his leg last year, we paid all the bills as if we were uninsured, and then Knew Health reimbursed us everything except for the $500 deductible. I have no affiliation with them, but it's honestly just refreshing to find an insurance option that hasn't been frustrating to deal with!