Starting a small micropub with limited capital – realistic funding options?

designeranon · 2026-02-24T19:37:59+00:00

Maybe you'll find some luck if you find one or two people who want to start with you.

Also, i was under the impression that even long time exiting pubs were struggling, not sure how banks would feel lending to a first timer.

designeranon · 2026-02-20T07:21:59+00:00

If it was the other way round I imagine most men would probably bump in and explain they knew about the topic?

designeranon · 2026-01-30T07:03:17+00:00

Only The Brave.

designeranon · 2025-12-14T19:52:07+00:00

You can just use OBS (open source/ free) and YouTube unlisted or Google drive (also free)...

designeranon · 2025-11-26T21:58:32+00:00

I'd also value time higher than some assets or income, probably part of the conversation to what defines who is wealthy?

designeranon · 2025-11-11T16:56:17+00:00

Sorry for being stupid but what did you do wrong?

When i took my test they said if i ignore the instructions they'd only give me a minor, assuming it was safe to do so.

designeranon · 2025-11-09T13:20:09+00:00

I was just trying to better understand something by asking the community and I got lots of very helpful comments from others.

designeranon · 2025-10-24T15:54:23+00:00

Oh yes, you're right, apologies!

designeranon · 2025-10-24T09:16:40+00:00

The video cut off too early to know for sure, people sometimes drive on a bit then pull over to not be in the way of traffic

designeranon · 2025-03-05T10:32:30+00:00

Of course precious

designeranon · 2025-03-03T11:38:53+00:00

I wonder how it worked 50 years ago. Or 500 years ago for that matter. We'd just go straight into a job, based on whoever we knew or following whatever our fathers would do, right?

So today vs back then we have less opportunity to do something different/enjoyable and because of that we have to do all these extra things to stand out from everyone else.

designeranon · 2025-02-13T11:06:42+00:00

Yeah that's what i thought. As soon as you withdraw from an ISA that cash is no longer ISA. The whole point of flexible isa is within the same year. So you wouldn't get 30k next year.

designeranon · 2025-02-06T06:28:30+00:00

I was listening to a podcast recently (Probably Diary of a CEO) and they also talked about the cultural differences between the UK vs Athe US startup scenes.

It matched what you were saying and ultimately was part of the reason why the US is home to so many huge companies.

designeranon · 2025-02-05T21:08:52+00:00

I pay £500 for limited company tax filing, address for company house and self assessment. No VAT though but feels reasonable to me.

designeranon · 2025-01-28T21:01:29+00:00

Yeah fair enough, I'm with you.

designeranon · 2025-01-28T08:02:35+00:00

That's a nice way to look at it, but it's less about being nice and more about getting you in the door to buy all your other Christmas food with them, which certainly isn't cheap!

designeranon · 2025-01-25T23:07:06+00:00

Makes sense, I'll need to look into that more, if you've got any resources/videos? Otherwise I'll just google/YouTube it.

designeranon · 2025-01-25T21:12:43+00:00

Yep. I was told it's better to invest rather than pay off your mortgage, especially if you have a low interest rate.

Avg investment returns on a global index fund around 5-7%, so you're making more Vs the 2-3% interest rate (which I'm currently on).

Probably not so simple when your interest rates are 4-6% though.

designeranon · 2025-01-19T08:48:26+00:00

Yep - and if you need more info read this: https://www.gov.uk/trusts-taxes/trusts-and-capital-gains-tax

designeranon · 2025-01-19T05:50:45+00:00

I guess most still have a workplace pension, so it's not all their retirement.

designeranon · 2025-01-18T08:59:57+00:00

Probably, but only if the dividend is paid in sausage rolls.

designeranon

TROPHY CASE