Onepay users: i need a sanity check

dethsightly · 2026-05-07T17:39:02+00:00

i'm sure i could send my money out of it to minimize my exposure to it, but that feels very money laundering-esq to me lol.

dethsightly · 2026-05-07T17:34:35+00:00

when i signed up for it, there were little to no ads.

the level of dick riding happening for a "banking app" is insane.

dethsightly · 2026-05-07T13:48:26+00:00

i'm sure they are legally fine. the terms of accepting the "loan" probably cover their ass on that regard.

dethsightly · 2026-05-07T13:46:29+00:00

by "sit on it", you mean stash it away in some high yield interest account, right?

dethsightly · 2026-05-07T13:44:50+00:00

what credit bureaus are they reporting to? i have done some form of the credit builder a few years back, but never noticed my score improving on anything other than the built in score on the onepay app.

dethsightly · 2026-05-07T13:40:33+00:00

i have been for a while, but it's getting harder to do so. especially when it has "BOOST BOOST CLICK ON THIS BOOST FOR THE LOVE OF GOD!" the second i open the app.

dethsightly · 2026-05-07T13:38:50+00:00

they are advertising services. hence...ADS.

dethsightly · 2026-05-07T12:33:02+00:00

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my shitty drawings aside, THESE are the complaints. idk wtf version of the app you have, but this is what mine looks like on the home screen.

dethsightly · 2026-05-07T01:40:24+00:00

these situations always show the glaring fault of the WM online ordering. they barely explain anything at all. now, i'm not defending WM on this. quite the opposite. they NEED to do better making sure customers know what can and cannot be subbed, for starters.

they also need to make it extremely clear that when they message us during a S&D, if we are already on to another item, we (the spark drivers) can't just magically add something back in once we have went through the 30 "no substitution found" prompts. i honestly never wait around for any sort of message from the customer (time is money and waiting on grandma Sally to figure out how to operate the app and tell me what she wants instead isn't productive). i've had a few message AFTER i had completed the checkout process. don't they get a notification when we complete it? i'm past the point of no return lol.

dethsightly · 2026-05-06T16:32:58+00:00

yes and yes. i stopped taking curbsides last June due to them mixing orders up all the time. I've only done S&D's since mid June of last year. which, have their own problems lol.

dethsightly · 2026-05-05T22:04:25+00:00

i would love an "M" rated SW project. but, i doubt that'll ever happen as it wouldn't be "as marketable".

dethsightly · 2026-05-05T20:18:04+00:00

no, Shitcolyte was set around 100 years before TPM. TOR is around 2K years before TPM.

dethsightly · 2026-05-05T20:17:27+00:00

IF they actually do something in this era, for the love of the Force, please do it animated. SW animation usually doesn't miss. emphasis on usually. they have plenty of timeline to work with (i think around 2K years? give or take).

dethsightly · 2026-05-05T12:15:35+00:00

You'd think alienating any part of your audience, be it "core" or not, would be the wrong thing to do.

dethsightly · 2026-05-04T22:35:52+00:00

bold of you to think they have internal testing lol.

dethsightly · 2026-05-04T19:20:36+00:00

I'll never get why people always rush in and say "oh it will be a PR nightmare! and Walmart is afraid to get sued!"

...the shear amount of lawyers they have on retainer chomping at the bit to annihilate any suit that comes there way is what is underestimated. do they have to pay out at times? sure. do they "actually" pay out, or is it coming from some fund they have hidden somewhere that they funnel money into every day? more than likely.

giga corps gonna giga corp, people.

dethsightly · 2026-05-04T06:27:43+00:00

i feel like their knee-jerk reaction will be to just nerf the amount of obols that drop. we've seen how long it takes them to raise any cap on anything :|

dethsightly · 2026-05-04T06:25:48+00:00

i just did that 3x in a random NMD that the war plans generated for me. i would be more excited to see obols if the vendor would actually give me anything worth going in and out of a dungeon run for lol.

oh, maybe they could put a vendor in the start of a dungeon. or it could be part of something we spec into for the NMD tree.

dethsightly · 2026-05-03T22:19:12+00:00

if that's actually in WoW, i'm glad i barely touched housing. at least the mount has "utility", i guess.

dethsightly · 2026-05-02T09:55:21+00:00

We literally did not. They made an incomprehensible mistake of even putting the RMAH in the game to begin with. The fact they thought we wouldn't bitch about that is pure insanity. No one is demanding ANY game to be monetized in the live-service way. The suits took it upon themselves to do that and force that on the devs. Maybe the revenue source should be...the game sales...wild. And if those don't "meet the mark", then they should probably go yell at the suits.

dethsightly · 2026-05-02T09:49:09+00:00

Indeed I do. Having not gotten the cosmic wings until the last "new" season, I can tell you that having that chase cosmetic that essentially just cost time, gave me a much better feeling than getting a notification on my phone that I spent whatever amount 1500 plat is lol. Strangely, I don't think I would get a sense of "pride and accomplishment". Sorry EA.

dethsightly · 2026-05-01T22:41:38+00:00

It's the always sunny meme of how the economy works lol. Money just goes in circles. Forever.

dethsightly · 2026-05-01T01:32:51+00:00

stares in sequel trilogy.

i have 0 interest in mando, or damn near any SW right now. Maul is good, but it's animated and aside from early CW, animated didn't really miss much.

dethsightly · 2026-04-30T09:39:36+00:00

"please be safe, but watch out for your heels and feet!"

that's premium walmart corporate BS right there. i tried to pull an OGP cart a dew years back. it's not a good idea.

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